Perhitungan ATMR Risiko Pasar pendekatan Market RWA Calculation under

LAPORAN TAHUNAN 2014 61 ANNUAL REPORT m. Perhitungan ATMR Risiko Operasional m. Operational RWA Calculation– Bank Only – Bank secara Individual Tabel Pengungkapan Kuantitatif Risiko Operasional Table of Operational Risk Under Basic Indicator A pproach Pendapatan Bruto Rata-rata 3 tahun terakhir Beban Modal ATMR Approach Gross Income Average of last 3 years Capital Charge RWA 1 2 3 4 5 1 Pendekatan Indikator Dasar 338,131 50,720 633,995 Basic Indicator Approach No Pendekatan Yang Digunakan 31 Desember 2014 | 31 December 2014 Dalam jutaan rupiah | In Milion Rupia h Pendapatan Bruto Rata-rata 3 tahun terakhir Beban Modal ATMR Approach Gross Income Average of last 3 years Capital Charge RWA 1 2 3 4 5 1 Pendekatan Indikator Dasar 236.000 35.400 442.503 Basic Indicator Approach No Pendekatan Yang Digunakan 31 Desember 2013 | 31 December 2013 Dalam jutaan rupiah | In Milion Rupia h LAPORAN TAHUNAN 2014 62 ANNUAL REPORT n. Profil Maturitas n. Maturity Profile Tabel Pengungkapan Profil Maturitas Rupiah Table of Maturity Profile Rupiah – Bank Only Bank secara Individual Tagihan Bersih Net Amount 1 bulan 1 bln s.d 3 bln 3 bln s.d 6 bln 6 bln s.d 12 bln 12 bulan up to 1 month 1 month to 3 months 3 months to 6 months 6 months to 12 months 12 months I. Eksposur Neraca | On Balance Sheet A. Aset | Asset 1 Kas | Cash 7,834 7,834 - - - - 2 Penempatan pada Bank Indonesia 756,354 318,892 - 437,462 - - Placement to BI 3 Penempatan pada bank lain 1,410,385 720,385 - 690,000 - - Placement to Other Bank 4 Surat Berharga | Marketable Securities 1,472,723 - - - - 1,472,723 5 Kredit yang diberikan | Loan 3,957,018 170,030 338,178 542,872 936,358 1,969,580 6 Tagihan lainnya | Other Receivables - - - - - - 7 Lain-lain | Others - - - - - - Jumlah Aset | Total Asset 7,604,314 1,217,141 338,178 1,670,334 936,358 3,442,303 B. Kewajiban | Liabilities 1 Dana pihak ketiga 2,722,090 1,326,964 417,086 30,853 944,803 2,384 Deposit from Customer 2 Kewajiban kepada Bank Indonesia - - - - - - Liabilities to BI 3 Kewajiban kepada Bank lain 80,145 80,145 - - - - Liabilities to Bank 4 Surat berharga yang diterbitkan - - - - - - Issued Marketable Securities 5 Pinjaman yang diterima | Borrowing - - - - - - 6 Kewajiban lainnya | Other Liablities - - - - - - 7 Lain-lain | Others 4,245 4,245 - - - - Jumlah Kewajiban | Total Liabilities 2,806,480 1,411,354 417,086 30,853 944,803 2,384 Selisih Aset dengan kewajiban dalam neraca 4,797,834 194,213 78,908 1,639,481 8,445 3,439,919 Asset - Liabilities II. Rekening Administratif | Off Balance Sheet A. 1 Komitmen | Commitment - - - - - - 2 Kontijensi | Contingent - - - - - - - - - - - - Total Administrative Receivable B. 1 Komitmen | Commitment 1,784,991 33,269 118,292 462,127 113,148 1,058,155 2 Kontijensi | Contingent 32,277 7,596 2,356 11,898 10,427 - Jumlah Kewajiban rekening administratif 1,817,268 40,865 120,648 474,025 123,575 1,058,155 Total Administrative Payavle Selisih tagihan dan kewajiban dalam rekening administratif 1,817,268 40,865 120,648 474,025 123,575 1,058,155 Derivative Receivable - Derivative Payable Selisih [IA-IB + IIA-IIB] | Difference [IA-IB + IIA-IIB] 2,980,566 235,078 199,556 1,165,456 132,020 2,381,764 Selisih kumulatif | Cummulative Difference - 235,078 434,634 730,822 598,802 2,980,566 Dalam jutaan rupiah | In Milion Rupiah 31 Desember 2014 | 31 December 2014 Account Rekening Jatuh Tempo | Maturity Tagihan rekening administratif | Administrative Receivable Kewajiban rekening administratif | Administrative Payable Jumlah Tagihan rekening administratif