1 are for Com m e rc ial 25. 0 are to Sm all Bus ine s s c us tom e rs 1 are c urre nt 3. 2 are 1 day ove rdue 8 are Rupiah loans 8 are Working Capital loans 8 are Re s truc ture d loans Rp1, 096 billion 1. 0 of total loans 9 are to Corporate

52 Corp Comm Small C u rr e n t 1 D ay 30 31-60 61+ Constr Trading-Ret Mfg-Chem Mfg-O th Mfg-Text Mfg-W ood Mining Trading-O th ElectGasW ater Oth5 ID R USD O ther W C Invest Synd O ther 2000 2000-2004 2004 10 20 30 40 50 60 70 80 90 100 GAS Int. Aging Sector Currency Purpose O rigin Year Q2 2007 Loan De tail: Ne w Downg rad e s to Cate g ory 2 Loan Profile : Q2 Downg rade s to Cat. 2 loans Rp1, 096 bn - Bank Only „

64. 1 are for Com m e rc ial 25. 0 are to Sm all Bus ine s s c us tom e rs

„

33. 1 are c urre nt 3. 2 are 1 day ove rdue

„ Prim ary s e c tors downg rade d are : ¾ Cons truc tion ¾ Re tail Trading ¾ Che m ic al M anufac turing ¾ Te xtile M anufac turing „

63. 8 are Rupiah loans

„

58. 8 are Working Capital loans

„

0. 8 are Re s truc ture d loans Rp1, 096 billion 1. 0 of total loans

in Corporate , Com m e rc ial Sm all Bus ine s s loans we re downg rade d to Cate g ory 2 in Q2. Of the Spe c ial M e ntion Loans downg rade d in Q2: Exc luding M ic ro Cons um e r Loans Only 53 Corp Comm Small C u rr e n t 1 D ay 30 31-60 61+ Mfg-PP Mfg-Text Mfg-O th Mfg-Chem Trading Constr Agri O th 5 USD ID R In v e st W C Synd O ther 2000 2 -2 4 2004 N ew Bal. UG to PL PL D G PL N C 10 20 30 40 50 60 70 80 90 100 GAS D ays Aging Sector Currency Purpose O rigin Year Move. Q2 2007 Loan De tail: Cate g ory 2 Loans Loan Profile : Q2 Cate g ory 2 Loans Rp13, 729 bn Bank Only „

70. 9 are to Corporate c us tom e rs

„

77. 9 are c urre nt or 1 day ove rdue

„ Prim ary s e c tors in Cate g ory 2 are : ¾ Pulp Pape r ¾ Te xtile M anufac turing ¾ Che m ic al M anufac turing ¾ Trading ¾ Plantations „

62. 0 are US Dollar loans

„

46. 2 are Inve s tm e nt loans

„

60. 1 are Re s truc ture d loans

„

12. 3 we re purc has e d from IBRA

„

85. 5 we re Cate g ory 2 in Q1 ‘07 Rp13, 729 billion 12. 8 of total loans

in Corporate , Com m e rc ial Sm all Bus ine s s loans we re in Cate g ory 2 in Q2. Of the s e Spe c ial M e ntion loans in Q2: Exc luding M ic ro Cons um e r Loans Only 54 „

49. 2 we re to Com m e rc ial borrowe rs