50
0. 8 we re s till c urre nt on inte re s t paym e nts while 11. 4 we re le s s
than 30 days ove rdue
61. 3 we re Corporate borrowe rs
57. 1 we re loans pre vious ly re s truc ture d
Larg e s t downg rade s by s e c tor:
¾
Te xtile M anufac turing
¾
Wood M anufac turing
¾
Plantations
63. 1 we re USD loans
48. 1 we re Working Capital loans
85. 2 we re m ore than 90 days ove rdue in inte re s t paym e nts
Corp Comm
Small
3 4
5
Mfg-Text Mfg-W ood
Agri Trading-Ret
Mfg-O th Trading-O th
Mfg-N onM O th 5
ID R USD
W C Invest
Export O ther
Current 30 D ays
61-90 D ays 90+ D ays
10 20
30 40
50 60
70 80
90 100
G AS Collectibility
Sector Currency
Purpose Int. Aging
Q2 2007 Loan De tail: Downg rad e s to NPL
Exc luding M ic ro Cons um e r Loans Only
Corporate , Com m e rc ial Sm all Bus ine s s loans downg rade d to NPL in
Q2 totale d Rp783 billion 0. 73 of total loans . Of the s e loans :
Loan Profile : Q2 Downg rade s to NPL Rp783 bn - Bank Only
51
Q2 2007 Loan De tail: Non-Pe rforming Loans
Loan Profile : Q2 NPLs Rp16, 500 bn Bank Only
18. 5 re m ain c urre nt on inte re s t paym e nts and 2. 4 are le s s than 90
days ove rdue
61. 3 are to Corporate c us tom e rs
38. 2 are Working Capital loans and 39. 9 are Inve s tm e nt loans
Prim ary s e c tors are :
¾
M anufac turing
• Che m ic als
• Te xtile s
• Non-M e tals
¾
Trading
51. 1 are Rupiah loans
41. 1 we re pre vious ly re s truc ture d
2. 9 we re loans purc has e d from IBRA
9. 9 are Cat. 3 3. 4 are Cat. 4 Corporate , Com m e rc ial Sm all
Bus ine s s NPLs totale d Rp16, 500 billion in Q2, or 15. 4 of total loans . Of the s e
NPLs in Q2:
Corp Comm
Small
3 4
5
Mfg-C hem Mfg-O th
Mfg-Text Trading
Mfg-N onM Mfg-FB
Agri Bus Serv
O th 5
ID R U SD
Invest W C
Export Synd
LC
Pr ogr am
C urrent 61-90 D ays
90+ D ays
10 20
30 40
50 60
70 80
90 100
GAS Collectibility
Sector Cur r ency
Pur pose Int. Aging
Exc luding M ic ro Cons um e r Loans Only
52
Corp Comm
Small
C u
rr e
n t
1 D ay 30
31-60 61+
Constr Trading-Ret
Mfg-Chem Mfg-O th
Mfg-Text Mfg-W ood
Mining Trading-O th
ElectGasW ater
Oth5
ID R USD
O ther
W C Invest
Synd O ther
2000 2000-2004
2004
10 20
30 40
50 60
70 80
90 100
GAS Int. Aging
Sector Currency
Purpose O rigin Year
Q2 2007 Loan De tail: Ne w Downg rad e s to Cate g ory 2
Loan Profile : Q2 Downg rade s to Cat. 2 loans Rp1, 096 bn - Bank Only
64. 1 are for Com m e rc ial 25. 0 are to Sm all Bus ine s s c us tom e rs