The original consolidated financial statements included herein are presented in Indonesian language.
- 42 -
PT DWI ANEKA JAYA KEMASINDO Tbk DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASI
31 DESEMBER 2016 DAN 31 DESEMBER 2015
Disajikan dalam ribuan Rupiah, kecuali dinyatakan lain
PT DWI ANEKA JAYA KEMASINDO Tbk AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2016 AND 2015
Expressed in thousands of Rupiah, unless otherwise stated 13. UTANG BANK JANGKA PENDEK Lanjutan
13. BANK LOANS - CURRENT Continued
Standard Chatered Bank lanjutan Standard Chartered Bank continued
Selama periode pinjaman, Entitas harus memenuhi: -
Debt to Tangible Net Worth maksimal 1,5 kali. -
Debt to EBITDA 2015, 2016, dan 2017 maksimal sebesar 3,5 kali.
- Debt to EBITDA 2018, 2019, dan 2020 maksimal sebesar 3 kali.
- Tangible net worth minimal US 50.000.000
During loan period, the Entity shall comply: -
Debt to Tangible Net Worth maximum 1.5 x. -
Debt to EBITDA 2015, 2016, and 2017 maximum 3.5x. -
Debt to EBITDA 2018, 2019, and 2020 maximum 3x. -
Tangible net worth at least US 50,000,000 Pada tanggal 31 Desember 2015, rasio debt to tangible worth, debt to
EBITDA 2015 dan Tangible net worth Entitas masing-masing sebesar 0,36 kali, debt to EBITDA bernilai negatif karena Entitas mengalami
kerugian pada tahun 2015, dan US 142.501.358. As of December 31, 2015, Debt to tangible worth, Debt to
EBITDA 2015 and Tangible net worth of the Entity are 0,36, debt to EBITDA has negative amount due to Entity loss, and
US 142,501,358, rexpectively.
PT Bank OCBC NISP Tbk PT Bank OCBC NISP Tbk
Berdasarkan Akta Perjanjian Penyediaan Fasilitas Kredit No. 15, tanggal 19 Juli 2012, oleh Notaris Lies Herminingsih, S.H., jo.
Perjanjian Pre Export Financing No. 16, tanggal 19 Juli 2012, oleh Notaris Lies Herminingsih, S.H., sebagaimana telah diubah sesuai
dengan Perubahan
terhadap Perjanjian
Fasilitas No. 181CBLPPPVII2013, Entitas memperoleh pinjaman dari
PT Bank OCBC NISP Tbk dengan batas maksimum pinjaman sebesar Rp 30.000.000 dan tingkat bunga sebesar 11 per tahun. Pinjaman ini
digunakan sebagai modal kerja Entitas dan dijamin dengan piutang usaha sebesar Rp 37.750.000, margin deposit senilai Rp 7.500.000
lihat Catatan 6, personal guarantee dan top up cash flow dari seluruh pemegang saham Andreas Chaiyadi Karwandi, Djafar Lingkaran dan
Witjaksono. Fasilitas pinjaman tersebut akan berakhir pada tanggal 10 Januari 2016
Based on Deed No. 15 of the Credit Facility agreement dated July 19, 2012, by Notary Lies Herminingsih, S.H., jo. Pre Export
Financing Agreement No. 16, dated July 19, 2012, by Notary Lies Herminingsih, S.H., as amended in accordance with the
Amendment Agreement No. 181CBLPPPVII2013, by the Entity obtained a loan from
PT Bank OCBC NISP Tbk with maximum loan of Rp 30,000,000 and an interest rate of
11 per annum. These loans are used as working capital the Entity
and secured
by trade
receivable of
Rp 37,750,000, a margin deposit of Rp 7,500,000 see Note 6, personal guarantee and top up cash flow of all stockholders
Andreas Chaiyadi
Karwandi, Djafar
Lingkaran and
Witjaksono. The loan facility will mature on January 10, 2016 Berdasarkan
Akta Perubahan
Perjanjian Pinjaman
No. 203CBLPPPVIII2015, tanggal 7 Agustus 2015 oleh Notaris Sugih Haryati, S.H., M.Kn., Entitas memperoleh memperpanjang
jangka waktu fasilitas Demand Loan dari PT Bank OCBC NISP Tbk dengan batas maksimum pinjaman sebesar Rp 80.000.000 dengan
tingkat bunga Suku Bunga Dasar Kredit SBDK + 1 per bulan. Pinjaman ini digunakan sebagai modal kerja Entitas dan dijamin
dengan piutang usaha sebesar Rp 87.500.000, margin deposit senilai Rp 12.500.000 lihat Catatan 5, personal guarantee dan top up cash
flow dari seluruh pemegang saham Andreas Chaiyadi Karwandi, Djafar Lingkaran dan Witjaksono. Fasilitas pinjaman tersebut akan
berakhir pada tanggal 10 Januari 2016. Based on Deed of Amandment to the Credit Facility Agreement
No. 203CBLPPPVIII2015, dated August 7, 2015 by Notary Sugih Haryati, S.H., M.Kn., the Entity extend the term of the loan
from PT Bank OCBC NISP Tbk with maximum loan amounting to Rp 80,000,000 and an interest rate of Prime Lending Rate
PRL + 1 per month. These loans are used as working capital of the Entity and secured by trade receivables amounting to Rp
87,500,000, a margin deposit amounting to Rp 12,500,000 see Note 5, personal guarantee and top up cash flow of all
stockholders Andreas Chaiyadi Karwandi, Djafar Lingkaran and Witjaksono. The loan facility will mature on January 10,
2016.
Entitas tanpa persetujuan tertulis dari PT Bank OCBC NISP Tbk tidak diperkenankan untuk:
The Entity without the written approval of PT Bank OCBC NISP Tbk is not allowed to:
- Melikuidasi, akuisisi, konsolidasi danatau usaha patungan
dengan perusahaan lain -
Liquidation, acquisition, consolidation and or joint ventures with other companies
- Menurunkan modal disetor
- Decrease in capital
- Mengalihkan kekayaan
- Transfer of property
- Mengubah jenis usaha
- Change the nature of business
- Menerima fasilitas keuangan dari pihak lain
- Obtain financial facilities from the other parties
- Membuat hak jaminan lain
- Make another security rights
- Melakukan transaksi yang tidak wajar
- Conducting abnormal transactions
- Membagi dividen
- Distributes dividends
- Mengutamakan pembayaran kepada pihak lain
- Prioritize payment to another parties
- Melakukan pembayaran lebih cepat
- Earlier payment
Selama periode pinjaman, Entitas harus memenuhi: -
Debt to Equity Ratio DER maksimal 2,5 kali. -
Debt to Service Coverage Ratio DSCR minimal sebesar 1,25 kali.
During loan period, the Entity shall comply: -
Debt to Equity Ratio DERmaximum 2.5 x. -
Debt to Service Coverage Ratio DSCR at least 1.25x.
The original consolidated financial statements included herein are presented in Indonesian language.
- 43 -
PT DWI ANEKA JAYA KEMASINDO Tbk DAN ENTITAS ANAK
CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASI
31 DESEMBER 2016 DAN 31 DESEMBER 2015
Disajikan dalam ribuan Rupiah, kecuali dinyatakan lain
PT DWI ANEKA JAYA KEMASINDO Tbk AND SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2016 AND 2015
Expressed in thousands of Rupiah, unless otherwise stated 13. UTANG BANK JANGKA PENDEK Lanjutan
13. BANK LOANS - CURRENT Continued
