Berdasarkan jenis dan kolektibilitas By type and collectibility

PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNAUDITED 30 Juni 2013 dan 31 Desember 2012 Serta periode yang berakhir pada tanggal 30 Juni 2013 dan 2012 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS UN-AUDITED June 30, 2013 and December 31, 2012 And for the period ended June 30, 2012 and 2013 Expressed in millions of rupiah, unless otherwise stated 104 12. PEMBIAYAAN SYARIAH lanjutan 12. SHARIA FINANCING continued

c. Berdasarkan sektor ekonomi

c. By economic sector

Dalam perhatian khusus Kurang Lancar Special lancar Diragukan Macet Total 30 Juni 2013 Current mention Substandard Doubtful Loss Total June 30, 2013 Jasa dunia usaha 971.770 17.9743 390 35 4.695 994.863 Business services Perdagangan 282.472 15.766 2.259 522 8.614 309.633 Trading Konstruksi 221.448 100 207 - 21.217 242.972 Construction Pengangkutan dan Transportation pergudangan 105.590 76.437 - - 85.454 267.481 and warehousing Jasa-jasa sosial 160.725 2.768 311 93 402 164.299 Social services Industri 174.889 239 619 9 2.966 178.722 Industry Pertambangan 43.268 120 - - - 43.388 Mining Electricity, gas and Listrik, gas dan air 12.593 331 - - - - water Pertanian 15.758 16 - - 408 16.182 Agriculture Lain-lain 1.109.237 44.460 622 1.278 2.646 1.158.424 Others Total 3.097.750 158.392 4.408 1.937 126.402 3.388.887 Total Dikurangi cadangan kerugian Less allowance penurunan nilai 31.718 5.589 390 564 55.197 93.458 for impairment losses Neto 3.066.032 152.803 4.018 1.373 71.205 3.295.429 Net Dalam perhatian khusus Kurang Lancar Special lancar Diragukan Macet Total 31 Desember 2012 Current mention Substandard Doubtful Loss Total December 31, 2012 Jasa dunia usaha 854.281 1.232 652 - 5.443 861.608 Business services Perdagangan 320.296 1.331 713 276 8.831 331.447 Trading Konstruksi 295.590 - - - 5.782 301.372 Construction Pengangkutan dan Transportation pergudangan 148.428 - - 85.958 232 234.618 and warehousing Jasa-jasa sosial 98.711 1.012 183 123 1.020 101.049 Social services Industri 95.613 12 370 - 2.993 98.988 Industry Pertambangan 39.375 179 - - - 39.554 Mining Electricity, gas and Listrik, gas dan air 14.858 - - - - 14.858 water Pertanian 8.794 - 353 - 56 9.203 Agriculture Lain-lain 954.917 6.276 1.344 423 2.665 965.625 Others Total 2.830.863 10.042 3.615 86.780 27.022 2.958.322 Total Dikurangi cadangan kerugian Less allowance penurunan nilai 22.126 439 363 40.487 14.429 77.844 for impairment losses Neto 2.808.737 9.603 3.252 46.293 12.593 2.880.478 Net d. Berdasarkan jatuh tempo d. By maturity 30 Juni 2013 31 Desember 2012 June 30, 2013 December 31, 2012 Rupiah Rupiah Kurang dari 1 tahun 946.309 1.045.714 Less than 1 year 1 - 5 tahun 1.570.659 .412.790 1 - 5 years 5 - 10 tahun 683.086 468.941 5 - 10 years Lebih dari 10 tahun 188.833 30.877 More than 10 years Total 3.388.887 2.958.322 Total Dikurangi cadangan Less allowance kerugian penurunan nilai 93.458 77.844 for impairment losses Neto 3.295.429 2.880.478 Net