UTANG BANK lanjutan BANK LOANS continued PT Bank Danamon Indonesia Tbk PT Bank Danamon Indonesia Tbk

Indonesian language. PT WISMILAK INTI MAKMUR TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Berakhir pada Tanggal-tanggal 31 Maret 2013 dan 31 Desember 2012 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT WISMILAK INTI MAKMUR TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Ended March 31, 2013 and December 31, 2012 Expressed in Rupiah, unless Otherwise Stated Lampiran 534 Schedule Nilai jaminan untuk jaminan tersebut diatas sebesar 100 dari jumlah yang terhutang outstanding pinjaman berdasarkan fasilitas kredit. Total amount of the above collaterals comprises 100 from outstanding loan according to credit facilities. Berdasarkan perpanjangan perjanjian kredit, PT Gelora Djaja diharuskan untuk mempertahankan rasio keuangan seperti current ratio minimum sebesar 1,25 kali, debt to equity ratio maksimum sebesar 2 kali, debt service coverage ratio minimum 1 kali dan jumlah piutang dan persediaan milik PT Gelora Djaja harus lebih besar dari jumlah utang bank. Based on the extended loan agreement, PT Gelora Djaja should maintain the financial ratio such as current ratio minimum of 1.25 times, debt to equity ratio maximum of 2 times, debt service coverage ratio minimum of 1 time and the sum of receivables and inventories owned by PT Gelora Djaja should be more than total outstanding loan balance. Manajemen PT Gelora Djaja berpendapat bahwa seluruh rasio telah dipenuhi pada tanggal laporan posisi keuangan konsolidasian. PT Gelora Djaja’s management is of the opinion that all ratios are met as of consolidated statements of financial position date. 4. PT Bank Central Asia Tbk 4. PT Bank Central Asia Tbk Perusahaan The Company Utang Bank Jangka Panjang Long-term Bank Loan Berdasarkan Perjanjian Kredit No. 5 tanggal 1 Maret 2011, Perusahaan melakukan perjanjian kredit dengan PT Bank Central Asia Tbk BCA untuk fasilitas kredit investasi dengan jumlah maksimum kredit sebesar Rp5.000.000.000. Fasilitas ini digunakan untuk pembelian mesin filter rokok. Fasilitas ini berlaku mulai tanggal 1 Maret 2011 atau tanggal lain sesuai perjanjian BCA dengan Perusahaan termasuk 9 bulan grace period dan akan jatuh tempo pada tanggal 1 Maret 2016. Tingkat bunga efektif yang dibebankan sebesar 10,50 per tahun. Pada tanggal 31 Maret 2013 dan 31 Desember 2012, saldo utang pinjaman ini masing-masing sebesar Rp3.528.178.856 dan Rp3.822.193.760. Based on Loan Agreement No. 5, dated on March 1, 2011, the Company entered into a loan agreement with PT Bank Central Asia Tbk BCA for an Investment credit facility with total maximum credit of Rp5,000,000,000. The facility was used to purchase cigarette filter machine. This facility is applicable starting from March 1, 2011 or other date according to the agreement of BCA and the Company with 9 months grace period and will mature on March 1, 2016. Interest rate is 10.50 per annum. As of March 31, 2013 and December 31, 2012, the outstanding balance for this facility amounted to Rp3,528,178,856 and Rp3.822.193.760, respectively. Jaminan atas fasilitas kredit investasi tersebut berupa 1 unit mesin produksi filter AFKDF 2 400 mmin filter maker with hand catcher, filter diameter 6,95 mm, panjang 120 mm milik Perusahaan yang terletak di Surabaya beserta seluruh perlengkapannya yang tersimpan di Jl. Buntaran 9A, Tandes, Surabaya. The collateral of the above facility is 1 unit machine filter AFKDF 2 400 mmin filter maker with hand catcher, filter diameter at 6.95 mm, filter length at 120 mm that belongs to the Company which is located in Surabaya and all the supplies which are located at Jl. Buntaran 9A, Tandes, Surabaya. 14. UTANG BANK lanjutan 14. BANK LOANS continued Indonesian language. PT WISMILAK INTI MAKMUR TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Berakhir pada Tanggal-tanggal 31 Maret 2013 dan 31 Desember 2012 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT WISMILAK INTI MAKMUR TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Ended March 31, 2013 and December 31, 2012 Expressed in Rupiah, unless Otherwise Stated Lampiran 535 Schedule Selama periode perjanjian kredit, Perusahaan tidak diijinkan melakukan kegiatan-kegiatan berikut tanpa ijin tertulis dari BCA, seperti : During the period of the loan, the Company is not allowed to carry out the following activities without written approval from BCA, among others : - Memperoleh tambahan pinjaman dari bank atau lembaga keuangan lainnya; - Obtain an additional loan from other banks and or other financial institution; - Meminjamkan uang termasuk tetapi tidak terbatas kepada perusahaan afiliasi kecuali untuk kegiatan operasional sehari-hari; - Lending money to other companies, including but not limited to afiliated companies except for daily operations; - Tidak diijinkan melakukan penggabungan, pengambilalihan, maupun pembubaran; dan - Not allowed to do merger, acquisition, and liquidation; and - Mengubah status institusi. - Change institutional status. Berdasarkan Surat No. 3993ADM.KWIII2012 tanggal 30 Agustus 2012, BCA telah memberikan persetujuan atas perubahan status Perusahaan tersebut. Based on Letter No. 3993ADM.KWIII2012 dated August 30, 2012, BCA approved the Company’s change of its institutional status. Utang Bank Jangka Pendek Short-term Bank Loan Entitas anak PT Gelora Djaja Subsidiary PT Gelora Djaja Berdasarkan Perjanjian Kredit No. 0897880 KREDKYO00 pada tanggal 8 Desember 2000, Perusahaan memperoleh fasilitas kredit lokal rekening koran dari PT Bank Central Asia Tbk BCA. Perjanjian kredit tersebut telah diubah beberapa kali.