SHORT-TERM BANK LOANS continued MATURITIES OF LONG-TERM LIABILITIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS continued DECEMBER 31, 2011 AND 2010, AND YEARS ENDED DECEMBER 31, 2011 AND 2010 Figures in tables are presented in billions of Rupiah, unless otherwise stated 57

19. BONDS AND NOTES continued

c. Promissory Notes Interest Interest Principal Issuance Payment payment rate Supplier Currency in billions date schedule method per annum PT Huawei Tech US 0.3 June 19, 2009 Semi-annually Semi-annually 6 month LIBOR+2.5 Investment January 11, 2012 - “Huawei Tech” June 23, 2014 PT. ZTE US 0.1 August 20, 2009 Semi-annually Semi-annually 6 month LIBOR+1.5 Indonesia June 10, 2012 - 6 month LIBOR+2.5 “ZTE” June 10, 2014 Based on Agreement of Frame Supply and Deferred Payment Arrangement between the Company with ZTE and Huawei Tech, the promissory notes issued by the Company to ZTE and Huawei Tech are unsecured supplier financing facilities covering 85 of Hand Over Report “Berita Acara Serah Terima” or BAST projects with ZTE and Huawei Tech.

20. BANK LOANS

2011 2010 Outstanding Outstanding Original Original currency Rupiah currency Rupiah Lenders Currency in millions equivalent in millions equivalent Syndication of banks Rp. - 3,225 - 4,500 BCA Rp. - 2,271 - 2,755 Bank Mandiri Rp. - 2,111 - 3,075 BRI Rp. - 1,131 - 822 ABN Amro Bank N.V. Stockholm Branch “AAB Stockholm” and Standard Chartered Bank US 85 771 54 487 BNI Rp. - 400 - 1,150 Japan Bank for International Cooperation “JBIC” US 42 381 54 486 Industrial and Commercial Bank of China Limited “ICBC” US 39 350 46 417 OCBC NISP Rp. - 466 - 622 Bank CIMB Niaga Rp. - 81 - 24 PT Bank Ekonomi Raharja Tbk “Bank Ekonomi” Rp. - 69 - 79 US 4 - Bank of China “BoC” US - - 18 159 Finnish Export Credit Ltd US - - 17 149 The Export-Import Bank of Korea “Korea Eximbank” US - - 12 106 Others Rp. - 1 - 8 Total 11,261 14,839 Unamortized debt issue cost 70 105 11,191 14,734 Current maturities Note 17a 3,960 4,478 Long-term portion Note 17b 7,231 10,256 Refer to Note 37 for details of related party transactions. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS continued DECEMBER 31, 2011 AND 2010, AND YEARS ENDED DECEMBER 31, 2011 AND 2010 Figures in tables are presented in billions of Rupiah, unless otherwise stated 58

20. BANK LOANS continued

Other significant information relating to bank loans as at December 31, 2011 is as follows: Total facility Interest Interest in Payment payment rate Borrower Currency billions schedule period per annum Security Syndication of banks July 29, 2008 a The Company Rp. 2,400 Semi-annually Quarterly 3 months None BNI, BRI and 2010 - 2013 JIBOR+1.20 Bank Jabar June 16, 2009 a The Company Rp. 2,700 Semi-annually Quarterly 3 months None BNI and BRI 2011 - 2014 JIBOR+2.45 BCA July 3, 2009 b Telkomsel Rp. 2,000 Semi-annually Quarterly 3 months None 2010 - 2014 JIBOR+1.50 July 5, 2010 bc Telkomsel Rp. 2,000 Semi-annually Quarterly 3 months None 2012 - 2016 JIBOR+1.20 December 16, 2010 a TII Rp. 200 Semi-annually Quarterly 3 months None 2011 - 2015 JIBOR+1.25 Bank Mandiri July 3, 2009 b Telkomsel Rp. 2,000 Semi-annually Quarterly 3 months None 2010 - 2014 JIBOR+1.50 July 5, 2010 bc Telkomsel Rp. 3,000 Semi-annually Quarterly 3 months None 2012 - 2016 JIBOR+1.20 BRI October 13, 2010 a The Company Rp. 3,000 Semi-annually Quarterly 3 months None 2013 - 2015 JIBOR+1.25 July 20, 2011 a Dayamitra Rp. 1,000 Semi-annually Quarterly 3 months Property, 2011 - 2017 JIBOR+1.40 plants and equipments Note 10 ABN Amro Bank N.V. Stockholm Branch “AAB Stockholm” and Standard Chartered Bank December 30, 2009 bd Telkomsel US 0.3 Semi-annually Semi-annually 6 months None 2011- 2016 LIBOR+0.82 BNI October 13, 2010 a The Company Rp. 1,000 Semi-annually Quarterly 3 months None 2013 - 2015 JIBOR+1.25 Japan Bank for International Cooperation “JBIC” March 26, 2010 ae The Company US 0.06 Semi-annually Semi-annually 4.56 and None 2010 - 2015 6 months LIBOR+0.70 Industrial and Commercial Bank of China Limited “ICBC” December 30, 2009 bf Telkomsel US 0.3 Semi-annually Semi-annually 6 months None 2011 - 2016 LIBOR+1.20