NOTES TO CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEARS ENDED
DECEMBER 31, 2014 AND 2013 Continued
- 36 -
5. KAS DAN SETARA KAS
5. CASH AND CASH EQUIVALENTS
2014 2013
US 000 US 000
Kas 24
15 Cash on hand
Bank - Pihak ketiga Cash in banks - Third parties
Rupiah Rupiah
PT Bank DBS Indonesia 4.293
2.723 PT Bank DBS Indonesia
PT Bank Central Asia Tbk 1.825
1.153 PT Bank Central Asia Tbk
Lainnya masing-masing dibawah 5
2.607 976
Others below 5 each Dolar Amerika Serikat
U.S. Dollar PT Bank DBS Indonesia
50.522 105.528
PT Bank DBS Indonesia PT Bank Central Asia Tbk
26.508 12.011
PT Bank Central Asia Tbk Bank DBS Ltd, Singapura
22.881 4.850
Bank DBS Ltd, Singapore The Hongkong and Shanghai
The Hongkong and Shanghai Banking Corporation
Banking Corporation Limited HSBC
18.874 7.881
Limited HSBC Deutsche Bank AG, Cabang Singapura
10.309 -
Deutsche Bank AG, Singapore Branch PT Bank Danamon Indonesia Tbk
9.070 17.947
PT Bank Danamon Indonesia Tbk Standard Chartered Bank, Indonesia
1.325 8.266
Standard Chartered Bank, Indonesia Lainnya masing-masing
dibawah 5 5.744
4.479 Others below 5 each
Mata uang lainnya 55
68 Other currencies
Jumlah 154.013
165.882 Total
Deposito berjangka - Pihak ketiga Time deposits - Third parties
Rupiah Rupiah
PT QNB Indonesia Tbk 4.264
- PT QNB Indonesia Tbk
PT Bank Danamon Indonesia Tbk -
4.102 PT Bank Danamon Indonesia Tbk
The Hongkong and Shanghai The Hongkong and Shanghai
Banking Corporation Banking Corporation
Limited HSBC -
4.102 Limited HSBC
Lainnya masing-masing dibawah 5
2.348 4.619
Others below 5 each Dolar Amerika Serikat
U.S. Dollar PT QNB Indonesia Tbk
25.436 20.000
PT QNB Indonesia Tbk PT Bank DBS Indonesia
20.059 20.000
PT Bank DBS Indonesia Bangkok Bank Public Company
Bangkok Bank Public Company Limited, Cabang Jakarta
- 20.000
Limited, Jakarta Branch Lainnya masing-masing
dibawah 5 1.795
3.153 Others below 5 each
Jumlah 53.902
75.976 Total
Jumlah 207.939
241.873 Total
Tingkat bunga deposito berjangka per tahun
Annual interest rates on time deposits Rupiah
9,25 - 10 5,7 - 11,25 Rupiah
Dolar Amerika Serikat 2,5 - 2,85
3 - 3,75 U.S. Dollar
31 DesemberDecember 31,
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEARS ENDED
DECEMBER 31, 2014 AND 2013 Continued
- 37 -
,
6. PIUTANG USAHA
6. TRADE ACCOUNTS RECEIVABLE
2014 2013
US 000 US 000
a. Berdasarkan Pelanggan a. By Debtor
Pihak Berelasi Related Party
SCG Chemicals Co., Ltd. 13.472
6.791 SCG Chemicals Co., Ltd.
Pihak Ketiga Third Parties
Pelanggan dalam negeri 82.077
123.902 Local debtors
Pelanggan luar negeri 4.578
50.633 Foreign debtors
Jumlah 86.655
174.535 Total
Cadangan kerugian penurunan nilai 118
118 Allowance for impairment losses
Bersih 86.537
174.417 Net
Jumlah Piutang Usaha - Bersih 100.009
181.208 Trade Accounts Receivable - Net
b. Piutang usaha yang tidak b. Aging of trade receivables
diturunkan nilainya not impaired
Belum jatuh tempo 94.843
171.842 Not yet due
Sudah jatuh tempo Past due
1 - 30 hari 5.166
9.105 1 - 30 days
31 - 60 hari -
230 31 - 60 days
61 - 90 hari -
31 61 - 90 days
Jumlah 100.009
181.208 Total
c. Berdasarkan Mata Uang c. By Currency
Dolar Amerika Serikat 92.315
162.195 U.S. Dollar
Rupiah 7.812
19.131 Rupiah
Jumlah 100.127
181.326 Total
Cadangan kerugian penurunan nilai 118
118 Allowance for impairment losses
Jumlah Piutang Usaha - Bersih 100.009
181.208 Trade Accounts Receivable - Net
31 DesemberDecember 31 ,
Jangka waktu rata-rata kredit penjualan barang berkisar antara 7 hingga 30 hari. Penjualan
ekspor biasanya
dilakukan dengan
menggunakan fasilitas Letter of Credit. Tidak ada bunga yang dibebankan untuk piutang
yang belum jatuh tempo. The average credit period on sale of goods is
between 7 to 30 days. Export sales are usually supported by Letter of Credit. No interest is
charged for receivables not yet due.
Cadangan kerugian penurunan nilai piutang diakui terhadap piutang usaha, berdasarkan
jumlah estimasi yang tidak terpulihkan yang ditentukan dengan mengacu pada pengalaman
masa lalu pihak lawan dan analisis posisi keuangan kini pihak lawan.
Allowance for impairment losses is recognized against trade receivables, based on the
estimated irrecoverable amounts determined by reference to past default experience of the
counterparty
and an
analysis of
the counterparty’s current financial position.
Sebelum menerima pelanggan baru, Grup akan menelaah apakah calon pelanggan memenuhi
persyaratan yang ditetapkan. Before accepting a new customer, the Group will
assess whether the potential customer meets the required conditions.
Sebelum menyetujui penjualan kredit, Grup memeriksa sisa batas kredit yang dapat
diberikan kepada
pelanggan tersebut.
Pelanggan diharuskan untuk melunasi piutang sebelumnya, sebelum penjualan kredit yang
baru disetujui. Diperlukan otorisasi manajemen tingkat atas untuk menyetujui penjualan kredit
yang telah melewati batas kredit. Before approving any credit sales, the Group
checks the remaining credit limit for the respective customer. Customers are required to
settle their outstanding receivables before the new credit sales are approved. Approval by top
level management is required for credit sales above the credit limit.