FIXED ASSETS continued Others continued INTANGIBLE ASSETS December 31, December 31,

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2015 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 118

21. DEPOSITS FROM CUSTOMERS - DEMANDWADIAH DEMAND DEPOSITS continued

a. By currency, related parties and third parties continued: December 31, December 31, 2015 2014 Foreign currencies: Related parties Note 55 15,412,209 9,998,549 Third parties 55,511,975 39,076,203 Total Note 61B.v 70,924,184 49,074,752 172,154,488 128,053,558 Included in demand deposits were wadiah deposits amounting Rp5,818,708 and Rp5,186,571 as of December 31, 2015 and 2014, respectively. b. Average interest rates cost of funds and range of profit sharing per annum: Average interest rates cost of funds per annum: Year ended December 31, 2015 2014 Rupiah 2.07 2.00 Foreign currencies 0.29 0.27 Range of profit sharing per annum on wadiah deposits: Year ended December 31, 2015 2014 Rupiah 0.71 - 0.84 0.70 - 0.81 Foreign currencies 0.18 - 0.84 0.18 - 0.81 c. As of 31 December 2015 and 2014, demand deposits pledged as collateral for bank guarantees, loans and trade finance facilities irrevocable Letters of Credits were amounting Rp5,323,777 and Rp3,959,724, respectively Note 12B.c and 31e.

22. DEPOSITS FROM CUSTOMERS - SAVINGWADIAH SAVING DEPOSITS

a. By currency, type, related parties and third parties: December 31, December 31, 2015 2014 Rupiah: Related parties Note 55 Mandiri Saving Deposits 1,111,778 111,904 Third parties Mandiri Saving Deposits 219,154,260 205,731,289 Hajj Mandiri Saving Deposits 666,507 877,926 Total 220,932,545 206,721,119 PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2015 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 119

22. DEPOSITS FROM CUSTOMERS - SAVINGWADIAH SAVING DEPOSITS continued

a. By currency, type, related parties and third parties continued: December 31, December 31, 2015 2014 Foreign currencies: Related parties Note 55 Mandiri Saving Deposits 230,297 9,779 Third parties Mandiri Saving Deposits 27,788,797 24,730,358 Total Note 61B.v 28,019,094 24,740,137 248,951,639 231,461,256 Included in saving deposits were wadiah deposits amounting Rp2,239,241 and Rp1,700,819 as of December 31, 2015 and 2014, respectively. b. Average interest rates cost of funds per annum: December 31, December 31, 2015 2014 Rupiah 1.24 1.50 Foreign currencies 0.20 0.20 c. As of December 31, 2015 and 2014, total saving pledged as collateral on loans were amounting Rp7,655,250 and Rp6,180,991, respectively Note 12B.c. 23. DEPOSITS FROM CUSTOMERS - TIME DEPOSITS a. By currency, related parties and third parties: December 31, December 31, 2015 2014 Rupiah Related parties Note 55 30,689,101 28,301,811 Third parties 148,221,550 166,127,536 Total 178,910,651 194,429,347 Foreign currencies Related parties Note 55 6,568,109 5,158,131 Third parties 15,747,444 24,346,619 Total Note 61B.v 22,315,553 29,504,750 201,226,204 223,934,097 Include in deposits from customers - time deposits are Negotiable Certificate of Deposit NCD amounting Rp145,237 and RpNil as of December 31, 2015 and 2014, respectively.