Enhancement Metodologi RBA Integrated Assurance Combined Assurance
3. Enhancement Metodologi RBA
Risk-Based Audit RBA methodology has been applied since 2007 and is reined continuously in order to improve audit efectiveness. The reinement of RBA is carried out so as to make the methodology more reliable in assessing the efectiveness of control, risk management and governance. The enhancement of RBA is aimed at the development of RBA tools and methodologies for auditing GCG bank-wide, activities and products, as well as control self-review methodologies and templates. In 2010 - 2013, the RBA methodology was improved and developed so as to ensure that the methodology can meet business and auditing needs in Bank Mandiri. These improvements include risk-based audits for large borrowers, including the reinement of risk-based audits in line with operational risk concepts and the application of combined assurance in Bank Mandiri. In 2014, the improved risk-based methodology will be applied as part of the new audit management information system. This will make the process of integration with the risk and compliance units much easier and help reduce duplication. The application of the new audit management information system will also enhance the efectiveness of audit supervision as supervision can be carried out directlyon-line by the supervisor.4. Integrated Assurance Combined Assurance
Integration of assurance functions is aimed at creating synergies, efectiveness, and eiciency so as to improve the assurance functions performed by the 1st, 2nd and 3rd lines of defense. With the integration of this function, it is expected that no risks will escape monitoring and mitigation. Integration of assurance functions is also necessary to prevent overlapping in the auditassessment of business processes. During 2010 - 2013, integration in the assurance area was initiated by DIA through the preparation of audit plans in collaboration with assurance units in the regions RBC. As regards assurance units at Head Oice DCOR, the efort to promote integration was conducted through group discussion forums. In 2013, Bank Mandiri’s integrated assurance initiative was launched with the holding of regular discussions with the Risk and Compliance Units. As a quick win in 2013, the relevant units agreed to work together to make improvements to the Enterprise Risk Assessment process. For 2014, the integrated assurance initiative will be continued through the preparation of a blue print for long term implementation in accordance with the Bank Mandiri Corporate Plan. Gradually, GRC infrastructure and application frameworks will be developed, including risk taxonomy, organization, and reporting systems. Meanwhile, the development of a new integrated application system will take place in 2015. internal audit Annual Report 2013 PT Bank Mandiri Persero Tbk.5. Internal Audit Capability Model
Parts
» Opinion on the Bank’s Consolidated Financial Results Opinion on the Bank’s Prospects
» Membership of the Board of Commissioners and Committees under the supervision of the Board of
» Corporate transactions AR Mandiri 2013 English
» Transactional and Retail Banking
» Low Cost Funds Enhancement Program CASA Innovations in Product Development, Services and Processes
» Building Organizational Capacity Staf and Leadership Development
» ORGANIZATION HUMAN RESOURCES POLICIES PROCEDURES SYSTEM DATA
» METHODOLOGY MODEL ANALYTICS AR Mandiri 2013 English
» CREDIT RISK MANAGEMENT AR Mandiri 2013 English
» MARKET RISK MANAGEMENT Market Risk - Trading Book
» LIQUIDITY RISK MANAGEMENT AR Mandiri 2013 English
» OPERATIONAL RISK MANAGEMENT AR Mandiri 2013 English
» WORST CONDITION SIMULATION STRESS TESTING
» OTHER RISKS AR Mandiri 2013 English
» MODEL VALIDATION AR Mandiri 2013 English
» Good Corporate Governance Gift Disclosure Statement
» Compliance Risk Compliance with Anti-Money Laundering and Terrorism Funding APU-PPT Legislation
» Development of Subsidiaries and Non-Organic Initiatives Development of Reporting Automation
» Risk Mapping Continuous Auditing
» Enhancement Metodologi RBA Integrated Assurance Combined Assurance
» Internal Audit Capability Model
» SUPPORTING CURRENT BUSINESS IMPROVEMENT
» SUPPORTING BOARD OF DIRECTORS ON OTHER STRATEGIC PROJECTS.
» ADDITIONAL INVESTMENT BANK MANDIRI IN PT BANK SYARIAH MANDIRI BACKGROUND AND REASONS
» Bank Indonesia Regulation Number 1512PBI2013 on Minimum Capital Requirements KPMM for
» Corporate Governance Commitment Corporate Governance Structure
» Mechanism of Corporate Governance
» EVP Coordinator Change Management Oice SEVP Consumer Finance
» SEVP Internal Audit Award for “Best Corporate Governance” from Finance Asia
» SEVP Transaction Banking Award for “Best Corporate Governance” from Finance Asia
» RETAIL AND SUPPORT EXECUTIVE COMMITTEE RSEC
» WHOLESALE EXECUTIVE COMMITTEE WEC ASSETS LIABILITIES COMMITTEE ALCO
» Funding Loans Banking Book Portfolio Risk Management Limit BUSINESS COMMITTEE
» RISK MANAGEMENT COMMITTEE AR Mandiri 2013 English
» HUMAN CAPITAL POLICY COMMITTEE
» INFORMATION TECHNOLOGY COMMITTEE AR Mandiri 2013 English
» CAPITAL SUBSIDIARIES COMMITTEE AR Mandiri 2013 English
» Director in charge of Compliance Function Compliance line unit
» Liquidity Risk Operational Risk Legal Risk
» Strategic Risk Compliance Risk Reputational risk
» SELF-RELIANT COMMUNITY AR Mandiri 2013 English
» EDUCATION AND ENTREPRENEURSHIP 1 MANDIRI YOUNG ENTREPRENEUR
» Umum Summary of Key Financial Highlights
» Reports from the Board of Directors and Board of Commissioners Corporate Proile
» Management Analysis and Discussion on Corporate Performance
» Good Corporate Governance OTHER CSR ACTIVITIES
» Merger continued Financial Information 530
» Recapitalisation continued Financial Information 530
» Initial Public Offering, Limited Public Offering, Changes in Share Capital and Public Offering
» Divestment of Government Share Ownership Subsidiaries Associates
» Subsidiaries and Associates continued PT Bank Syariah Mandiri
» Subsidiaries and Associates continued PT Usaha Gedung Mandiri continued
» Subsidiaries and Associates continued PT Mandiri Sekuritas continued
» Subsidiaries and Associates continued PT Mandiri Tunas Finance
» Subsidiaries and Associates continued
» Subsidiaries and Associates continued PT Mandiri AXA General Insurance continued
» Structure and Management Financial Information 530
» Structure and Management continued
» USE OF CRITICAL ACCOUNTING ESTIMATES AND JUDGEMENTS
» GOVERNMENT BONDS AR Mandiri 2013 English
» OTHER RECEIVABLES - TRADE TRANSACTIONS
» DERIVATIVE RECEIVABLES AND PAYABLES
» INTANGIBLE ASSETS OTHER ASSETS
» DEPOSITS FROM CUSTOMERS - SAVING DEPOSITS
» LIABILITY TO UNIT-LINKED HOLDERS
» ACCRUED EXPENSES AR Mandiri 2013 English
» OTHER LIABILITIES AR Mandiri 2013 English
» FUND BORROWINGS AR Mandiri 2013 English
» SUBORDINATED LOANS AR Mandiri 2013 English
» TEMPORARY SYIRKAH FUNDS AR Mandiri 2013 English
» ALLOWANCE FOR IMPAIRMENT LOSSES
» ALLOWANCEREVERSAL FOR POSSIBLE LOSSES
» OTHER OPERATING EXPENSES - OTHERS - NET
» FOREIGN CURRENCY TRANSACTIONS AR Mandiri 2013 English
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