UTANG BANK JANGKA PENDEK Lanjutan BANK LOANS - CURRENT Continued

The original consolidated financial statements included herein are presented in Indonesian language. - 49 - PT DWI ANEKA JAYA KEMASINDO Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASI 31 DESEMBER 2016 DAN 31 DESEMBER 2015 Disajikan dalam ribuan Rupiah, kecuali dinyatakan lain PT DWI ANEKA JAYA KEMASINDO Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS DECEMBER 31, 2016 AND 2015 Expressed in thousands of Rupiah, unless otherwise stated 13. UTANG BANK JANGKA PENDEK Lanjutan 13. BANK LOANS - CURRENT Continued PT Bank Danamon Indonesia Tbk lanjutan PT Bank Danamon Indonesia Tbk continued Dengan batas maksimum pinjaman sebesar Rp 15.000.000. Pinjaman ini dikenakan bunga sebesar 12,5 per tahun dan jangka waktu dari 05 April 2016 dan berakhir pada tanggal 05 Juli 2016. With a maximum credit limit of Rp 15,000,000. This loan bears interest at 12.5 per year and the period from April 5, 2016 and ended on July 5, 2016. Pinjaman ini digunakan sebagai modal kerja Entitas dan dijamin dengan corporate guarantee dari PT Anugerah Pratama Internasional, piutang atas nama Entitas dengan nilai penjaminan sebesar Rp 30.000.000 dan time deposit senilai Rp 12.000.000 lihat Catatan 5 dan 6. The loan was used as working capital of the Entity and is secured by corporate guarantee from PT Anugerah Pratama International, receivables on behalf of the entity with the guarantee amount of Rp 30,000,000 and time deposits of Rp 12,000,000 see Notes 5 and 6.

14. UTANG USAHA

14. TRADE PAYABLES

a. Berdasarkan pemasok: a. Based on suppliers: 31 Desember 31 Desember Decem ber 2016 Decem ber 2015 Pihak ket iga Third parties PT Wijaya Elnusa 5.495.785 5.716.087 PT Wijaya Elnusa PT Sinar Indah Kert as 5.395.145 8.700.473 PT Sinar Indah Kertas PT Fajar Surya Wisesa T bk 3.536.025 9.045.808 PT Fajar Surya Wisesa Tbk PT Roxcel Indonesia 3.322.866 4.697.660 PT Roxcel Indonesia PT Mount Dreams Indonesia 2.803.516 6.031.625 PT Mount Dream s Indonesia DIC Graphics 2.094.349 2.512.085 DIC Graphics PT Kert as T rimit ra Mandiri 1.645.124 3.356.207 PT Kertas Trim itra Mandiri PT Mult i Art ha Abadi 1.425.617 264.353 PT Multi Artha Abadi PT Era Srikandi Prima 930.769 - PT Era Srikandi Prim a PT Dhiar Lest ari Pradana 579.018 398.794 PT Dhiar Lestari Pradana PT Mayora Indah T bk 568.080 - PT Mayora Indah Tbk PT Huber Inks Indonesia 380.954 229.668 PT Huber Inks Indonesia PT Mega Surya Erat ama - 3.600.871 PT Mega Surya Eratam a PT Anant a Dana 538.881 1.177.728 PT Ananta Dana PT T at imel Mait oya 978.278 1.361.814 PT Tatim el Maitoya PT Cipt a Paperia - 744.911 PT Cipta Paperia PT Spect ra Alam Sejaht era 1.009.426 939.989 PT Spectra Alam Sejahtera PT Bara Zamrud Perkasa 509.782 580.356 PT Bara Zam rud Perkasa PT Enggal Subur Kert as 301.297 1.105.797 PT Enggal Subur Kertas PT Bersaudara Int i Corpora - 587.156 PT Bersaudara Inti Corpora PT Cakrawala Megah Indah 18.073.826 21.355.605 PT Cakrawala Megah Indah PT Pola Pulpindo Mant ap - 759.495 PT Pola Pulpindo Mantap PT Alfa Surya Mandiri - 693.926 PT Alfa Surya Mandiri PT Int imas Wisesa 255.983 669.589 PT Intim as Wisesa Lain-lain 6.606.057 7.541.439 Lain-lain Jumlah 56.450.780 82.071.436 Total The original consolidated financial statements included herein are presented in Indonesian language. - 50 - PT DWI ANEKA JAYA KEMASINDO Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASI 31 DESEMBER 2016 DAN 31 DESEMBER 2015 Disajikan dalam ribuan Rupiah, kecuali dinyatakan lain PT DWI ANEKA JAYA KEMASINDO Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS DECEMBER 31, 2016 AND 2015 Expressed in thousands of Rupiah, unless otherwise stated

14. UTANG USAHA Lanjutan

14. TRADE PAYABLES

SHORT TERM Continued b. Berdasarkan umur: b. Based on age: 31 Desember 31 Desember Decem ber 2016 Decem ber 2015 Belum jat uh t empo 214.577 42.141.553 Not yet due 1 – 30 hari 921.967 18.422.290 1- 30 days 31 – 60 hari 961.128 5.555.238 31- 60 days 61 – 90 hari 946.695 7.735.316 61- 90 days Lebih dari 90 hari 53.406.413 8.217.039 More than 90 days Jumlah 56.450.780 82.071.436 Total Seluruh utang usaha dalam mata uang Rupiah. All trade payables are denominated in Rupiah. Tidak ada jaminan yang diberikan atas utang usaha kepada pihak ketiga tersebut. No collateral is pledged for trade payables from third parties.

15. UTANG BANK JANGKA PANJANG

15. BANK LOANS – NON CURRENT

Akun ini merupakan fasilitas pinjaman jangka panjang dari: This account represents long-term credit facilities from: 31 Desember 31 Desember Decem ber 2016 Decem ber 2015 Pe mbi ayaan Murabahah Murabahah Financing PT Bank BRI Syariah 148.998.336 153.344.571 PT Bank BRI Syariah Dikurangi: Beban Murabahah t angguhan 42.551.046 45.840.331 Biaya t ransaksi - Sub-jumlah 106.447.290 107.504.240 Sub-total Utang Bank Bank Loan St andard Chart ered Bank 370.508.462 232.742.342 Standard Chartered Bank PT Bank Mandiri Persero T bk 428.278.556 113.400.000 PT Bank Mandiri Persero Tbk PT Bank QNB Indonesia T bk - 80.000.000 PT Bank QNB Indonesia Tbk PT Bank DKI 11.320.378 - PT. Bank DKI Bank Commenwealt h 50.359.599 - Bank Commenwealth Cit y Bank 27.676.946 - City Bank Bank Danamon 9.988.329 - Dikurangi: Less: Biaya t ransaksi - 11.963.885 Transaction cost Sub-jumlah 898.132.270 414.178.457 Sub-total Jumlah 1.004.579.560 521.682.697 Total Dikurangi bagian yang jat uh t empo dalam sat u t ahun - 73.293.763 Less current portion Bagian jangka panjang 1.004.579.560 448.388.934 Long-term portion Less: Deferred expense Murabahah

a. Qardh

a. Qardh

Pinjaman ini digunakan untuk take over atas fasilitas dari PT Bank Danamon Indonesia Tbk. Pinjaman ini memiliki batas maksimum sebesar Rp 24.789.942 dengan margin sebesar 11,5 per tahun. Jangka waktu pinjaman ini 60 bulan. This loan is used to take over the facility from PT Bank Danamon Indonesia Tbk. This loans has a maximum limit of Rp 24,789,942 with a margin of 11.5 per annum. The loan period is 60 months.