OTHER ASSETS December 31, December 31,

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2015 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 119

22. DEPOSITS FROM CUSTOMERS - SAVINGWADIAH SAVING DEPOSITS continued

a. By currency, type, related parties and third parties continued: December 31, December 31, 2015 2014 Foreign currencies: Related parties Note 55 Mandiri Saving Deposits 230,297 9,779 Third parties Mandiri Saving Deposits 27,788,797 24,730,358 Total Note 61B.v 28,019,094 24,740,137 248,951,639 231,461,256 Included in saving deposits were wadiah deposits amounting Rp2,239,241 and Rp1,700,819 as of December 31, 2015 and 2014, respectively. b. Average interest rates cost of funds per annum: December 31, December 31, 2015 2014 Rupiah 1.24 1.50 Foreign currencies 0.20 0.20 c. As of December 31, 2015 and 2014, total saving pledged as collateral on loans were amounting Rp7,655,250 and Rp6,180,991, respectively Note 12B.c. 23. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS a. By currency, related parties and third parties: December 31, December 31, 2015 2014 Rupiah Related parties Note 55 30,689,101 28,301,811 Third parties 148,221,550 166,127,536 Total 178,910,651 194,429,347 Foreign currencies Related parties Note 55 6,568,109 5,158,131 Third parties 15,747,444 24,346,619 Total Note 61B.v 22,315,553 29,504,750 201,226,204 223,934,097 Include in deposits from customers - time deposits are Negotiable Certificate of Deposit NCD amounting Rp145,237 and RpNil as of December 31, 2015 and 2014, respectively. PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2015 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 120

23. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS continued

b. By contract period: December 31, December 31, 2015 2014 Rupiah: 1 month 96,126,946 112,370,849 3 months 63,937,370 54,302,197 6 months 10,695,019 17,021,891 12 months 6,681,979 9,903,428 Over 12 months 1,469,337 830,982 Total 178,910,651 194,429,347 Foreign currencies: 1 month 15,045,077 25,009,765 3 months 2,981,268 1,738,095 6 months 1,354,467 2,232,298 12 months 2,636,163 498,355 Over 12 months 298,578 26,237 Total Note 61B.v 22,315,553 29,504,750 201,226,204 223,934,097 c. By remaining period until maturity date: December 31, December 31, 2015 2014 Rupiah: Less than 1 month 113,525,112 122,668,578 1 - 3 months 52,252,923 52,424,800 3 - 6 months 8,485,894 13,364,000 6 - 12 months 3,415,205 5,195,621 Over 12 months 1,231,517 776,348 Total 178,910,651 194,429,347 Foreign currencies: Less than 1 month 16,241,112 22,542,957 1 - 3 months 3,223,240 4,473,904 3 - 6 months 1,110,921 2,004,405 6 - 12 months 1,728,799 461,839 Over 12 months 11,481 21,645 Total Note 61B.v 22,315,553 29,504,750 201,226,204 223,934,097 d. Average interest rates cost of funds per annum: December 31, December 31, 2015 2014 Rupiah 7.77 7.67 Foreign currencies 1.17 1.20 e. As of December 31, 2015 and 2014, total time deposits pledged as collateral on loans were amounting Rp23,162,101 and Rp18,274,445, respectively Note 12B.c.