PT BANK MANDIRI PERSEROTBK “MANDIRI”

109 104 105 The facilities are secured by, among others: - First Priority Mortgage on one ship: Tanker Alis XVII - Personal Guarantee from Paulus Utomo and Go Darmadi 4. OVERSEA-CHINESE BANKING CORPORATION LIMITED “OCBC Limited” Facility Agreement dated 31 October 2013, which approved the partial financing of the purchase of ship, with a total value of USD 25,200,000.00 for a period from 31 October 2013 – 31 October 2018. The facility is subject to an interest rate calculated as follows for OCBC NISP: LIPOR plus a margin of 5.738 per annum and calculated as follows for OCBC Limited: in accordance with the interest rate applicable in OCBC Limited and as determined by the Monetary Authority of Singapore plus a 3.5 margin. This facility is secured by, among others, the following: - Collateral in the form of 1 unit of ship, namely, Success Fortune XL - Personal Guarantee from Paulus Utomo and Go Darmadi - Corporate Guarantee from the Company.

5. PT BANK ARTHA GRAHA INTERNASIONAL TBK “BAGI”

Fixed Loan I Credit Facility Deed of Credit Agreement No. 40 dated 28 July 2010 and all amendments thereof, which approved the refinancing with a total value of USD 6,000,000.00 for a period from 28 July 2010 – 28 July 2014, which is subject to an annual interest rate of 8 per annum. Revolving Loan I Credit Facility Deed of Credit Agreement No. 23 dated 10 November 2010 and all amendments thereof, which approved the financing of working capital with a total value of USD 1,000,000.00 for a period that will end on 10 November 2014 that is subject to an annual interest rate of 8 per annum. Fixed Loan II Credit Facility Deed of Credit Agreement No. 12 dated 12 January 2011 and all amendment thereof, which approved an investment financing with a total value of USD 4,550,000.00 for a period from 12 January 2011 – 12 January 2015 that is subject to an annual interest rate of 8 per annum. Fixed Loan III Credit Facility Deed of Credit Agreement No. 88 dated 21 November 2011, which approved the financing of working capital with a total value of USD 2.000.000,00 for a period from 21 November 2011 – 21 November 2015 that is subject to an annual interest rate of 8 per annum. Revolving Loan II Credit Facility Deed of Credit Agreement No. 87 dated 21 November 2011 and all amendment thereof, which approved the financing of working capital with a total value of USD 1,000,000.00 for a period that will end on 10 November 2014, and is subject to an annual interest rate of 8 per annum. Fixed Loan IV Credit Facility Deed of Credit Agreement No. 96 dated 19 September 2012 and all amendment thereof, which approved the financing of working capital with a total value of USD 4,373,600.00 for a period from 19 September 2012 – 19 September 2017 and is subject to an annual interest rate of 8 per annum. Fixed Loan V Credit Facility Deed of Credit Agreement No. 46 dated 11 April 2013 and all amendment thereof, which approved the financing of working capital with a total value of Rp 74,690,000,000.00 for a period from 11 April 2013 – 15 April 2019 and is subject to an annual interest rate of 15.25 per annum. Revolving Loan III and IV Credit Facilities Deed of Credit Agreement No. 135 dated 20 July 2012 and all amendment thereof, which approved the financing of working capital; the Revolving Loan III has a limit of Rp 37,000,000,000.00 and Revolving