CURRENT ACCOUNTS WITH BANK INDONESIA December 31, December 31,

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2015 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 73

6. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued

a. By type, currency, maturity and Bank Indonesia’s collectability continued: December 31, 2014 Maturity Current Loss Total Rupiah: Bank Indonesia 1 month 25,211,529 - 25,211,529 Call money 1 month 5,886,000 - 5,886,000 1 month 3 months 980,000 - 980,000 Time deposit 1 month 2,036,190 - 2,036,190 1 month 3 months 1,476,877 - 1,476,877 3 months 6 months 240,273 - 240,273 6months 12months 20,000 - 20,000 Saving no maturity 1,055 - 1,055 Total 35,851,924 - 35,851,924 Foreign currencies: Bank Indonesia 1 month 17,524,775 - 17,524,775 Call money 1 month 5,824,715 - 5,824,715 12 months - 45,053 45,053 Fixed-term placement 1 month 1,756,361 - 1,756,361 1 month 3 months 545 - 545 3 months 6 months 199,770 - 199,770 12 months - 1,038 1,038 Time deposit 1 month 8,571 - 8,571 Total Note 61B.v 25,314,737 46,091 25,360,828 61,212,752 Less: Allowance for impairment losses 95,147 Net 61,117,605 b. By related parties and third parties: December 31, December 31, 2015 2014 Rupiah: Related parties Note 55 1,572,113 1,250,349 Third parties 9,988,512 34,601,575 Total 11,560,625 35,851,924 Foreign currencies: Related parties Note 55 419,165 252,729 Third parties 25,407,833 25,108,099 Total Note 61B.v 25,826,998 25,360,828 37,387,623 61,212,752 Less: Allowance for impairment losses 66,760 95,147 37,320,863 61,117,605 PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2015 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 74

6. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued

c. Average interest rate yield per annum: December 31, December 31, 2015 2014 Rupiah 3.79 4.25 Foreign currencies 0.17 0.15 d. As of December 31, 2015, placement in other banks-others with the total amount USD5,488,263 and USD10,997,811 is pledge as collateral for fund borrowing from other banks December 31, 2014: There was no placement in other banks which had been pledged as collateral Notes 36c. e. Movements of allowance for impairment losses on placements with other banks: December 31, December 31, 2015 2014 Beginning balance 95,147 105,599 Allowance during the year Note 44 26,256 10,321 Others 2,131 131 Balance at end of year 66,760 95,147 Includes effect of foreign currency translation. Management believes that the allowance for impairment losses on placements with Bank Indonesia and other banks is adequate. Bank Mandiri has a placement with a financial institution in liquidation, which has been classified as loss or “impaired”. Bank Mandiri’s claims that have been approved by the Trustee based on the creditors meeting on November 5, 2009 amounted to EUR16,395,092 full amount for the placement. On March 10, 2010, November 24, 2010, September 6, 2012 and January 23, 2014 the Trustee has paid a portion of the claims interim distribution to Bank Mandiri, after a set-off with the balance of demand deposit, inter-bank call money and LC UPAS payable of the Subsidiary to the financial institution. The balance of Bank Mandiris placement with the financial institution in liquidation as of December 31, 2015 and 2014 amounted to EUR3,061,829 full amount and EUR3,061,829 full amount, respectively. As of December 31, 2015 and 2014, Bank Mandiri has established full reserve for impairment losses on the remaining outstanding balance of placement with the financial institution. f. Information in respect of classification of “non-impaired” and “impaired” is disclosed in Note 61A.