Governance Structure laporan pelaksanaan gcg tahun2016
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2 Hasil Self Assessment Pelaksanaan GCG
Secara umum dapat disampaikan bahwa berdasarkan hasil self assessment terhadap pelaksanaan Good
Corporate Governance tahun 2016, Bank memperoleh Peringkat 2, dimana berdasarkan hasil penilaian
tersebut Manajemen
Bank telah
melakukan penerapan Good Corporate Governance yang secara
umum baik. Hal ini tercermin dari penerapan atas prinsip-prinsip GCG yang memadai. Apabila terdapat
kekurangan dalam penerapan prinsip GCG maka secara umum kelemahan tersebut kurang signifikan
dan dapat diselesaikan dengan tindakan normal oleh manajemen Bank.
Penerapan GCG terdiri atas penilaian atas 3 aspek, yaitu Governance Structure, Governance Process dan
Governance Outcome atas setiap masing-masing parameter GCG, yaitu :
1. Pelaksanaan Tugas dan Tanggung Jawab Dewan
Komisaris 2.
Pelaksanaan Tugas dan Tanggung Jawab Direksi 3.
Kelengkapan dan Pelaksanaan Tugas Komite 4.
Pelaksanaan Tugas dan Tanggung Jawab Dewan Pengawas Syariah
5. Pelaksanaan Prinsip Syariah dalam Kegiatan
Penghimpunan Dana dan Penyaluran Dana serta Pelayanan Jasa Bank
6. Penanganan Benturan Kepentingan
7. Penerapan Fungsi Kepatuhan Bank
8. Penerapan Fungsi Audit Intern
9. Penerapan Fungsi Audit Ekstern
10. Batas Maksimum Penyaluran Dana
11. Transparansi Kondisi Keuangan dan Non
Keuangan, Laporan Pelaksanaan GCG dan Pelaporan Internal
2 Self
Assessment Result
of GCG
Implementation
Generally, based on self assessment result of Good Corporate Governance GCG implementation for
the year 2016, PDSB is rank 2
nd
. This is based on the assessment, the Bank has implement for GCG
which resulted with an overall rating as good. It reflects of the proper implementation of GCG
principles within the bank. If there is any shortfall in implementation of GCG principles, it means
generally the weaknesses is less significant and could be solved with normal course of action by
Ba k’s a age e t. GCG implementation consist of 3 aspects, there
are Governance Structure, Governance Process and Governance Outcome for each GCG
parameter and is as follows : 1.
Implementation Duties and Responsibilities of Board of Commissioners BOC
2. Implementation
of Duties
and Responsibilities of Board of Directors BOD
3. Fulfillment and Implementation of duties of
the Board Committee 4.
Implementation of
Duties and
Responsibilities of Sharia Supervisory Board 5.
Implementation of Sharia Principle in collecting funds, channeling funds, and
providing banking services activity 6.
Handling Conflict of Interest 7.
I ple e tatio of Ba k’s Co plia e Function
8. Implementation of Internal Audit Function
9. Implementation of External Audit Function
10. Legal lending limit LLL
11. Transparency of Bank Financial and non-
Financial Condition, GCG implementation report and internal reporting
Berikut penilaian faktor positif dan hal-hal yang masih harus dikembangkan dari masing-masing aspek
penerapan GCG :