The Hongkong Shanghai Bank Corporation HSBC

PT MITRABAHTERA SEGARA SEJATI Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 30 SEPTEMBER 2013 TIDAK DIAUDIT DAN 31 DESEMBER 2012 DIAUDIT DAN UNTUK PERIODE- PERIODE SEMBILAN BULAN YANG BERAKHIR PADA TANGGAL 30 SEPTEMBER 2013 TIDAK DIAUDIT DAN 2012 DIAUDIT PT MITRABAHTERA SEGARA SEJATI Tbk AND ITS SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS SEPTEMBER 30, 2013 UNAUDITED AND DECEMBER 31, 2012 AUDITED AND FOR THE NINE-MONTH PERIODS ENDED SEPTEMBER 30, 2013 UNAUDITED AND 2012 AUDITED - 61 - Perusahaan harus memelihara rasio keuangan sebagai berikut: The Company is required to comply to certain ratios as follows: • Rasio utang terhadap ekuitas maksimum 2:1; • Debt to equity ratio maximum at 2:1; • EBITDA terhadap bunga minimal 3:1; • EBITDA of interest minimum of 3:1; • Leverage ratio minimal 1,25 kali. • Leverage ratio minimum of 1.25 times. Pada tanggal laporan keuangan, pinjaman ini telah dilunasi dan jaminan terkait telah dilepaskan. On the date of this financial statements, the loan had been fully repaid and the secured asset had been released. Pada tanggal 30 September 2013 dan 31 Desember 2012, saldo pinjaman tersebut masing-masing sebesar nihil dan USD 15.291.748. As of September 30, 2013 and December 31, 2012, the outstanding balance of the loan amounted to nil and USD 15,291,748, respectively.

f. PT Bank Danamon Indonesia Tbk Bank Danamon

f. PT Bank Danamon Indonesia Tbk Bank

Danamon Tanggal 8 Nopember 2007, Perusahaan memperoleh Fasilitas Kredit Angsuran Berjangka dari Bank Danamon sebesar USD 7.500.000 yang digunakan untuk investasi. Perjanjian kredit ini telah mengalami perubahan, terakhir melalui perubahan perjanjian kredit tanggal 17 Januari 2008 dimana limit fasilitas kredit ditingkatkan menjadi USD 10.500.000. Pinjaman tersebut dikenakan bunga sebesar 6 per tahun dan akan jatuh tempo pada 18 Juli 2013. On November 8, 2007, the Company obtained a Term Loan Facility from Bank Danamon amounting to USD 7,500,000 which was used for investment. This loan facility has been amended several times, most recently through amended credit agreement dated January 17, 2008 in which the credit limit is increased to USD 10,500,000. This loan bears annual interest at 6 and will due at July 18, 2013. Pinjaman tersebut dijamin dengan: This loan is secured by: • 1 satu unit floating crane Nicholas yang dibiayai dengan pinjaman ini; • 1 one unit floating crane named Nicholas financed with these loan; • Fidusia atas piutang dagang yang telah ada dan yang akan ada di kemudian hari dan menjadi milik debitur dengan nilai penjaminan sebesar USD 2.500.000 Catatan 6; dan • Fiduciary over the existing accounts receivable and receivables which will exist at later periods with collateral value of USD 2,500,000 Note 6; and • Jaminan pribadi dari Ny. Maria Francesca Hermawan, Tn. Jos Rudolf Bing Prasatya, dan Ny. Patricia Pratiwi Suwati Prasatya direktur Perusahaan. • Personal guarantee from Mrs. Maria Francesca Hermawan, Mr. Jos Rudolf Bing Prasatya and Mrs. Patricia Pratiwi Suwati Prasatya director of the Company.