MBM - OganIlir, South Sumatera MBM-Desa Karawang MBM Sustainable Tourism- Bayan Village, North Lombok

10 Consolidated Financial Statements 09 Cross Reference of Annual Report Award 2016 Criteria 08 Corporate Social Responsibility 07 Integrated Corporate Governance 06 Corporate Governance Social Responsibility to Communities Bank Mandiri keeps its commitment of not only concering corporate profits, but also its commitment with public welfare and the environment. The series of Bank Mandiri CSR programs for the surrounding communities has been implemented in the form of community development. Policies Bank Mandiri policies related to the societal responsibility has been regulated and set in Standards and Procedures of PKBL which contains the Partnership Program, Community Development program and the standards Procurement of PKBL program. The Implementation of 2016 Activities As part of the community, Bank Mandiri continues to align its business presence and activity in the community. Therefore, Bank Mandiri is committed to continuously run the development and community empowerment program in order to achieve an independent and prosperous society. Throughout 2016, Bank Mandiri implemented a series of CSR activity programs in the society field with the following explanations: Community Self-Sufficiency Programs As the first pillar of Bank Mandiri CSR entire strategy, Mandiri Community pillar runs through Mandiri Bersama Mandiri MBM is a development and coaching society program empowered by utilizing local wisdom and local potential existing with the participatory approach. Held since 2010, this program aims to promote economic progress in one area by empoweing locals to work together and promote competitiveness in conducting business together. Until 2016, Bank Mandiri implemented various forms of activities to achieve the sustainable MBM program, among others:

1. MBM - OganIlir, South Sumatera

A training program for songket weavers that have obtained a working capital loan from Bank Mandiri small businesses located in the village of Tanjung Pinang and Limbang Jaya Village, Tanjung Batu subdistrict OganIlir, South Sumatera. This training program aims to improve the skills of the songket weavers and limar.

2. MBM-Desa Karawang

Is the provision program of supporting facilities and infrastructure for the community-based mushroom industry cluster in Balonggandu village, Karawang. In addition, this program also aims to provide training on how to increase production capacity, management skills, institution building, mushroom processing and machinery as well as product standardization training. 3. MBM Pariwisata Berkelanjutan - Desa Mola, Wakatobi MBM Sustainable Tourism - Mola Village, Wakatobi Is Bajo tribes community development program. The tribe lives in the Mola village, Wakatobi, Southeast Sulawesi. The aim was to empower the tribe economically through the tourism sector. The natural beauty and biodiversity of the underwater that has been globally recognized in the world in addition to Bajos tribal culture as a sailors, creates a great opportunity for the Mola Village to develop its tourism sector. Conducted since 2014, Bank Mandiri contributes by aiding tourism facilities, establish and give training to groups for tourism awareness, and even assist in the marketing of Wakatobi MBM program into developing the village into the 10 leading tourist destinations in Indonesia.

4. MBM Sustainable Tourism- Bayan Village, North Lombok

Bayan Village located at the foot of Mount Rinjani has subliminal natural beauty and cultural heritage. There are numerous historical sites and cultural heritage of a society that are influenced by the culture acculturation of Hinduism religion, Animism, and Muslim religion. This potential is developed and empowered by a program of Sustainable Tourism-MBM Bayan Village. Through this program the villagers are involved and participating in the formation of the Parrot tourism business. The program, implemented since 2014 and in collaboration with the British Council program, is expected to preserve the cultural heritage of the nation as well move the wheels of the local economy. 03 Company at a Glance 04 Management Discussion and Analysis on Companys Performance 05 Review of Business Support Function 01 Main Highlights 02 Management Report Entrepreneurship Education and Self-Sufficiency Program As a second pillar, Entrepreneurship and Education were used as a basis to generate young leaders who are independent and have high competitiveness in facing the challenges of global competition that gets tougher in future generations. In realizing this second pillar, Bank Mandiri has two strategic programs, as follows:

1. Wirausaha Muda Mandiri WMM