ASET LAIN-LAIN OTHER ASSETS

Indonesian language. PT WISMILAK INTI MAKMUR TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2014 dan 2013 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT WISMILAK INTI MAKMUR TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years Ended December 31, 2014 and 2013 Expressed in Rupiah, unless Otherwise Stated 52 15. UTANG BANK lanjutan 15. BANK LOANS continued

4. PT Bank Central Asia Tbk lanjutan

4. PT Bank Central Asia Tbk continued

Perusahaan lanjutan The Company continued Utang Bank Jangka Panjang lanjutan Long-term Bank Loan continued Selama periode perjanjian kredit, Perusahaan tidak diijinkan melakukan kegiatan-kegiatan berikut tanpa ijin tertulis dari BCA, seperti : - During the period of the loan, the Company is not allowed to carry out the following activities without written approval from BCA: - Memperoleh tambahan pinjaman dari bank atau lembaga keuangan lainnya; - - Obtain an additional loan from other banks and or other financial institution; - Meminjamkan uang termasuk tetapi tidak terbatas kepada perusahaan afiliasi kecuali untuk kegiatan operasional sehari-hari; - - Lending money to other companies, including but not limited to afiliated companies except for daily operations; - Tidak diijinkan melakukan penggabungan, pengambilalihan, maupun pembubaran; dan - - Not allowed to do merger, acquisition, and liquidation; and - Mengubah status institusi. - - Change institutional status. Entitas anak PT Gelora Djaja b Subsidiary PT Gelora Djaja Utang Bank Jangka Pendek Short-term Bank Loan Berdasarkan Perjanjian Kredit No. 0897880 KREDKYO00 pada tanggal 8 Desember 2000, Perusahaan memperoleh fasilitas kredit lokal rekening koran dari PT Bank Central Asia Tbk BCA. Perjanjian kredit tersebut telah diubah beberapa kali. Perubahan terakhir berdasarkan Pemberitahuan Pemberian Kredit No. 1846SPPK78802014 pada tanggal 5 Desember 2014 untuk memperpanjang sementara jangka waktu fasilitas pinjaman yang akan jatuh tempo pada tanggal 8 Maret 2015 dan sampai dengan tanggal laporan keuangan konsolidasian disetujui untuk diterbitkan, masih dalam proses perpanjangan. Tingkat bunga efektif yang dibebankan sebesar 11,25-11,50 per tahun. Fasilitas kredit tersebut digunakan untuk modal kerja. Pada tanggal 31 Desember 2014 dan 2013, saldo untuk pinjaman ini masing- masing sebesar Rp2.767.618.391 dan Rp26.334.231.528. Based on Loan Agreement No. 0897880 KREDKYO00 dated December 8, 2000, the Company entered into a local credit facility overdraft agreement with PT Bank Central Asia Tbk BCA. The agreement was amended for several times. The latest was based on Notice of Credit Agreement No. 1846 SPPK78802014 dated December 5, 2014, which temporarily extends the period of loan until March 8, 2015 and still on process of extention as of date of authorized issuance of the consolidated financial statements. The effective interest rate for this facility is 11.25- 11.50 per annum. This credit facility is used for working capital purposes. As of December 31, 2014 and 2013, the outstanding loan for this facility amounted to Rp2,767,618,391 and Rp26,334,231,528, respectively. Jaminan atas fasilitas kredit diatas berupa persediaan tembakau PT Gelora Djaja Catatan 8. The collaterals of the above credit facility are PT Gelora Djaja’s tobacco inventory Note 8. Selama periode perjanjian kredit, tanpa persetujuan tertulis dari BCA, PT Gelora Djaja tidak diijinkan melakukan hal-hal berikut, antara lain: During the period of the loan, PT Gelora Djaja is not allowed to carry out the following activities without written approval from BCA, among others : - Memperoleh tambahan pinjaman dari bank atau lembaga keuangan lainnya; - Obtain an additional loan from other banks and or other financial institution; - Meminjamkan uang termasuk tetapi tidak terbatas kepada perusahaan berafiliasi kecuali untuk kegiatan operasional sehari- hari; - Lending money to other companies include but not limited to afiliated companies except for daily operations; - Tidak diijinkan melakukan penggabungan, pengambilalihan, maupun pembubaran; - Not allowed to do merger, acquisition, and liquidation; - Mengubah status institusi; - Change institutional status.