DEPOSITS FROM OTHER BANKS - DEMANDWADIAH DEMAND AND SAVING DEPOSITS

PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2016 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 133

27. LIABILITY TO UNIT-LINK HOLDERS

This account represents Subsidiary’s liabilities to unit-link holders placed in unit-link investment, with details as follows: December 31, December 31, 2016 2015 Non-Sharia 18,550,706 16,147,095 Sharia 1,052,244 871,954 19,602,950 17,019,049 The details of non-sharia unit-link investments based on the type of contracts are as follows: December 31, December 31, 2016 2015 Dynamic Money 9,098,972 7,531,851 Attractive Money 5,441,537 4,518,537 Progressive Money 2,139,720 2,119,308 Excellent Equity 1,159,641 1,290,405 Protected Money 373,775 394,396 Active Money 168,760 154,507 Secure Money 76,604 71,131 Fixed Money 64,170 55,850 Money Market 26,516 11,110 Prime equity 1,011 - 18,550,706 16,147,095 The details of sharia unit-link investments based on the type of contracts are as follows: December 31, December 31, 2016 2015 , it Attractive money sharia 887.606 741,366 Active money sharia 102.200 91,258 Amanah equity sharia 32.288 24,182 Advanced commodity sharia 30.150 15,148 1.052.244 871,954 Underlying assets of the policyholders’ investment in the above unit-link contracts are financial assets mainly consist of cash, marketable securities and Goverment Bonds. As of December 31, 2016 and 2015, the investment of policyholders were recorded based on each type of the financial assets in the consolidated statement of financial position. The policyholders’ non-sharia funds placed in statutory deposits as of December 31, 2016 and 2015 amounted to Rp19,715 and Rp37,500, respectively. Included in the above policyholders’ investments in unit-link contracts are policyholders’ fund in foreign currency as of December 31, 2016 and 2015, it amounted to USD2,210,047 full amount and USD1,886,869 full amount, respectively. Dynamic money This is an equity fund with underlying exposures in stocks listed in Indonesia Stock Exchange and money market instruments through mutual fund Schroder Dana Prestasi Dinamis. PT BANK MANDIRI PERSERO Tbk. AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2016 and for the year then ended Expressed in millions of Rupiah, unless otherwise stated 134

27. LIABILITY TO UNIT-LINK HOLDERS continued

Attractive money This is an equity fund with underlying exposures in stocks and bonds listed in Indonesia Stock Exchange and money market instruments through mutual fund Mandiri Saham Atraktif. Progressive money This is a balanced fund with underlying exposures in stocks and bonds listed in Indonesia Stock Exchange and money market instruments through mutual fund Schroder Dana Campuran Progresif. Excellent equity This is an equity fund with underlying exposures in small cap equities exclude top 20, largest capitalitation shares traded in Indonesia Stock Exchange and money market instruments through mutual fund Mandiri Dynamic Equity. Protected money This is a placement of funds based on combination with investments in stocks and bonds traded on the Indonesia Stock Exchange and money market instruments with maturities less than 1 year. Active money This is a balanced fund with underlying exposures in stocks and bonds listed in Indonesia Stock Exchange and money market instruments through mutual fund Mandiri Aktif. Secure money Secure Money Rupiah is a fixed income fund with underlying exposures in fixed income securities listed in Indonesia Stock Exchange and money market instruments through mutual fund Schroder Dana Obligasi Mantap. Funding in USD has underlying exposures in fixed income securities listed in Indonesia Stock Exchange as well as foreign stock exchanges and money market instruments through mutual fund Investa Dana Dollar Mandiri. Fixed money This is a fixed income fund with underlying exposures in Indonesian Government Bonds and money market instruments through mutual fund Mandiri Investa Dana Obligasi II. Money market This is money market fund with underlying exposures in money market instrument including term deposits and fixed income securities listed in Indonesia Stock Exchange through mutual fund Mandiri Investa Pasar Uang. The policyholders’ funds - sharia placed in statutory deposits as of December 31, 2016 and 2015 amounted to Rp26,100 and Rp20,000, respectively. Attractive money sharia This is an equity fund with underlying exposures in stocks and bonds listed in Indonesia Stock Exchange and money market instruments in accordance with sharia principle through mutual fund Mandiri Saham Syariah Atraktif. Active money sharia This is a balanced fund with underlying exposures in stocks and bonds listed in Indonesia Stock Exchange and money market instruments in accordance with sharia principle through mutual fund Mandiri Berimbang Syariah Aktif. Amanah equity sharia This is an equity fund with underlying exposures in stocks listed in Indonesia Stock Exchange and money market instruments in accordance with sharia principle through mutual fund BNP Paribas Pesona Amanah.