Berdasarkan pihak dan mata uang By party and currency Berdasarkan hubungan By relationship Berdasarkan kolektibilitas Bank Indonesia By Bank Indonesia collectibility

394 2013 Annual Report BNI DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2013 DAN 2012 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2013 AND 2012 Expressed in millions of Rupiah, unless otherwise stated 10. TAGIHAN AKSEPTASI 10. ACCEPTANCES RECEIVABLE

a. Berdasarkan pihak dan mata uang

a. By party and currency

2013 2012 Rupiah Rupiah Debitur non-bank 794,447 718,859 Non-bank debtors Bank 14,873 - Banks 809,320 718,859 Mata uang asing Foreign currencies Debitur non-bank 10,476,742 4,545,080 Non-bank debtors Bank 262,884 4,907,636 Banks 10,739,626 9,452,716 Total 11,548,946 10,171,575 Total Cadangan kerugian Allowance for penurunan nilai 70,093 94,421 impairment losses Neto 11,478,853 10,077,154 Net Perincian tagihan akseptasi berdasarkan mata uang adalah sebagai berikut: Acceptances receivable based on currencies are as follows: 2013 2012 Rupiah 809,320 718,859 Rupiah Mata uang asing Foreign currencies Dolar Amerika Serikat 10,063,931 9,093,490 United States Dollar Euro 404,321 284,765 Euro Dolar Singapura 213,394 - Singapore Dollar Yen Jepang 54,950 53,046 Japanese Yen Pound Sterling Inggris 3,030 21,415 Great Britain Pound Sterling 10,739,626 9,452,716 Total 11,548,946 10,171,575 Total Penyisihan kerugian Allowance for penurunan nilai 70,093 94,421 impairment losses Neto 11,478,853 10,077,154 Net

b. Berdasarkan hubungan

b. By relationship

Pada tanggal 31 Desember 2013 dan 2012, seluruh tagihan akseptasi merupakan transaksi dengan pihak ketiga. As of 31 December 2013 and 2012, acceptances receivable are all with third parties.

c. Berdasarkan kolektibilitas Bank Indonesia

c. By Bank Indonesia collectibility

2013 2012 Pokok Principal Cadangan kerugian penurunan nilai Allowance for impairment losses Pokok Principal Cadangan kerugian penurunan nilai Allowance for impairment losses Lancar 11,494,463 69,224 10,145,925 91,064 Pass Dalam perhatian khusus 54,483 869 25,650 3,357 Special mention 11,548,946 70,093 10,171,575 94,421 395 2013 Annual Report BNI DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2013 DAN 2012 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2013 AND 2012 Expressed in millions of Rupiah, unless otherwise stated 10. TAGIHAN AKSEPTASI lanjutan 10. ACCEPTANCES RECEIVABLE continued