PT Bank Mandiri Persero Tbk Mandiri continued PT Bank OCBC NISP Tbk OCBC dan Oversea-Chinese

Indonesian language. PT SOECHI LINES TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2015 dan 2014 Disajikan Dalam Dolar AS, kecuali Dinyatakan Lain PT SOECHI LINES TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2015 and 2014 Expressed in US Dollar, unless Otherwise Stated 86 20. PINJAMAN BANK JANGKA PANJANG lanjutan 20. LONG-TERM BANK LOANS continued

b. PT Bank OCBC NISP Tbk OCBC dan Oversea-Chinese

Banking Corporation Limited, Singapura OCBC Ltd. lanjutan b. PT Bank OCBC NISP Tbk OCBC and Oversea-Chinese Banking Corporation Limited, Singapore OCBC Ltd. continued Success International Marine Pte. Ltd. SIM lanjutan Success International Marine Pte. Ltd. SIM continued Saldo pinjaman Term Loan I pada tanggal 31 Desember 2015 dan 2014 masing-masing sebesar AS3.360.000 dan AS4.475.625. The outstanding loan balance of Term Loan I as of December 31, 2015 and 2014 amounted to USD3,360,000 and USD4,475,625, respectively. Saldo pinjaman Term Loan II pada tanggal 31 Desember 2015 dan 2014 sebesar AS3.700.000 dan AS4.770.000. The outstanding loan balance of Term Loan II as of December 31, 2015 and 2014 amounted to USD3,700,000 and USD4,770,000, respectively. Saldo pinjaman Term Loan III pada tanggal 31 Desember 2015 dan 2014 sebesar AS2.520.000 dan AS4.200.000. The outstanding loan balance of Term Loan III as of December 31, 2015 and 2014 amounted to USD2,520,000 and USD4,200,000, respectively. Seluruh fasilitas pinjaman dari OCBC Ltd. tersebut dijamin dengan kapal-kapal milik AMO, SML dan Success Marlina XXXIII S.A Catatan 11, jaminan pribadi atas nama Paulus Utomo dan Go Darmadi dan jaminan perusahaan dari SOKL. All the loan facilities from OCBC Ltd. are secured by vessels owned by AMO, SML and Success Marlina XXXIII S.A Note 11, personal guarantees from Paulus Utomo and Go Darmadi and corporate guarantee from SOKL. Perjanjian pinjaman mencakup pembatasan berupa negative covenant, tanpa persetujuan tertulis terlebih dahulu kepada OCBC Ltd., antara lain, tidak boleh mengubah kepemilikan, bendera dan klasifikasi kapal yang dijaminkan selama masa pinjaman. The loan agreement includes negative covenants, without prior written notice to OCBC Ltd., among others, shall not change ownership, flag and classification society of pledged vessels during life of the facilities. Manajemen SIM berpendapat bahwa seluruh persyaratan kepatuhan telah dipenuhi pada tanggal laporan posisi keuangan konsolidasian. SIM’s management is of the opinion that all compliance requirements are met as of consolidated statements of financial position date. PT Inti Energi Line IEL PT Inti Energi Line IEL Berdasarkan Surat Penawaran Pemberian Kredit SPPK tanggal 24 November 2014, IEL melakukan perjanjian kredit dengan OCBC berupa fasilitas pinjaman Term Loan TL dengan batas maksimal pinjaman sebesar AS10.500.000. Pinjaman ini dikenakan tingkat bunga 5.5 per tahun dan akan jatuh tempo pada tanggal 3 Desember 2019. Pinjaman TL dijamin dengan 1 satu unit kapal MT Fortune Villa XLIII, jaminan perusahaan dari SOKL dan jaminan pribadi dari Paulus Utomo dan Go Darmadi. Based on Credit Offering Letter dated November 24, 2014, IEL entered into a loan agreement with OCBC which is Term Loan TL with maximum credit limit of USD10,500,000. The loan bears interest rate at 5.5 per annum and will mature on December 3, 2019. The TL is secured by 1 one unit MT Fortune Villa XLIII vessel, corporate guarantee by SOKL and personal guarantee by Paulus Utomo and Go Darmadi. Saldo pinjaman Term Loan pada tanggal 31 Desember 2015 dan 2014 masing-masing sebesar AS9.020.000 dan AS10.500.000. The outstanding loan balance of Term Loan as of December 31, 2015 and 2014 amounted to USD9,020,000 and USD10,500,000, respectively. Indonesian language. PT SOECHI LINES TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2015 dan 2014 Disajikan Dalam Dolar AS, kecuali Dinyatakan Lain PT SOECHI LINES TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2015 and 2014 Expressed in US Dollar, unless Otherwise Stated 87 20. PINJAMAN BANK JANGKA PANJANG lanjutan 20. LONG-TERM BANK LOANS continued