7 are pe rform ing , with 9. 3 in Cate g ory 2 4 in Cate g ory 2 are c urre nt or 1 day ove rdue in inte re s t paym e nts 4 of NPLs are c urre nt in inte re s t paym e nts 9 are Rupiah loans 8 are Working Capital loans 9 are Re s truc ture d lo

59 „

82. 7 are pe rform ing , with 9. 3 in Cate g ory 2

„

47. 4 in Cate g ory 2 are c urre nt or 1 day ove rdue in inte re s t paym e nts

„

10. 4 of NPLs are c urre nt in inte re s t paym e nts

„ Prim ary s e c tors in Com m e rc ial are : ¾ Trading ¾ Ag ric ulture ¾ Cons truc tion ¾ Che m ic al M anufac turing „

76. 9 are Rupiah loans

„

51. 8 are Working Capital loans

„

16. 9 are Re s truc ture d loans

„

1. 3 we re purc has e d from IBRA

1 2 3 4 5 C u rr e n t 1 D ay 30 31-60 61+ Trading Mfg-O th Constr Mfg-Chem Agri Bus Serv Mfg-FB Mfg-Text Trans O th 5 ID R USD W C Invest Export Synd 2000 2 -2 4 2004 N ew Bal. N PL D G N PL N C PL D G PL N C PL UG 10 20 30 40 50 60 70 80 90 100 C ollect. C at. 2 Aging Sector C urrency Purpose O rigin Year M ovement Q2 2007 Loan De tail: Comme rcial Loans Loan Profile : Q2 Com m e rc ial Loans Only Rp32, 542 bn Bank Only Rp32, 542 billion in loans we re in the Com m e rc ial portfolio in Q2, or 30. 4 of total loans . Of the Com m e rc ial Loans in Q2: 60 „

91. 7 are pe rform ing , with 10. 7 in Cate g ory 2

„

38. 9 in Cate g ory 2 are c urre nt or 1 day ove rdue in inte re s t paym e nts

„

27. 0 of NPLs are c urre nt in inte re s t paym e nts

„ Prim ary s e c tors in Com m e rc ial are : ¾ Re tail Trading ¾ Plantations ¾ M anufac turing ¾ Dis tribution „

99. 4 are Rupiah loans

„

69. 7 are Working Capital loans

„

5. 5 are Re s truc ture d loans

1 2 3 4 5 Current 1 D ay 30 31-60 61+ T ra d in g -R e t Agri Mfg T rading-D istr T rading-O th Constr Bus Serv O th 5 ID R USD W C Invest Program O ther 2000 2 -2 4 2004 N ew Bal. N PL N C PL D G PL N C PL UG 10 20 30 40 50 60 70 80 90 100 C ollect. C at. 2 Aging Sector C urrency Purpose O rigin Year M ovement Q2 2007 Loan De tail: Small Busine ss Loans Loan Profile : Q2 Sm all Bus ine s s Loans Only Rp9, 007 bn Bank Only Rp9, 007 billion in loans we re in the Sm all Bus ine s s portfolio in Q2, or

8. 4 of total loans . Of the Sm all Bus ine s s Loans in Q2: