55
C orp C omm
Small
2000 2
-2 4
2004
Mfg-O th Agri
Mfg-FB C onstr
Mfg-PP Trading-O th
Mining Mfg-C hem
Trading-Ret O th 5
ID R U SD
W C Invest.
Synd Export
Other
1 2
10 20
30 40
50 60
70 80
90 100
G AS O rigin Year
Sector Currency
Purpose Collect.
Q2 2006 Loan De tail: Pe rforming Loans
Loan Profile : Q2 Pe rform ing Loans Rp75, 565 bn Bank Only
53. 5 are to Corporate c us tom e rs 35. 6 are to Com m e rc ial
c us tom e rs
46. 2 orig inate d s inc e 2005
80. 5 have no re s truc turing his tory
19. 5 are Re s truc ture d loans
2. 7 we re purc has e d from IBRA
Prim ary s e c tors are :
¾
FB M anufac turing
¾
Ag ric ulture
¾
Cons truc tion
¾
PP M anufac turing
65. 0 are Rupiah loans
46. 7 are Working Capital loans
83. 7 s aw no c hang e in c olle c tibility
0. 9 we re upg rade d from NPL Rp75, 565 billion 70. 7 of total loans
in Corporate , Com m e rc ial Sm all Bus ine s s loans we re pe rform ing in
Q2. Of the s e pe rform ing loans in Q2:
Exc luding M ic ro Cons um e r Loans Only
56
1 2
3 4
5
Current 61-90 D ays
90+
Mfg-O th Mfg-PP
Mfg-Text Mfg-Chem
Agri Constr
Mfg-N onM Trading
O th 5
ID R USD
Invest W C
Synd Export
Program
Corp Comm
Small
N PL N C D G to N PL
PL N C PL UG
10 20
30 40
50 60
70 80
90 100
C ollect. N PL Aging
Sector C urrency
Purpose GAS
Movement
Q2 2007 Loan De tail: Re structure d Loans
Loan Profile : Q2 Re s truc ture d Loans Rp21, 500 bn Bank Only
68. 4 are pe rform ing
82. 0 of loans in Cate g ory 2 are c urre nt in inte re s t paym e nts
Of the 31. 6 whic h are in NPL, 18. 5 are c urre nt in inte re s t
pay m e nts
Prim ary s e c tors are :
¾
M anufac turing
• Che m ic als
• Te xtile s
• Pulp Pape r
¾
Ag ric ulture
54. 5 are Rupiah loans
40. 4 are Inve s tm e nt loans
72. 0 are to Corporate c us tom e rs
2. 3 de te riorate d in c olle c tibility
3. 7 s howe d im prove d c olle c tibility
Of the re m aining Rp21, 500 billion in re s truc ture d Corporate , Com m e rc ial
Sm all Bus ine s s loans in Q2, or 20. 1 of total loans :
Exc luding M ic ro Cons um e r Loans Only
57
1 2
5
30 D ays 90+
Mfg-PP Constr
Trading Mfg-O th
Mfg-N onM Mfg-Text
O th 5
USD ID R
Invest W C
Program
Corp Comm
Small
N PL N C PL N C
10 20
30 40
50 60
70 80
90 100
C ollect. N PL Aging
Sector C urrency
Purpose GAS
Movement
Q2 2007 Loan De tail: IBRA Loans
Loan Profile : Q2 IBRA Loans Rp2, 515 bn Bank Only
81. 0 are pe rform ing