DEPOSITS FROM CUSTOMERS - DEMANDWADIAH DEMAND DEPOSITS continued DEPOSITS FROM CUSTOMERS - SAVINGWADIAH SAVING DEPOSITS

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2015 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 121

24. DEPOSITS FROM OTHER BANKS - DEMANDWADIAH DEMAND AND SAVING DEPOSITS

a. By currency, related parties and third parties: December 31, December 31, 2015 2014 Demandwadiah demand deposits Related parties Note 55 Rupiah 39,729 8,637 Foreign currencies Note 61B.v 30,447 16,932 70,176 25,569 Third parties Rupiah 1,125,495 1,147,015 Foreign currencies Note 61B.v 1,602,074 1,023,532 2,727,569 2,170,547 Total 2,797,745 2,196,116 Saving deposits Third parties Rupiah 946,444 1,302,946 Foreign currencies Note 61B.v 100 - Total 946,544 1,302,946 3,744,289 3,499,062 Included in deposits from other banks - demand deposits are wadiah deposits amounting Rp44,424 and Rp41,838 as of December 31, 2015 and 2014, respectively. b. Average interest rates cost of funds and profit sharing per annum: Average interest rates cost of funds per annum: December 31, December 31, 2015 2014 Demand depositswadiah demand deposit Rupiah 2.07 2.00 Foreign currencies 0.29 0.27 Saving deposits Rupiah 1.24 1.50 Foreign currencies 0.20 - Range of profit sharing per annum on wadiah demand deposits: Year ended December 31, 2015 2014 Rupiah 0.62 - 1.79 0.70 - 0.81 PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2015 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 122

24. DEPOSITS FROM OTHER BANKS - DEMANDWADIAH DEMAND AND SAVING DEPOSITS continued

c. As of December 31, 2015 and 2014, total demandwadiah demand and saving deposits from other banks pledged as collateral on loans and bank guarantees were amounting Rp15,592 and Rp20,079, respectively Note 12B.c and 31e.

25. DEPOSITS FROM OTHER BANKS - INTER-BANK CALL MONEY

a. By currency: December 31, December 31, 2015 2014 Related parties Note 55 Rupiah 600,000 - Third parties Rupiah 1,200,000 415,000 Foreign currencies Note 61B.v 1,964,363 2,477,000 Total 3,164,363 2,892,000 3,764,363 2,892,000 b. By remaining period until maturity date: December 31, December 31, 2015 2014 Rupiah Less than 1 month 1,800,000 415,000 Foreign currencies Less than 1 month 1,860,975 2,322,188 More than 1 month 103,388 154,812 Total Note 61B.v 1,964,363 2,477,000 3,764,363 2,892,000 c. Average interest rates cost of funds per annum: December 31, December 31, 2015 2014 Rupiah 8.58 6.18 Foreign currencies 0.38 1.30