SALDO DAN TRANSAKSI DENGAN PIHAK- PINJAMAN BANK JANGKA PANJANG LONG-TERM BANK LOANS

Indonesian language. PT SOECHI LINES TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2014 dan 2013 Disajikan Dalam Dolar AS, kecuali Dinyatakan Lain PT SOECHI LINES TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2014 and 2013 Expressed in US Dollar, unless Otherwise Stated 83 21. PINJAMAN BANK JANGKA PANJANG lanjutan 21. LONG-TERM BANK LOANS continued

a. PT Bank Mandiri Persero Tbk Mandiri

lanjutan a. PT Bank Mandiri Persero Tbk Mandiri continued PT Armada Bumi Pratiwi Lines ABPL lanjutan PT Armada Bumi Pratiwi Lines ABPL continued KI-2-Valas lanjutan KI-2-Valas continued Seluruh pinjaman ini dijamin dengan kapal- kapal tanker yang dibiayai Catatan 12, agunan fidusia berupa tagihan sewa kapal- kapal selama 1 bulan Catatan 7, jaminan pribadi atas nama Paulus Utomo, Hartono Utomo, Go Darmadi dan jaminan perusahaan dari SOKL. All loans are secured by the financed tanker vessels Note 12, fiduciary collateral on the vessel rental claims of these tanker vessels for 1 month Note 7, personal guarantees from Paulus Utomo, Hartono Utomo, Go Darmadi and corporate guarantee from SOKL. Saldo pinjaman KI1-IDR dan KI2-Valas pada tanggal 31 Desember 2014 masing-masing sebesar Rp30.000.000.000 ekuivalen AS2.411.576 dan AS4.625.000. The outstanding loan balance of KI1-IDR and KI2-Valas as of December 31, 2014 amounted to Rp30,000,000,000 equivalent to USD2,411,576 and USD4,625,000, respectively. Saldo pinjaman KI1-IDR dan KI2-Valas pada tanggal 31 Desember 2013 masing-masing sebesar Rp42.000.000.000 ekuivalen AS3.445.730 dan AS6.125.000. The outstanding loan balance of KI1-IDR and KI2-Valas as of December 31, 2013 amounted to Rp42,000,000,000 equivalent to USD3,445,730 and USD6,125,000, respectively. Selama periode seluruh perjanjian kredit tersebut, ABPL tanpa pemberitahuan tertulis kepada Mandiri tidak boleh melakukan antara lain hal-hal antara lain melakukan perubahan anggaran dasar, memindahtangankan barang jaminan, memperoleh fasilitas kredit atau pinjaman dari pihak lain, membagikan dividen diatas 50, menjaminkan harta kekayaan ABPL kepada pihak lain dan melunasi hutang kepada pihak terkait. During the period of all credit facility, ABPL without written notification to Mandiri is not allowed to carry out the activities, such as amend the Articles of Association, transfer collateral assets, obtain credit facility or loan from other parties, distribute dividends above 50, collateralized ABPL’s assets to other parties and pay off debt to related parties. ABPL harus menjaga rasio keuangan antara lain Debt Service Coverage Ratio DSCR minimal 1,05, Debt Equity DER maksimal 300 tanpa memperhitungkan SOL sebagai networth, Current Ratio minimal sebesar 100 dan Debt Service Coverage minimal 100 EBITDACurrent Portion Long Term Debt + interest expense. ABPL must maintain the financial ratios, such as Debt Service Coverage Ratio DSCR minimum 1.05, Debt Equity DER maximum 300 without calculating SOL as networth, Current Ratio minimum 100 and Debt Service Coverage minimum 100 EBITDACurrent Portion Long Term Debt + interest expense. Manajemen ABPL berpendapat bahwa seluruh persyaratan kepatuhan telah dipenuhi pada tanggal laporan posisi keuangan konsolidasian. ABPL’s management is of the opinion that all compliance requirements are met as of consolidated statement of financial position date. Indonesian language. PT SOECHI LINES TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2014 dan 2013 Disajikan Dalam Dolar AS, kecuali Dinyatakan Lain PT SOECHI LINES TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2014 and 2013 Expressed in US Dollar, unless Otherwise Stated 84 21. PINJAMAN BANK JANGKA PANJANG lanjutan 21. LONG-TERM BANK LOANS continued