4 of total loans . Of the Sm all Bus ine s s Loans in Q2: 4 are pe rform ing loans with 9. 0 in Cate g ory 2 0 of Cate g ory 2 loans are c urre nt in inte re s t paym e nts 7 of NPLs are c urre nt in inte re s t paym e nts 5 are Com m e rc ial

60 „

91. 7 are pe rform ing , with 10. 7 in Cate g ory 2

„

38. 9 in Cate g ory 2 are c urre nt or 1 day ove rdue in inte re s t paym e nts

„

27. 0 of NPLs are c urre nt in inte re s t paym e nts

„ Prim ary s e c tors in Com m e rc ial are : ¾ Re tail Trading ¾ Plantations ¾ M anufac turing ¾ Dis tribution „

99. 4 are Rupiah loans

„

69. 7 are Working Capital loans

„

5. 5 are Re s truc ture d loans

1 2 3 4 5 Current 1 D ay 30 31-60 61+ T ra d in g -R e t Agri Mfg T rading-D istr T rading-O th Constr Bus Serv O th 5 ID R USD W C Invest Program O ther 2000 2 -2 4 2004 N ew Bal. N PL N C PL D G PL N C PL UG 10 20 30 40 50 60 70 80 90 100 C ollect. C at. 2 Aging Sector C urrency Purpose O rigin Year M ovement Q2 2007 Loan De tail: Small Busine ss Loans Loan Profile : Q2 Sm all Bus ine s s Loans Only Rp9, 007 bn Bank Only Rp9, 007 billion in loans we re in the Sm all Bus ine s s portfolio in Q2, or

8. 4 of total loans . Of the Sm all Bus ine s s Loans in Q2:

Exc luding M ic ro Loans 61 1 2 3 5 C u rr e n t 1 D ay 30 31-60 61+ Mfg-O th Agri Constr Mfg-FB Trading-O th Bus Serv Trading-Ret Trans Mfg-Chem O th 5 Corp Comm Small W C Invest Export O ther 2000 2 -2 4 2004 N ew Bal. N PL N C PL N C PL UG 10 20 30 40 50 60 70 80 90 100 C ollect C at 2 Aging Sector Business Purpose O rigin Year M ove Q2 2007 Loan De tail: Rup iah Loans Loan Profile : Q2 Loans Rp57, 580 bn Bank Only „

85. 4 are pe rform ing loans with 9. 0 in Cate g ory 2

„

57. 0 of Cate g ory 2 loans are c urre nt in inte re s t paym e nts

„

17. 7 of NPLs are c urre nt in inte re s t paym e nts

„ Prim ary s e c tors in Corporate are : ¾ Food Be ve rag e M fg ¾ Plantations ¾ Cons truc tion ¾ Trading „

43. 5 are Com m e rc ial loans

„

62. 9 are Working Capital loans

„

20. 3 are Re s truc ture d loans

„

0. 6 we re purc has e d from IBRA Rp57, 580 billion in loans we re

Rupiah de nom inate d in Q2, or 53. 9 of total loans . Of the Rupiah Loans in Q2: Exc luding M ic ro Cons um e r Loans Only 62 1 2 3 4 5 Current 1 D ay 30 31-60 61+ Mining Mfg-PP Mfg-Chem Mfg-O th Mfg-Text Mfg-FB Agri ElectGasW ater O th 5 Corp Comm Invest Synd W C Export O ther 2000 2 -2 4 2004 N ew Bal. N PL N C PL N C PL UG 10 20 30 40 50 60 70 80 90 100 C ollect C at 2 Aging Sector Business Purpose O rigin Year M ove Q2 2007 Loan De tail: Fore ig n Curre ncy Loans Loan Profile : Q2 FX Loans Rp34, 485 bn Bank Only „

76. 6 are pe rform ing loans with 24. 7 in Cate g ory 2

„

87. 9 of Cate g ory 2 loans are c urre nt in inte re s t paym e nts

„

19. 4 of NPLs are c urre nt in inte re s t paym e nts