4. Penempatan pada Bank Indonesia
Akun ini terdiri dari :
31 Desember 2011 31 Desember 2010 December 31, 2011 December 31, 2010
Giro Giro wadiah
114.168.057.717 73.819.222.458
Jumlah giro 114.168.057.717
73.819.222.458 Sertii kat Wadiah Bank Indonesia
- Fasilitas Bank Indonesia
191.000.000.000 68.600.000.000
Sertii kat BI Syariah 10.000.000.000
-
Jumlah 315.168.057.717
142.419.222.458
Sesuai dengan peraturan Bank Indonesia No.621PBI2004 tanggal 3 Agustus 2004 serta perubahannya sesuai peraturan Bank
Indonesia No.823PBI2006 tanggal 5 Oktober 2006, setiap bank diwajibkan memelihara Giro Wajib Minimum GWM yang besarnya
ditetapkan sebesar 5 dari dana pihak ketiga. Selain memenuhi ketentuan tersebut, jika Bank yang memiliki rasio pembiayaan
terhadap dana pihak ketiga kurang dari 80 wajib memelihara tambahan GWM sebesar 1 dari dana pihak ketiga. GWM Bank
pada tanggal 31 Desember 2011 dan 2010 masing-masing sebesar 5,048 dan 5,049.
Tingkat bonus per tahun sertii kat syariah Bank Indonesia yang diperoleh Bank berkisar antara setara 5,038 dengan Jangka
waktu sertii kat syariah Bank Indonesia 9 bulan dan 6,28 dengan untuk Jangka waktu sertii kat syariah Bank Indonesia 9 bulan untuk
periode pada tanggal 31 Desember 2011 dan 2010.
4. Placements with
Bank Indonesia
This account consists as follow:
Current Accounts Wadiah Current Accounts
Total accounts Bank Indonesia Wadiah Certii cates
Bank Indonesia Facility Bank Indonesia Sharia Certii cate
Total
In accordance with Bank Indonesia Regulation No.621 PBI2004 dated August 3, 2004 and its revision based on Bank
Indonesia regulation No.823PBI2006 dated October 5, 2006, every bank has to maintain Statutory Reserves equivalent to
5 of its denominated third-parties deposits. Besides to fuli ll that regulation, if the bank liquidity to deposits ratio is less
than 80, it has to maintain additional reserve equivalent to 1 of its rupiah denominated third-parties deposits. The Bank’s
statutory reserves on December 31, 2011, and December 31, 2010 are each respectively 5.048 and 5.049.
Bank Indonesia Sharia certii cates annual bonus received is at rates 5.038 with the maturity periods of Bank Indonesia
Sharia certii cates of 9 months and at rates 6.28 with the maturity periods of Bank Indonesia Sharia certii cates of 9
months for the period of December 31, 2011, and December 31, 2010.
PT. BANK SYARIAH BUKOPIN CATATAN ATAS LAPORAN KEUANGAN
Untuk Tahun yang Berakhir pada Tanggal 31 Desember 2011 dan 2010 Dalam Rupiah
PT. BANK SYARIAH BUKOPIN NOTES TO THE FINANCIAL STATEMENT
For the Years ended December 31, 2011 and 2010 Expressed in Rupiah
24
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LAPORAN TAHUNAN BANK SYARIAH BUKOPIN 2011
5. Placements in
other banks:
This account consists as follow:
Related Parties PT. Bank Bukopin, Tbk
Less allowance for possible losses Total third parties
Third Parties PT. Bank Nagari
PT. Bank Central Asia Tbk PT. Bank Rakyat Indonesia Persero Tbk
PT. Bank Syariah Mandiri PT. Bank Mandiri Persero Tbk
PT. Bank Pembangunan Daerah - Kalimantan Timur PT. Bank Internasional Indonesia Tbk
PT. Bank Danamon Tbk PT. Bank Tabungan Negara Persero
PT. Bank BNP PT. Bank Muamalat Indonesia
Financing BPRS
Total Less allowance for possible losses
Total
Net Total
Highlights of changes in allowance for losses in current accounts with other banks are as follow:
Balance at the beginning of the year Provision reverse during the year
Balance at the end of year
5. Penempatan pada bank lain