0 are Rupiah loans 7 are Working Capital loans 7 s aw no c hang e in c olle c tibility 9 we re upg rade d from NPL Rp75, 565 billion 7 7 of total loans 4 are pe rform ing 0 of loans in Cate g ory 2 are c urre nt in inte re s t paym e nts 5 are Ru

55 C orp C omm Small 2000 2 -2 4 2004 Mfg-O th Agri Mfg-FB C onstr Mfg-PP Trading-O th Mining Mfg-C hem Trading-Ret O th 5 ID R U SD W C Invest. Synd Export Other 1 2 10 20 30 40 50 60 70 80 90 100 G AS O rigin Year Sector Currency Purpose Collect. Q2 2006 Loan De tail: Pe rforming Loans Loan Profile : Q2 Pe rform ing Loans Rp75, 565 bn Bank Only „

53. 5 are to Corporate c us tom e rs 35. 6 are to Com m e rc ial

c us tom e rs „

46. 2 orig inate d s inc e 2005

„

80. 5 have no re s truc turing his tory

„

19. 5 are Re s truc ture d loans

„

2. 7 we re purc has e d from IBRA

„ Prim ary s e c tors are : ¾ FB M anufac turing ¾ Ag ric ulture ¾ Cons truc tion ¾ PP M anufac turing „

65. 0 are Rupiah loans

„

46. 7 are Working Capital loans

„

83. 7 s aw no c hang e in c olle c tibility

„ 0. 9 we re upg rade d from NPL Rp75, 565 billion 70. 7 of total loans in Corporate , Com m e rc ial Sm all Bus ine s s loans we re pe rform ing in Q2. Of the s e pe rform ing loans in Q2: Exc luding M ic ro Cons um e r Loans Only 56 1 2 3 4 5 Current 61-90 D ays 90+ Mfg-O th Mfg-PP Mfg-Text Mfg-Chem Agri Constr Mfg-N onM Trading O th 5 ID R USD Invest W C Synd Export Program Corp Comm Small N PL N C D G to N PL PL N C PL UG 10 20 30 40 50 60 70 80 90 100 C ollect. N PL Aging Sector C urrency Purpose GAS Movement Q2 2007 Loan De tail: Re structure d Loans Loan Profile : Q2 Re s truc ture d Loans Rp21, 500 bn Bank Only „

68. 4 are pe rform ing

„

82. 0 of loans in Cate g ory 2 are c urre nt in inte re s t paym e nts

„ Of the 31. 6 whic h are in NPL, 18. 5 are c urre nt in inte re s t pay m e nts „ Prim ary s e c tors are : ¾ M anufac turing • Che m ic als • Te xtile s • Pulp Pape r ¾ Ag ric ulture „

54. 5 are Rupiah loans

„

40. 4 are Inve s tm e nt loans

„

72. 0 are to Corporate c us tom e rs

„

2. 3 de te riorate d in c olle c tibility

„

3. 7 s howe d im prove d c olle c tibility

Of the re m aining Rp21, 500 billion in re s truc ture d Corporate , Com m e rc ial Sm all Bus ine s s loans in Q2, or 20. 1 of total loans : Exc luding M ic ro Cons um e r Loans Only 57 1 2 5 30 D ays 90+ Mfg-PP Constr Trading Mfg-O th Mfg-N onM Mfg-Text O th 5 USD ID R Invest W C Program Corp Comm Small N PL N C PL N C 10 20 30 40 50 60 70 80 90 100 C ollect. N PL Aging Sector C urrency Purpose GAS Movement Q2 2007 Loan De tail: IBRA Loans Loan Profile : Q2 IBRA Loans Rp2, 515 bn Bank Only „

81. 0 are pe rform ing