PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
As of December 31, 2015 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated
124
27. LIABILITY TO UNIT-LINKED HOLDERS
This account represents Subsidiary’s liabilities to unit-linked holders placed in unit-linked investment, with details as follows:
December 31, December 31, 2015
2014
Non-Sharia 16,147,095
16,407,185 Sharia
871,954 936,614
17,019,049 17,343,799
The details of non-sharia unit-linked investments based on the type of contracts are as follows:
December 31, December 31, 2015
2014
Dynamic Money 7,531,851
7,911,912 Attractive Money
4,518,537 4,219,272
Progressive Money 2,119,308
2,295,561 Excellent Equity
1,290,405 1,426,903
Protected Money 394,396
261,701 Active Money
154,507 150,537
Secure Money 71,131
77,101 Fixed Money
55,850 54,146
Money Market 11,110
10,052 16,147,095
16,407,185
The details of sharia unit-linked investments based on the type of contracts are as follows:
December 31, December 31, 2015
2014
Attractive money sharia 741,366
802,467 Active money sharia
91,258 90,292
Amanah equity sharia 24,182
20,933 Advanced commodity sharia
15,148 22,922
871,954 936,614
Underlying assets of the policyholders’ investment in the above unit-linked contracts are financial assets mainly consist of cash, marketable securities and Goverment Bonds. As of December 31, 2015
and 2014, the investment of policyholders were recorded based on each type of the financial assets in the consolidated statement of financial position.
The policyholders’ funds non-sharia placed in statutory deposits as of December 31, 2015 and 2014 amounted to Rp37,500 and Rp177,776, respectively.
Included in the above policyholders’ investments in unit-linked contracts are policyholders’ fund in foreign currency as of December 31, 2015 and 2014 amounted to USD1,886,869 full amount and
USD2,378,155 full amount, respectively. Dynamic money
This is an equity fund with underlying exposures in stocks listed in Indonesia Stock Exchange and money market instruments through mutual fund Schroder Dana Prestasi Dinamis.
PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
As of December 31, 2015 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated
125
27. LIABILITY TO UNIT-LINKED HOLDERS continued
Attractive money This is an equity fund with underlying exposures in stocks and bonds listed in Indonesia Stock
Exchange and money market instruments through mutual fund Mandiri Saham Atraktif. Progressive money
This is a balanced fund with underlying exposures in stocks and bonds listed in Indonesia Stock Exchange and money market instruments through mutual fund Schroder Dana Campuran Progresif.
Excellent equity This is an equity fund with underlying exposures in small cap equities exclude top 20, largest
capitalitation shares traded in Indonesia Stock Exchange and money market instruments through mutual fund Mandiri Dynamic Equity.
Protected money This is a placement of funds based combination with investments in stocks and bonds traded on the
Indonesia Stock Exchange and money market instruments with maturities less than 1 year. Active money
This is a balanced fund with underlying exposures in stocks and bonds listed in Indonesia Stock Exchange and money market instruments through mutual fund Mandiri Aktif.
Secure money Secure Money Rupiah is a fixed income fund with underlying exposures in fixed income securities
listed in Indonesia Stock Exchange and money market instruments through mutual fund Schroder Dana Obligasi Mantap. Funding in USD has underlying exposures in fixed income securities listed in
Indonesia Stock Exchange as well as foreign stock exchanges and money market instruments through mutual fund Investa Dana Dollar Mandiri.
Fixed money This is a fixed income fund with underlying exposures in Indonesian Government Bonds and money
market instruments through mutual fund Mandiri Investa Dana Obligasi II. Money market
This is money market fund with underlying exposures in money market instrument including term deposits and fixed income securities listed in Indonesia Stock Exchange through mutual fund Mandiri
Investa Pasar Uang. The policyholders’ funds - sharia placed in statutory deposits as of December 31, 2015 and 2014
amounted to Rp20,000.
Attractive money sharia This is an equity fund with underlying exposures in stocks and bonds listed in Indonesia Stock
Exchange and money market instruments in accordance with sharia principle through mutual fund Mandiri Saham Syariah Atraktif.
Active money sharia This is a balanced fund with underlying exposures in stocks and bonds listed in Indonesia Stock
Exchange and money market instruments in accordance with sharia principle through mutual fund Mandiri Berimbang Syariah Aktif.
Amanah equity sharia This is an equity fund with underlying exposures in stocks listed in Indonesia Stock Exchange and
money market instruments in accordance with sharia principle through mutual fund BNP Paribas Pesona Amanah.
