TWO-STEP LOANS continued BONDS AND NOTES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS continued DECEMBER 31, 2011 AND 2010, AND YEARS ENDED DECEMBER 31, 2011 AND 2010 Figures in tables are presented in billions of Rupiah, unless otherwise stated 59

20. BANK LOANS continued

Total facility Interest Interest in Payment payment rate Borrower Currency billions schedule period per annum Security OCBC NISP November 2, 2009 bg Telkomsel Rp. 500 Semi-annually Quarterly 3 months None 2010 - 2014 JIBOR+3.00 November 2, 2009 bg Telkomsel Rp. 200 Semi-annually Quarterly 3 months None 2010 - 2014 JIBOR+3.00 Bank CIMB Niaga March 21, 2007 h GSD Rp. 21 Quarterly Monthly 9.75 Property, 2007 - 2015 plants and equipments Note 10 November 23, 2007 h GSD Rp. 9 Monthly Monthly 9.75 Property, 2007 - 2012 plants and equipments Note 10 July 28, 2009 i Balebat Rp. 3 Monthly Monthly 11.50 Property, 2010 - 2014 plants and equipments Note 10, inventories Note 6, and trade receivables Note 5 May 24, 2010 Balebat Rp. 3 Monthly Monthly 11.50 Property, 2010 - 2015 plants and equipments Note 10, inventories Note 6, and trade receivables Note 5 March 31, 2011 GSD Rp. 13 Monthly Monthly 9.75 Property, 2011 - 2019 plants and equipments Note 10, and trade receivables Note 5 March 31, 2011 GSD Rp. 24 Monthly Monthly 9.75 Property, 2011 - 2019 plants and equipments Note 10, and trade receivables Note 5 March 31, 2011 GSD Rp. 12 Monthly Monthly 9.75 Property, 2011 - 2015 plants and equipments Note 10, and trade receivables Note 5 September 9, 2011 GSD Rp. 11 Monthly Monthly 9.75 Property, 2011 - 2015 plants and equipments Note 10, and trade receivables Note 5 NOTES TO CONSOLIDATED FINANCIAL STATEMENTS continued DECEMBER 31, 2011 AND 2010, AND YEARS ENDED DECEMBER 31, 2011 AND 2010 Figures in tables are presented in billions of Rupiah, unless otherwise stated 60

20. BANK LOANS continued

Total facility Interest Interest in Payment payment rate Borrower Currency billions schedule period per annum Security Bank CIMB Niaga continued September 9, 2011 GSD Rp. 41 Monthly Monthly 9.75 Property, 2011 - 2021 plants and equipments Note 10, and trade receivables Note 5 Bank Ekonomi December 7, 2006 aj Sigma Rp. 14 Monthly Monthly 9.00 - 10.50 Property, 2006 - 2012 plants and equipments Note 10, and trade receivables Note 5 March 9, 2007 aj Sigma Rp. 13 Monthly Monthly 9.00 - 10.50 Property, 2008 - 2012 plants and equipments Note 10, and trade receivables Note 5 September 10, 2008 aj Sigma Rp. 33 Monthly Monthly 9.00 - 10.50 Property, 2009 - 2015 plants and equipments Note 10, and trade receivables Note 5 August 7, 2009 aj Sigma Rp. 35 Monthly Monthly 9.00 - 10.50 Property, some plants and installment equipments 2009 - 2013 Note 10, and trade receivables Note 5 August 7, 2009 aj Sigma Rp. 20 Monthly Monthly 9.00 - 10.50 Property, some plants and installment equipments 2009 - 2014 Note 10, and trade receivables Note 5 February 23, 2011 aj Sigma Rp. 30 Monthly Monthly 9.00 - 10.50 Property, 2011 - 2015 plants and equipments Note 10, and trade receivables Note 5 February 23, 2011 aj Sigma US 0.002 Monthly Monthly 6.00 Property, 2011 - 2015 plants and equipments Note 10, and trade receivables Note 5