Reporting Mechanism Gratification Gratification Control Program in Subsidiaries Budaya RAKSA Program

03 Company at a Glance 04 Management Discussion and Analysis on Companys Performance 05 Review of Business Support Function 01 Main Highlights 02 Management Report

D. Reporting Mechanism Gratification

Bank Mandiri has a reporting mechanism gratification customized reporting mechanisms KPK. The mechanism can be seen from the image below:

E. Gratification Control Program in Subsidiaries

As a step to embody a culture of integrity as one of the standard One Culture in the Mandiri Group, has conducted a meeting with all the Compliance Division Subsidiary Company on June 9, 2016. Following up the meeting, PT AXA Mandiri Finance Services AMFS has had Gratification Control Guidelines that apply to all employees, Energy Marketing and Partners AMFS, such guidelines had been established on October 20, 2016 and is valid from the date of the determination. In addition to the above, in the framework of the implementation of the Integrated Compliance Unit program, has done an internship program for Compliance Unit PT Bank Syariah Mandiri since October to December 2016 which includes also material control program Gratuities at Bank Mandiri.

F. Budaya RAKSA Program

As one of the efforts for implementation of controls gratuities in Bank Mandiri, then Control Program Gratification has been added to Team Program Internalization Cultural Centre, through Badges Mercury - Culture Excellent Scoreboard, the program is a reward from the program fiestapoin and Work Culture Winning the Bank related to the theme of Governance , the purpose of this program is in order to establish values of Good Corporate Governance and Integrity instill value to all employees of Bank Mandiri. UPG Unit Pengendalian Issuance of the Decree of KPK the Corruption Eradication Commission Data Base Administration Reports Via Email The Corps of Bank Mandiri Director of Compliance Head of the Unit of Work AMLO 7 Business Days 14 Business Days 30 Business Days 60 Business Days 67 Business Days DCOR Determination The Issuance of Determination Letter Biannual report Analysis Authority of business State Owned UPG assist in the delivery of The Belongings of Bank Mandiri The Management Owned by Bank Mandiri Or Rapporteur The Belongings of Rapporteur Acceptance of the report Determination by UPG CHECK K P K 10 Consolidated Financial Statements 09 Cross Reference of Annual Report Award 2016 Criteria 08 Corporate Social Responsibility 07 Integrated Corporate Governance 06 Corporate Governance As part of Bank Mandiris commitment to continually apply the principles of GCG, Bank Mandiri pick The code contains the basic rules guiding the behavior for all employees of the Bank in carrying out their duties and responsibilities of everyday so as to promote the establishment of professional behavior, responsible, reasonable, fair and trustworthy in doing business with customers, partners and colleagues. Standards of conduct that must be applied by all individuals of the Bank consists of: 1. the work ethic as an elaboration of the basic principles of personal and professional behavior that is expected to be done by all beings Bank Mandiri in their duties. 2. The business ethics is a moral principle related to the behavior of individuals, protection of property bank, and the banks business organizing one of them in interacting with stakeholders, as the basis of all human behavior Bank Mandiri in conducting business activities. The Existence of the Code of Ethics Based on the Joint Decree of the Board of Directors and Board of Commissioners No. 002KEP.DIR.KOM2000, the bank made a Code of Conduct containing the basic principles of personal and professional behavior performed by all employees of Bank Mandiri. Therefore, the existence of a code of conduct to guide the behavior and responsibilities for the Board of Commissioners, Directors and all employees of the Bank at all levels of the organization. In 2013, the Code was revised to suit the companys development. The Contents of the Code of Ethics Bank Mandiris code of ethics includes setting the work ethic and business ethics. The work ethic that governs the behavior of individuals Bank Mandiri, covering the following aspects:

1. Conflict of Interest