FIXED ASSETS Bank Mandiri Tbk Eng 31 Des 2015 Released

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2015 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 116

20. OTHER ASSETS December 31, December 31,

2015 2014 Accrued income 4,060,993 3,272,972 Others - net 7,231,734 7,966,426 11,292,727 11,239,398 Accrued Income December 31, December 31, 2015 2014 Rupiah 3,297,600 2,725,046 Foreign currencies Note 61B.v 763,393 547,926 4,060,993 3,272,972 Accrued income mainly consist of accrued interest receivables from placements, marketable securities, government bonds, loans and accrued fees and commissions. Others - net December 31, December 31, 2015 2014 Rupiah: Receivables from customer transactions 888,426 1,757,865 Receivables from mutual fund 626,492 696,502 Receivables from government bonds pledged as collateral 592,668 592,614 Receivables from transactions related to ATM and credit card 477,159 636,502 Receivables from policy holders 453,560 144,861 Abandoned properties - net of accumulated losses amounting to Rp947 as of December 31, 2015 and 2014 149,325 149,325 Receivables from sales of marketable securities 92,688 - Repossessed assets - net of accumulated losses amounting to Rp9,850 as of December 31, 2015 and 2014 11,565 23,688 Others 3,255,764 2,821,972 Total 6,547,647 6,823,329 Foreign currencies: Receivables to policyholder Note 61B.v 23,247 6,389 Receivable from sale of marketable securities Note 61B.v 6,922 261,870 Receivables from customer transactions Note 61B.v 6,802 6,337 Others 1,079,145 1,120,006 Total 1,116,116 1,394,602 7,663,763 8,217,931 Less: Allowance for possible losses 432,029 251,505 Net 7,231,734 7,966,426 PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2015 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 117

20. OTHER ASSETS continued

Receivables from customer transactions mainly consist of receivables arising from securities transactions of PT Mandiri Sekuritas Subsidiary. As of December 31, 2015 and 2014, included in receivables from customer transactions is an impaired portfolio amounting to Rp214,365 and Rp67,134, respectively. Receivables from mutual fund related to receivable from securities portfolio transactions of unit-linked contracts in Subsidiary. Receivables related to ATM and credit card transactions represent receivable arising from ATM transactions within ATM Bersama, Prima and Link network and receivable from Visa and Master Card on credit card transactions. Receivables from government bonds pledged as collateral represent receivables in relation to “repo to maturity” transaction with a counterparty, where the Bank has transferred VR0031 with nominal value of Rp600,000 and recognised a receivable equivalent to the cash value of VR0031 refer to Note 36e. This receivable will be settled by net basis with the settlement of the corresponding liabilities of Rp600,000 to the counterparty on the due date July 25, 2020. Receivables to policy holders represent the Subsidiary’s receivables to policy holders related to policy holders’ premium of non unit-linked products. Accrue sales of marketable securities are receivables from sale of marketable securities which have settlement date on January 6, 2016 and January 2, 2015, respectively for the year ended December 31, 2015 and 2014. Others mainly consist of inter-office accounts, various receivables from transaction with third parties, including clearing transactions and others. Movement of allowance for possible losses on other assets are as follows: December 31, December 31, 2015 2014 Beginning balace 251,505 289,412 Allowancereversal during the year Note 45 157,382 42,475 Others 23,142 4,568 Ending balance 432,029 251,505 Including effect of foreign currency translation. Management believes that the allowance for possible losses is adequate.

21. DEPOSITS FROM CUSTOMERS - DEMANDWADIAH DEMAND DEPOSITS

a. By currency, related parties and third parties: December 31, December 31, 2015 2014 Rupiah: Related parties Note 55 22,839,976 9,752,670 Third parties 78,390,328 69,226,136 Total 101,230,304 78,978,806