Penilaian Good Corporate Governance Bank

LAPORAN TAHUNAN 2014 23 ANNUAL REPORT berupa laporan pengawasan dari IBG yang dikirim secara berkala tiap 3 bulan kepada kantor cabang Bangkok Bank Jakarta. Guna mendukung transparansi, Bank telah memiliki local website yang memuat informasi finansial dan non finansial serta produk perbankan yang dimiliki. Terkait implementasi prinsip kepatuhan, Bank senantiaa mensosialisasikan kepada seluruh jenjang dalam Bank tentang ketentuan-ketentuan baru, prinsip kehati-hatian, prinsip manajemen risiko, budaya kepatuhan, pengendalian internal. Manajemen mendukung penuh proses yang menjamin implementasi GCG dalam Bank. Selain itu, kantor pusat Bangkok Bank mendukung penuh rencana bisnis Bank dalam rangka peningkatan pertumbuhan kredit portfolio dan penambahan modal disetor dan dana usaha guna memperkuat struktur permodalan Bank. b. Governance Process Fungsi pengawasan dewan komisaris dilakukan oleh International Banking Group IBG. Hasil pengawasan tersebut diungkapkan dalam laporan berkala yang telah disampaikan kepada Kantor Cabang Jakarta. Bank telah memiliki komite-komite untuk membantu manajemen Bank, yaitu : Komite Manajemen, Komite Manajemen Risiko, Komite NPL, IT Steering Committee. Rapat komite dilakukan secara berkala, c. Governance Outcome Seluruh hasil rapat manajemen dan komite telah dituangkan dalam risalah rapat dan Bank telah melaporkan kepada OJK terkait pelaksanaan tugas dan fungsi kepatuhan, internal audit, dan SKMR serta pelaporan terkait pelaksanaan GCG. Penilaian sendiri Bank didasarkan pada prinsip Good Corporate Governance yang terdiri dari - Kecukupan transparansi laporan; - Kepatuhan terhadap peraturan perundang- undangan; - Perlindungan konsumen; - Oyektivitas dalam melakukan assessmentaudit; - Kinerja Bank seperti rentabilitas, efisiensi, dan permodalan; danatau - Kepatuhan terhadap ketentuan yang berlaku. months to the Bangkok Bank branch office in Jakarta. In order to support transparency, the Bank has a local website that contains financial and non financial information and bank owned products. Related to the implementation of the principle of compliance, Bank always disseminates about the new provisions, the precautionary principle, the principle of risk management, a culture of compliance, internal control to all levels within the Bank. Management fully supports the process that ensures the implementation of GCG in Bank. Additionally, the headquarters of Bangkok Bank fully supports the Banks business plan in order to increase loan portfolio growth and additional paid-in capital and operating funds to strengthen the Banks capital structure. b. Governance Process Commissioners’ oversight function performed by the International Banking Group IBG. The monitoring results are disclosed in the periodic reports that have been submitted to the Branch Office in Jakarta. The Bank has committees to assist management of the Bank, namely: Management Committee, Risk Management Committee, and NPL Committee, the IT Steering Committee. Committee meetings are conducted regularly, c. Governance Outcome All the results of management meetings and committees have been set forth in the minutes of meetings and the Bank has reported to the OJK regarding the conduct of the duties and functions of compliance, audit internal, and Risk management and reporting related to the implementation of GCG. Banks self assessment based on the principles of good corporate governance consists of - The adequacy of transparency reports; - Compliance with laws and regulations; - The protection of consumers; - Objectivity in performing assessment audit; - The performance of the Bank such as profitability, efficiency, and capital; and or - Compliance with applicable regulations.