Board of Commissioners meetings

LAPORAN TAHUNAN 2010 15 ANNUAL REPORT setiap tahun. Hasil penilaian good corporate governance bank merupakan bagian terintegrasi dari laporan penerapan good corporate governance. Hasi penilaian bank didasarkan pada prinsip good corporate governance yang terdiri dari transparansi, akuntabilitas, pertanggung jawaban, independen dan keadilan. Di bawah ini merupakan ringkasan perhitungan komposit dari penilaian good corporate governance Bank:  Kinerja Tugas dan Tanggung Jawab Dewan Komisaris dinilai dengan peringkat 2 dan skor 0.200, karena merupakan kantor cabang dari bank asing, dimana fungsi pengawasan untuk Kantor Cabang Jakarta telah dilakukan di bawah kontrol International Banking Group IBG Kantor Pusat dan setiap 3 bulan sekali laporan fungsi pengawasan untuk fungsi Dewan Komisaris telah diserahkan ke Kantor Cabang Jakarta lewat IBG.  Kinerja Tugas dan Tanggung Jawab dari Dewan Direksi dinilai dengan peringkat 3 dan skor 0.600, karena merupakan kantor cabang dari bank asing dimana manajemen kantor cabang Jakarta dianggap menggantikan tugas dan tanggung jawab dari Dewan Direksi sedangkan tugas dari manajemen kantor cabang sendiri adalah menyelenggarakan dan menyetujui aktivitas operasional bisnis sehari-hari termasuk di dalamnya strategi bank. Bagaimanapun, pengawasan manajemen perlu ditingkatkan dalam hal kontrol atas risiko kredit dan risiko operasional.  Komite-komite dinilai dengan peringkat 2 dan skor 0.200, hal ini karena merupakan kantor cabang dari bank asing, yang tugas dan fungsi pengawasan dari Komite-komite telah dilakukan di bawah kontrol International Banking Group IBG Kantor Pusat dan setiap 3 bulan sekali laporan pengawasannya telah dikirimkan ke Kantor Cabang Jakarta.  Benturan kepentingan dinilai dengan peringkat 2 dan skor 0.200, karena ketentuan mengenai Benturan Kepentingan tertuang dalam pedoman kebijakan bank dan code of conduct serta telah dilaksanakan. Tidak ada otorisasi sendiri dilakukan dalam pemberian pinjaman kredit. Prinsip dual-control dan level otorisasi diperlukan pada setiap transaksi yang dibuat.  Fungsi Kepatuhan dinilai dengan peringkat 3 dan skor 0.150, hal ini karena semua peraturan Bank Indonesia dan perundangan yang berlaku telah disosialisasikan kepada unit terkait dan dibahas dalam rapat komite manajemen terutama yang memiliki dampak terhadap once a year. The self-assessment result of good corporate governance is an integral part of good corporate governance implementation report. This self-assessment result has evaluated performance of good corporate governance principles, which consist of transparency, accountability, responsibility, independency and fairness at the bank. Below is the summary of composite score calculation of good corporate governance self- assessment:  Performance of duties and responsibilities of Board of Commissioners with rating of 2 and score 0.200, because as a foreign bank branch office, oversight role and function of Jakarta branch performance has been done under International Banking Group IBG, Head Office and every quarter the oversight role and function performance of Board of Commissioners has already submitted to Jakarta branch through IBG.  Performance of duties and responsibilities of Board of Directors with rating of 3 and score 0.600, because as a foreign bank branch office, Jakarta branch management assumes replacing of duties and responsibilities of Board of Directors and the duties of branch management is performing and approving daily business operation activities including the bank strategy. However, the management oversight should be increased in term of control on credit risk and operational risk.  Committees with rating of 2 and score 0.200, because as a foreign bank branch office, the oversight role and function of Committee for Jakarta branch performance has been done under International Banking Group IBG, Head Office and the quarterly oversight report has already sent to the branch.  Conflict of interest with rating of 2 and score 0.200, because the rules of conflict of interest has been incorporated in bank wide rules and code of conduct as well as it has been enforced. There shall no single authority in granting credit facilities. Dual control principle and authorization level are required for transaction made  Compliance function with rating of 3 and score 0.150, because all Bank Indonesia regulations and prevailing laws have been socialized to the relevant units and it has also been discussed in the management committee meeting especially for regulations which have