OTHER ASSETS continued DEPOSITS FROM CUSTOMERS - DEMANDWADIAH DEMAND DEPOSITS

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2015 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 120

23. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued

b. By contract period: December 31, December 31, 2015 2014 Rupiah: 1 month 96,126,946 112,370,849 3 months 63,937,370 54,302,197 6 months 10,695,019 17,021,891 12 months 6,681,979 9,903,428 Over 12 months 1,469,337 830,982 Total 178,910,651 194,429,347 Foreign currencies: 1 month 15,045,077 25,009,765 3 months 2,981,268 1,738,095 6 months 1,354,467 2,232,298 12 months 2,636,163 498,355 Over 12 months 298,578 26,237 Total Note 61B.v 22,315,553 29,504,750 201,226,204 223,934,097 c. By remaining period until maturity date: December 31, December 31, 2015 2014 Rupiah: Less than 1 month 113,525,112 122,668,578 1 - 3 months 52,252,923 52,424,800 3 - 6 months 8,485,894 13,364,000 6 - 12 months 3,415,205 5,195,621 Over 12 months 1,231,517 776,348 Total 178,910,651 194,429,347 Foreign currencies: Less than 1 month 16,241,112 22,542,957 1 - 3 months 3,223,240 4,473,904 3 - 6 months 1,110,921 2,004,405 6 - 12 months 1,728,799 461,839 Over 12 months 11,481 21,645 Total Note 61B.v 22,315,553 29,504,750 201,226,204 223,934,097 d. Average interest rates cost of funds per annum: December 31, December 31, 2015 2014 Rupiah 7.77 7.67 Foreign currencies 1.17 1.20 e. As of December 31, 2015 and 2014, total time deposits pledged as collateral on loans were amounting Rp23,162,101 and Rp18,274,445, respectively Note 12B.c. PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2015 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 121

24. DEPOSITS FROM OTHER BANKS - DEMANDWADIAH DEMAND AND SAVING DEPOSITS

a. By currency, related parties and third parties: December 31, December 31, 2015 2014 Demandwadiah demand deposits Related parties Note 55 Rupiah 39,729 8,637 Foreign currencies Note 61B.v 30,447 16,932 70,176 25,569 Third parties Rupiah 1,125,495 1,147,015 Foreign currencies Note 61B.v 1,602,074 1,023,532 2,727,569 2,170,547 Total 2,797,745 2,196,116 Saving deposits Third parties Rupiah 946,444 1,302,946 Foreign currencies Note 61B.v 100 - Total 946,544 1,302,946 3,744,289 3,499,062 Included in deposits from other banks - demand deposits are wadiah deposits amounting Rp44,424 and Rp41,838 as of December 31, 2015 and 2014, respectively. b. Average interest rates cost of funds and profit sharing per annum: Average interest rates cost of funds per annum: December 31, December 31, 2015 2014 Demand depositswadiah demand deposit Rupiah 2.07 2.00 Foreign currencies 0.29 0.27 Saving deposits Rupiah 1.24 1.50 Foreign currencies 0.20 - Range of profit sharing per annum on wadiah demand deposits: Year ended December 31, 2015 2014 Rupiah 0.62 - 1.79 0.70 - 0.81