TUJUAN DAN LAPORAN KEUANGAN 31 DESEMBER 2012

The original consolidated financial statements included herein are in Indonesian language. PT BISI INTERNATIONAL TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal 31 Desember 2012 dan 2011 dan 1 Januari 201131 Desember 2010 Disajikan dalam Jutaan Rupiah, Kecuali Dinyatakan Lain PT BISI INTERNATIONAL TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2012 and 2011 and January 1, 2011December 31, 2010 Expressed in Millions of Rupiah, Unless Otherwise Stated 94

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KEBIJAKAN MANAJEMEN RISIKO KEUANGAN lanjutan 36. FINANCIAL RISK MANAGEMENT OBJECTIVES AND POLICIES continued b. Risiko likuiditas lanjutan b. Liquidity risk continued Kelompok Usaha secara rutin mengevaluasi proyeksi arus kas dan menilai kondisi pada pasar keuangan untuk memperoleh hasil investasi yang tinggi. The Group evaluates cash flow projections regularly and continuously assesses the condition of financial markets for opportunities to obtain high investment returns. Tabel berikut ini menunjukan profil jangka waktu pembayaran liabilitas Kelompok Usaha berdasarkan pembayaran dalam kontrak. The following table describes the maturity schedules of the Group’s financial liabilities based on contractual payments. 31 Desember 2012December 31, 2012 1 tahun 1-2 tahun Total 1 year 1-2 years Total Utang bank jangka pendek 49.648 - 49.648 Short-term bank loans Utang usaha Accounts payable - trade Pihak ketiga 45.426 - 45.426 Third parties Pihak berelasi 4.462 - 4.462 A related party Accounts payable - others - Utang lain-lain - pihak ketiga 21.267 - 21.267 third parties Beban akrual 13.246 - 13.246 Accrued expenses Liabilitas imbalan kerja Short-term employee benefit jangka pendek 214 - 214 liabilities Utang pihak berelasi non-usaha 942 - 942 Due to related parties Total 135.205 - 135.205 Total 31 Desember 2011December 31, 2011 1 tahun 1-2 tahun Total 1 year 1-2 years Total Utang bank jangka pendek 49.524 - 49.524 Short-term bank loans Utang usaha Accounts payable - trade Pihak ketiga 56.812 - 56.812 Third parties Pihak berelasi 5.620 - 5.620 A related party Accounts payable - others - Utang lain-lain - pihak ketiga 32.547 - 32.547 third parties Beban akrual 9.134 - 9.134 Accrued expenses Liabilitas imbalan kerja Short-term employee benefit jangka pendek 1.996 - 1.996 liabilities Bagian lancar Current portion of utang sewa pembiayaan 511 - 511 finance lease obligations Utang pihak berelasi non-usaha 127 - 127 Due to related parties Total 156.271 - 156.271 Total c. Risiko pasar c. Market risk Industri pertanian di Indonesia masih menunjukkan perkembangan yang positif seiring dengan komitmen pemerintah untuk mencapai swasembada pangan nasional. Persaingan di industri pertanian semakin ketat seiring meningkatnya kebutuhan akan produk The agricultural industry in Indonesia is still showing a positive trend in line with the governments commitment to achieve national food self-sufficiency. Competition in the agricultural industry is getting tougher with increasing demand for agricultural products The original consolidated financial statements included herein are in Indonesian language. PT BISI INTERNATIONAL TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal 31 Desember 2012 dan 2011 dan 1 Januari 201131 Desember 2010 Disajikan dalam Jutaan Rupiah, Kecuali Dinyatakan Lain PT BISI INTERNATIONAL TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2012 and 2011 and January 1, 2011December 31, 2010 Expressed in Millions of Rupiah, Unless Otherwise Stated 95 pertanian dengan kualitas baik dan semakin banyaknya pesaing yang muncul. with good quality and the increasing number of competitors emerging.

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