MATURITIES OF LONG-TERM LIABILITIES continued TWO-STEP LOANS

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS continued DECEMBER 31, 2011 AND 2010, AND YEARS ENDED DECEMBER 31, 2011 AND 2010 Figures in tables are presented in billions of Rupiah, unless otherwise stated 58

20. BANK LOANS continued

Other significant information relating to bank loans as at December 31, 2011 is as follows: Total facility Interest Interest in Payment payment rate Borrower Currency billions schedule period per annum Security Syndication of banks July 29, 2008 a The Company Rp. 2,400 Semi-annually Quarterly 3 months None BNI, BRI and 2010 - 2013 JIBOR+1.20 Bank Jabar June 16, 2009 a The Company Rp. 2,700 Semi-annually Quarterly 3 months None BNI and BRI 2011 - 2014 JIBOR+2.45 BCA July 3, 2009 b Telkomsel Rp. 2,000 Semi-annually Quarterly 3 months None 2010 - 2014 JIBOR+1.50 July 5, 2010 bc Telkomsel Rp. 2,000 Semi-annually Quarterly 3 months None 2012 - 2016 JIBOR+1.20 December 16, 2010 a TII Rp. 200 Semi-annually Quarterly 3 months None 2011 - 2015 JIBOR+1.25 Bank Mandiri July 3, 2009 b Telkomsel Rp. 2,000 Semi-annually Quarterly 3 months None 2010 - 2014 JIBOR+1.50 July 5, 2010 bc Telkomsel Rp. 3,000 Semi-annually Quarterly 3 months None 2012 - 2016 JIBOR+1.20 BRI October 13, 2010 a The Company Rp. 3,000 Semi-annually Quarterly 3 months None 2013 - 2015 JIBOR+1.25 July 20, 2011 a Dayamitra Rp. 1,000 Semi-annually Quarterly 3 months Property, 2011 - 2017 JIBOR+1.40 plants and equipments Note 10 ABN Amro Bank N.V. Stockholm Branch “AAB Stockholm” and Standard Chartered Bank December 30, 2009 bd Telkomsel US 0.3 Semi-annually Semi-annually 6 months None 2011- 2016 LIBOR+0.82 BNI October 13, 2010 a The Company Rp. 1,000 Semi-annually Quarterly 3 months None 2013 - 2015 JIBOR+1.25 Japan Bank for International Cooperation “JBIC” March 26, 2010 ae The Company US 0.06 Semi-annually Semi-annually 4.56 and None 2010 - 2015 6 months LIBOR+0.70 Industrial and Commercial Bank of China Limited “ICBC” December 30, 2009 bf Telkomsel US 0.3 Semi-annually Semi-annually 6 months None 2011 - 2016 LIBOR+1.20 NOTES TO CONSOLIDATED FINANCIAL STATEMENTS continued DECEMBER 31, 2011 AND 2010, AND YEARS ENDED DECEMBER 31, 2011 AND 2010 Figures in tables are presented in billions of Rupiah, unless otherwise stated 59

20. BANK LOANS continued

Total facility Interest Interest in Payment payment rate Borrower Currency billions schedule period per annum Security OCBC NISP November 2, 2009 bg Telkomsel Rp. 500 Semi-annually Quarterly 3 months None 2010 - 2014 JIBOR+3.00 November 2, 2009 bg Telkomsel Rp. 200 Semi-annually Quarterly 3 months None 2010 - 2014 JIBOR+3.00 Bank CIMB Niaga March 21, 2007 h GSD Rp. 21 Quarterly Monthly 9.75 Property, 2007 - 2015 plants and equipments Note 10 November 23, 2007 h GSD Rp. 9 Monthly Monthly 9.75 Property, 2007 - 2012 plants and equipments Note 10 July 28, 2009 i Balebat Rp. 3 Monthly Monthly 11.50 Property, 2010 - 2014 plants and equipments Note 10, inventories Note 6, and trade receivables Note 5 May 24, 2010 Balebat Rp. 3 Monthly Monthly 11.50 Property, 2010 - 2015 plants and equipments Note 10, inventories Note 6, and trade receivables Note 5 March 31, 2011 GSD Rp. 13 Monthly Monthly 9.75 Property, 2011 - 2019 plants and equipments Note 10, and trade receivables Note 5 March 31, 2011 GSD Rp. 24 Monthly Monthly 9.75 Property, 2011 - 2019 plants and equipments Note 10, and trade receivables Note 5 March 31, 2011 GSD Rp. 12 Monthly Monthly 9.75 Property, 2011 - 2015 plants and equipments Note 10, and trade receivables Note 5 September 9, 2011 GSD Rp. 11 Monthly Monthly 9.75 Property, 2011 - 2015 plants and equipments Note 10, and trade receivables Note 5