SECURITIES PURCHASED UNDER RESALE AGREEMENTS continued

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2015 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 93

12. LOANS AND SHARIA FINANCINGRECEIVABLES continued

A. Details of loans and sharia financingreceivables continued: b.1 By type: December 31, 2015 Non-impaired Impaired Total Rupiah: Working capital 208,014,952 15,610,895 223,625,847 Investment 119,075,029 8,985,836 128,060,865 Consumer 111,634,458 2,162,270 113,796,728 Syndicated 12,444,018 754,225 13,198,243 Export 10,702,639 149,861 10,852,500 Employees 4,008,931 67,680 4,076,611 Government program 759,051 152,309 911,360 Total 466,639,078 27,883,076 494,522,154 Foreign currencies: Working capital 28,485,384 5,220,454 33,705,838 Investment 27,410,237 7,464,351 34,874,588 Consumer 278,873 - 278,873 Syndicated 12,936,393 242,545 13,178,938 Export 9,251,222 863,087 10,114,309 Employees 737 - 737 Total Note 61B.v 78,362,846 13,790,437 92,153,283 545,001,924 41,673,513 1 586,675,437 Less: allowance for impairment losses 5,507,533 16,774,309 2 22,281,842 Net 539,494,391 24,899,204 3 564,393,595 Included in “impaired portfolio” are i loans classified as sub-standard, doubtful and loss non-performing loans in accordance with Bank Indonesia regulation, ii all restructured loans over Rp5,000 Note 2c.G.a. Including loan of Subsidiary engaged in sharia banking in which allowance for impairment losses is calculated based on Bank Indonesia Regulation and SFAS 102 Revised 2013. 1 Loans evaluated by using individual and collective assessment are amounting to Rp30,423,173 and Rp11,250,340, respectively. 2 Allowance for impairment losses calculated by using individual and collective assessment are amounting to Rp13,265,021 and Rp3,509,288 respectively. 3 Loans - net evaluated by using individual and collective assessment are amounting to Rp17,158,152 and Rp7,741,052, respectively. PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2015 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 94

12. LOANS AND SHARIA FINANCINGRECEIVABLES continued

A. Details of loans and sharia financingreceivables continued: b.1 By type continued: December 31, 2014 Non-impaired Impaired Total Rupiah: Working capital 181,634,846 10,896,067 192,530,913 Investment 117,352,314 3,878,429 121,230,743 Consumer 105,920,129 2,534,914 108,455,043 Syndicated 10,535,032 171,817 10,706,849 Export 8,383,443 454,331 8,837,774 Employees 1,388,904 7,194 1,396,098 Government program 1,097,564 180,753 1,278,317 Total 426,312,232 18,123,505 444,435,737 Foreign currencies: Working capital 21,077,580 1,788,591 22,866,171 Investment 22,776,225 3,610,070 26,386,295 Consumer 444,186 2,968 447,154 Syndicated 14,951,884 51,518 15,003,402 Export 13,130,837 831,386 13,962,223 Employees 835 - 835 Total Note 61B.v 72,381,547 6,284,533 78,666,080 498,693,779 24,408,038 1 523,101,817 Less: allowance for impairment losses 4,907,064 12,799,883 2 17,706,947 Net 493,786,715 11,608,155 3 505,394,870 Included in “impaired portfolio” are i loans classified as sub-standard, doubtful and loss non-performing loans in accordance with Bank Indonesia regulation, ii all restructured loans over Rp5,000 Note 2c.G.a. Including loan of Subsidiary engaged in sharia banking in which allowance for impairment losses is calculated based on Bank Indonesia Regulation and SFAS No. 102 revised 2013. 1 Loans evaluated by using individual and collective assessment are amounting to Rp14,703,940 and Rp9,704,098, respectively. 2 Allowance for impairment losses calculated by using individual and collective assessment are amounting to Rp9,744,022 and Rp3,055,861, respectively. 3 Loans - net evaluated by using individual and collective assessment are amounting to Rp4,959,918 and Rp6,648,237, respectively.