Sektor Jasa Keuangan PT Bhakti Capital Indonesia Tbk BCI, sebagai anak

Through such policy it is expected that the Company shall become increasingly solid in facing the competition and shall be able to implement expansion to achieve optimum growth.

1. Financial Services Sector PT Bhakti Capital Indonesia Tbk BCI, is a subsidiary

overseeing several subsidiaries engaged in the sector of financial services and the capital market, which among others are: • Bhakti Securities B Sec.,a company engaged in the securities sector covering Financial Advisory, Brokrage Services, Underwriting Services and Business Research Development Services. Bhakti Securities has its head office in Jakarta and currently is supported by a branch network spread out in various large cities such as: Jakarta, Semarang, Malang, Magelang, Solo, Surabaya and Batam. Until 2006 Bhakti Securities owns 10 operations branch offices and in the future expects to open several new branch offices in several cities in the Western Indonesia region Balikpapan, Makasar and others to strengthen its customer distribution network and to bring Capital Market business services closer to all layers of the Indonesian public. In the supply of Financial Advisory services, Bhakti Securities provides consultation in the sectors of Restructuring, Mergers Acquisitions, Origination and Syndication in addition to other corporate actions. For brokerage and Underwriting Services, Bhakti Securities also serves all Equity Instruments Shares, Warrants, Right, etc, Debt Instruments Bonds, Convertible Bonds, MTN, FRN, Government Bonds, etc. Bhakti Securities is in the meantime also quite active in underwriting issuance of both shares as well as bonds. In 2006, Bhakti Securities successfully achieved the 2nd National rating as underwriter for issuance of shares with a market share of 11.6, where in the same year Bhakti Securities underwrote the Initial Public Offering of two of its affiliate companies, namely PT Indonesia Air Transport Tbk and Dengan kebijakan ini diharapkan Perseroan akan semakin kokoh dalam menghadapi persaingan, dan mampu melakukan ekspansi demi tercapainya pertumbuhan Perseroan secara optimal.

1. Sektor Jasa Keuangan PT Bhakti Capital Indonesia Tbk BCI, sebagai anak

perusahaan yang membawahi beberapa anak perusahaan yang bergerak dalam bidang jasa keuangan dan pasar modal, antara lain adalah: • Bhakti Securities B Sec., merupakan perusahaan yang bergerak dalam bidang sekuritas yang meliputi Jasa Penasihat Keuangan, Jasa Perantara dan Pedagang Efek, Jasa Penjamin Emisi Efek dan Jasa Riset Pengembangan Bisnis. Bhakti Securities berkantor pusat di Jakarta, yang saat ini didukung oleh jaringan cabang yang tersebar diberbagai kota besar lainnya seperti: Jakarta, Semarang, Malang, Magelang, Solo, Surabaya dan Batam. Sampai tahun 2006 Bhakti Securities memiliki 10 kantor cabang operasional dan di masa mendatang diharapkan akan dibuka beberapa kantor cabang baru di beberapa kota di kawasan Indonesia Timur Balikpapan, Makasar, dan lain lain untuk memperkuat jaringan distribusi nasabah dan lebih mendekatkan pelayanan bisnis Pasar Modal kepada segenap lapisan masyarakat Indonesia. Dalam hal penyediaan jasa Penasihat Keuangan, Bhakti Securities melayani konsultasi dibidang Restrukturisasi, Merjer Akuisisi, Originasi Sindikasi serta aksi korporasi lainnya. Untuk Jasa Perantara dan Pedagang Efek, Bhakti Securities juga melayani semua Instrumen Ekuitas Saham, Waran, Bukti Hak dll, Instrumen Hutang, Obligasi, Obligasi Konversi, MTN, FRN, SUN dll. Sedangkan dalam hal Penjaminan Emisi Bhakti Securities cukup aktif dalam melakukan penjaminan emisi baik saham maupun obligasi. Pada tahun 2006, Bhakti Securities berhasil menduduki peringkat ke-2 Nasional sebagai penjamin emisi saham dengan pangsa pasar sebesar 11,6 dimana pada tahun tersebut Bhakti Securities menjamin IPO dua perusahaan afiliasinya, yaitu PT Indonesia Air Transport Tbk dan Brief Profile 14 2006 Annual Report PT Bhakti Investama Tbk PT Mobile-8 Telecom Tbk which listed their shares with the Jakarta Stock Exchange respectively on 13 September 2006 and 29 November 2006, with size of Rp.56.16 Billion and Rp.877.5 Billion. In the meantime in stock trading during 2006 Bhakti Securities succeeded in receiving an award from the Surabaya Stock Exchange as The Most Active Securities Company. • Bhakti Asset Management BAM, which has its head office in Jakarta and currently possesses branches located in Bandung and Surabaya, constitutes a company engaged in the sectors of investement manager and fund management. In the fund management sector Bhakti Asset Management has managed various types of mutual funds, namely BIG Dana Likuid and BIG Dana Likuid Satu both are included in types of fixed income Mutual Funds, BIG Dana Muamalah syariah fixed income mutual funds, BIG Dana Syariah Terproteksi, BIG Dana Lancar money market mutual funds, BIG Nusantara equity mutual funds and BIG Palapa combination mutual funds. To enhance the portfolio of investment products on offer, Bhakti Asset Management has also issued Special Fund Management Contract products tailored to the investment needs of each respective investor. As a provider of fund management services, Bhakti Asset Management has a vision to become an innovative and leading Investment Management Company in the fund management industry. This vision is outlined in the mission of the company, namely by developing variative asset management services to meet the interests of all the investor communities both within and outside the country, and to participate in the revitalization of the Indonesian economy through gathering of funds from both within and outside the country for innovative allocation into various investment opportunities. To achieve such, Bhakti Asset Management in its daily activities always puts the investment needs of customers as the focus of the company’s activities which are clarified through ” c o m m u n i c a t i o n s ” b e t w e e n c l i e n t s PT Mobile-8 Telecom Tbk yang mencatatkan sahamnya di Bursa Efek Jakarta masing-masing pada 13 September 2006 dan 29 November 2006, senilai Rp.56,16 Miliar dan Rp.877,5 Miliar. Sedangkan dalam perdagangan efek pada tahun 2006 Bhakti Securities berhasil mendapatkan penghargaan dari PT Bursa Efek Surabaya sebagai The Most Active Securities Company Award. • Bhakti Asset Management BAM, yang berkantor pusat di Jakarta dan saat ini memiliki kantor cabang yang berlokasi di Bandung dan Surabaya, merupakan perusahaan yang bergerak dalam bidang manajer investasi dan pengelolaan dana. Dalam bidang pengelolaan dana, Bhakti Asset Management telah mengelola berbagai macam jenis reksa dana, yaitu BIG Dana Likuid dan BIG Dana Likuid Satu keduanya termasuk dalam jenis reksa dana pendapatan tetap, BIG Dana Muamalah reksa dana pendapatan tetap syariah, BIG Dana Syariah Terproteksi, BIG Dana Lancar reksa dana pasar uang, BIG Nusantara reksa dana saham, dan BIG Palapa reksa dana campuran. Untuk menambah portofolio produk investasi yang ditawarkan, Bhakti Asset Management juga telah mengeluarkan produk Kontrak Pengelolaan Dana Khusus yang disesuaikan dengan kebutuhan investasi masing-masing investor. Sebagai penyedia jasa pengelolaan dana, Bhakti Asset Management memiliki visi menjadi perusahaan Manajer Investasi yang inovatif dan terdepan dalam industri pengelolaan dana. Visi tersebut dijabarkan dalam misi perseroan, yaitu mengembangkan layanan jasa pengelolaan aset yang bervariasi untuk memenuhi kepentingan seluruh masyarakat investor baik dalam maupun luar negeri, dan berpartisipasi dalam revitalisasi perekonomian Indonesia melalui penghimpunan dana baik dari dalam negeri maupun luar negeri untuk dialokasikan secara inovatif dalam peluang investasi yang beragam. Untuk mencapainya, dalam kegiatan sehari-hari Bhakti Asset Management selalu menempatkan kebutuhan investasi nasabah sebagai fokus kegiatan perseroan yang dijabarkan melalui “komunikasi” antara nasabah Sekilas Profil 15 Laporan Tahunan 2006 PT Bhakti Investama Tbk and the company with regards risk transparency, strategy and investment results targets. ”Grow With Us” is the motto of the company and is the platform for the management and all employees of the company in serving customers. • Bhakti Finance B Fin., constitutes a financing company with business activities among others Leasing, Factoring and Consumer Financing, specifically in the financing of credit for purchase of Motorcycles, Electronics, Automobiles, Computers, Household Goods and Furniture. The selection of this type of financing is due to the business opportunity in this sector still being wide open, which can be taken advantage of by a major portion of the public as part of their daily needs. In line with the ever increasing variety in consumer needs, Bhakti Finance also continuously carried out innovation in developing new consumer financing products, among which is to schedule a Kassa Medicare product, which comprises a health insurance policy ownership on credit for out-patient and in-patient care which can be used by middle to lower class consumers in fulfilling their needs for health protection through possession of a health insurance policy with simple requirements and at low interest. The signing of this joint cooperation product is with one of the foremost insurance companies in Indonesia and was implemented at the end of November 2006 and shall be launched for the public in the beginning of 2007. Meanwhile to increase total financing, specifically for electronic products, computers and household needs, Bhakti Finance has increased both the quantity and quality of exhibitions in the locations of branch offices in cooperation with Merchants or large stores. Additionally, positive issues achieved previously have been maintained and even enhanced among others by providing facilitation and flexibility to customers dan perseroan mengenai transparansi risiko, strategi, dan target hasil investasi. “Tumbuh Bersama Kami” merupakan motto perseroan yang menjadi landasan bagi manajemen dan seluruh karyawan perseroan dalam melayani nasabah. • Bhakti Finance B Fin., merupakan perusahaan pembiayaan dengan kegiatan usaha yang telah dijalankan adalah Sewa Guna Usaha Leasing, Anjak Piutang Factoring dan Pembiayaan Konsumen Consumer Financing, khususnya pembiayaan kredit pembelian Sepeda Motor, Elektronik, Mobil, Komputer, Peralatan Rumah Tangga dan Furniture. Jenis pembiayaan ini dipilih karena peluang bisnis di sektor ini masih terbuka luas, yang dapat dimanfaatkan sebagian besar masyarakat sebagai bagian dari kebutuhan sehari-hari. Seiring dengan semakin bervariasinya kebutuhan konsumen, Bhakti Finance juga terus melakukan inovasi dengan mengembangkan produk pembiayaan konsumen yang baru, diantaranya dicanangkannya produk Kassa Medicare, yaitu kredit kepemilikan polis asuransi kesehatan rawat jalan dan rawat inap yang dapat dimanfaatkan oleh kalangan konsumen dari menengah kebawah dalam memenuhi kebutuhannya dalam perlindungan kesehatan dengan memiliki polis asuransi kesehatan dengan syarat mudah dan bunga yang ringan. Penandatanganan kerjasama produk ini dengan salah satu maskapai asuransi terkemuka di Indonesia telah dilaksanakan pada akhir bulan Nopember 2006 dan akan mulai diluncurkan ke masyarakat pada awal tahun 2007. Sedangkan untuk meningkatkan jumlah pembiayaan, khususnya untuk produk elektronik, komputer serta kebutuhan rumah tangga, Bhakti Finance telah meningkatkan baik kuantitas maupun kualitas pameran-pameran di lokasi kantor cabang dengan bekerjasama dengan Merchant atau toko-toko besar. Disamping itu, hal-hal positif yang telah dicapai sebelumnya tetap dipertahankan bahkan ditingkatkan diantaranya dengan memberikan kemudahan dan fleksibilitas bagi pelanggan Brief Profile 16 2006 Annual Report PT Bhakti Investama Tbk supported by the on-line process of credit approval and disbursement of funds as well as payment of installments, throughout all networks of the company’s branch offices, which represents one of the ”Competitive Advantages” of the Company. To support its Brand Communication Program, Bhakti Finance carries out promotion campaigns in the form of direct selling door to door undertaken by experienced Direct Sales personnel from all branch offices who circulate on a daily basis from one location to another. Through its icon ”Bang Kredit” the trademark used by Bhakti Finance to remain consisten in various marketing activities it is expected that the image of Bhakti Finance in the eyes of the public can be enhanced.

2. Multimedia and Broadcasting Sector