Perhitungan ATMR Risiko Pasar pendekatan Market RWA Calculation under
LAPORAN TAHUNAN 2013
64
ANNUAL REPORT
m. Perhitungan ATMR Risiko Operasional m. Operational RWA Calculation– Bank Only
– Bank secara Individual
Tabel Pengungkapan Kuantitatif Risiko Operasional Table Operational Risk Under Basic Indicator
A
pproach
Pendapatan Bruto Rata-rata 3 tahun terakhir
Beban Modal ATMR
Approach Gross Income
Average of last 3 years Capital Charge
RWA
1 2
3 4
5
1 Pendekatan Indikator Dasar 236.000
35.400 442.503
Basic Indicator Approach
No Pendekatan Yang Digunakan
31 Desember 2013 | 31 December 2013
Dalam jutaan rupiah | In Milion Rupia h
Pendapatan Bruto Rata-rata 3 tahun terakhir
Beban Modal ATMR
Approach Gross Income
Average of last 3 years Capital Charge
RWA
1 2
3 4
5
1 Pendekatan Indikator Dasar 238.371
35.756 446.946
Basic Indicator Approach
No Pendekatan Yang Digunakan
31 Desember 2012 | 31 December 2012
Dalam jutaan rupiah | In Milion Rupia h
LAPORAN TAHUNAN 2013
65
ANNUAL REPORT
n. Profil Maturitas n. Maturity Profile
Tabel Pengungkapan Profil Maturitas Rupiah Table Maturity Profile Rupiah – Bank Only
Bank secara Individual
Tagihan Bersih
Net Amount
1 bulan 1 bln s.d 3
bln 3 bln s.d 6
bln 6 bln s.d
12 bln 12 bulan
up to 1 month
1 month to 3 months
3 months to 6 months
6 months to 12 months
12 months
I. Eksposur Neraca | On Balance Sheet A. Aset | Asset
1 Kas | Cash 5.685
5.685 -
- -
- 2 Penempatan pada Bank Indonesia
102.705 102.705
- -
- -
Placement to BI 3 Penempatan pada bank lain
910.950 910.950
- -
- -
Placement to Other Bank 4 Surat Berharga | Marketable Securities
1.349.599 17.079
426.416 713.727
- 192.377
5 Kredit yang diberikan | Loan 2.328.195
302.324 162.435
132.051 358.336
1.373.049 6 Tagihan lainnya | Other Receivables
- -
- -
- -
7 Lain-lain | Others 203.840
203.840 -
- -
-
Jumlah Aset | Total Asset 4.900.974
1.542.583 588.851
845.778 358.336
1.565.426 B. Kewajiban | Liabilities
1 Dana pihak ketiga 735.446
519.074 166.650
46.367 3.355
- Deposit from Customer
2 Kewajiban kepada Bank Indonesia -
Liabilities to BI 3 Kewajiban kepada Bank lain
335.134 285.000
50.000 -
- 134
Liabilities to Bank 4 Surat berharga yang diterbitkan
- -
- -
- -
Issued Marketable Securities 5 Pinjaman yang diterima | Borrowing
- -
- -
- -
6 Kewajiban lainnya | Other Liablities -
- -
- -
- 7 Lain-lain | Others
1.146 1.146
- -
- -
Jumlah Kewajiban | Total Liabilities 1.071.726
805.220 216.650
46.367 3.355
134 Selisih Aset dengan kewajiban dalam neraca
3.829.248 737.363
372.201 799.411
354.981 1.565.292
Asset - Liabilities
II. Rekening Administratif | Off Balance Sheet A.
1 Komitmen | Commitment -
- -
- -
- 2 Kontijensi | Contingent
- -
- -
- -
- -
- -
- -
Total Administrative Receivable
B.
1 Komitmen | Commitment 1.940.946
131.419 486.440
755.510 59.454
508.123 2 Kontijensi | Contingent
48.416 20.802
15.794 7.159
3.524 1.137
Jumlah Kewajiban rekening administratif 1.989.362
152.221 502.234
762.669 62.978
509.260
Total Administrative Payavle
Selisih tagihan dan kewajiban dalam rekening administratif 1.989.362
152.221 502.234
762.669 62.978
509.260
Derivative Receivable - Derivative Payable
Selisih [IA-IB + IIA-IIB] | Difference [IA-IB + IIA-IIB] 1.839.886
585.142 130.033
36.742 292.003
1.056.032 Selisih kumulatif | Cummulative Difference
- 585.142
455.109 491.851
783.854 1.839.886
31 Desember 2013 | 31 December 2013
Account
Rekening Jatuh Tempo | Maturity
Tagihan rekening administratif | Administrative Receivable
Kewajiban rekening administratif | Administrative
Payable
Jumlah Tagihan rekening administratif