Berdasarkan jatuh tempo By maturity Kisaran setara marjin dan bagi hasil Range of equivalent margin and profit Ikhtisar pembiayaan syariah bermasalah berdasarkan sektor ekonomi Non-performing sharia
f. Ikhtisar pembiayaan syariah bermasalah berdasarkan sektor ekonomi
f. Non-performing sharia
financing by economic sector 30 Juni 2012 31 Desember 2011 June 30, 2012 December 31, 2011 Penyisihan Penyisihan kerugian kerugian Kredit penurunan Kredit penurunan bermasalah nilai bermasalah nilai Non - Allowance Non - Allowance performing for impairment performing for impairment loans losses loans losses Perdagangan 9.726 6.125 6.025 4.399 Trading Jasa dunia usaha 89.897 14.492 4.813 3.196 Business services Konstruksi 7.133 6.329 3.057 2.873 Construction Jasa-jasa social 2.757 1.954 2.923 2.157 Social services Industri 2.461 2.147 1.907 1.757 Industry Pertanian 274 274 351 351 Agriculture Pengangkutan dan Transportation and Pergudangan 233 82 83 61 warehousing Listrik, gas dan air - - Electricity, gas and water Lain-lain 4.670 3.425 4.804 580 Others Total 117.151 34.828 23.963 15.374 Total Pada tanggal 30 Juni 2012 dan 31 Desember 2011, rasio pembiayaan syariah bermasalah - kotor terhadap jumlah pembiayaan syariah masing-masing sebesar 5,67 dan 1,36. As of June 30, 2012 and December 31, 2011, non-performing sharia financing ratios - gross to total sharia financing were 5.67 and 1.36, respectively. Pada tanggal 30 Juni 2012 dan 31 Desember 2011, rasio pembiayaan syariah bermasalah - neto terhadap jumlah pembiayaan syariah masing-masing sebesar 3,99 dan 0,41. As of June 30, 2012 and December 31, 2011, non-performing sharia financing ratios - net to total sharia financing were 3.99 and 0.41, respectively. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 30 Juni 2012 dan 31 Desember 2011 serta Periode yang berakhir pada tanggal 30 Juni 2012 dan 2011 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARY NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS June 30, 2012 and December 31, 2011 and for period ended June 30, 2012 and 2011 Expressed in millions of rupiah, unless otherwise stated 93 9. PEMBIAYAAN SYARIAH lanjutan 9. SHARIA FINANCING continuedParts
» Bank Jabar dan Banten Bilingual 30 Jun 2012 240712 FINAL
» Pendirian dan informasi umum Bank Establishment and general information
» Maksud dan tujuan Purpose and objectives
» Jaringan kantor lanjutan Office network continued Manajemen eksekutif Executive management
» Penawaran umum obligasi lanjutan Public offering of bonds continued
» Dasar penyusunan SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
» Dasar penyusunan SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Prinsip konsolidasi lanjutan Principles of consolidation continued
» Aset keuangan dan liabilitas keuangan lanjutan Financial assets and liabilities continued
» Giro pada Bank Indonesia dan bank lain Current accounts with Bank Indonesia and
» Surat berharga lanjutan Marketable securities continued
» Instrumen keuangan derivatif lanjutan Derivative
» Kredit yang diberikan lanjutan Loans continued Pembiayaan syariah Sharia financing
» Identifikasi dan pengukuran penurunan
» Identifikasi dan pengukuran penurunan Identification
» Penyertaan Saham Investments in Shares
» Aset tetap lanjutan Fixed assets continued
» Simpanan nasabah, Simpanan nasabah syariah
» Pendapatan dan beban bunga lanjutan Interest income and expense continued Pendapatan provisi
» Perpajakan Taxation Imbalan kerja Employee benefits
» Imbalan kerja lanjutan Employee benefits continued
» KAS CASH GIRO PADA BANK INDONESIA CURRENT
» GIRO PADA BANK INDONESIA lanjutan CURRENT
» Berdasarkan penerbit By issuer
» Berdasarkan penerbit lanjutan By issuer continued Berdasarkan jatuh tempo By maturity
» Berdasarkan sektor ekonomi lanjutan By economic sector continued Berdasarkan jatuh tempo
» Ikhtisar kredit bermasalah berdasarkan
» Informasi pokok lainnya sehubungan
» Informasi pokok lainnya sehubungan Other significant information relating to loans continued
» Berdasarkan sektor ekonomi By economic sector
» Penyertaan saham merupakan penyertaan Investments in Berdasarkan kolektibilitas By collectibility
» ASET TETAP FIXED ASSETS ASET TETAP lanjutan FIXED ASSETS continued
» By type and currency Deposits from customers
» Obligasi VII Bank BJB Bank BJB Bonds VII
» Obligasi VII Bank BJB lanjutan Bank BJB Bonds VII continued
» Obligasi VII Bank BJB lanjutan Bank BJB Bonds VII continued Obligasi VI Bank BJB Bank BJB Bonds VI
» Obligasi VI Bank BJB lanjutan Bank BJB Bonds VI continued
» LIABILITAS SEGERA OBLIGATIONS DUE IMMEDIATELY PINJAMAN YANG DITERIMA BORROWINGS
» PINJAMAN YANG DITERIMA lanjutan BORROWINGS continued
» Manfaat beban pajak lanjutan Tax benefit expense continued
» MODAL SAHAM SHARE CAPITAL MODAL SAHAM lanjutan SHARE CAPITAL continued
» MODAL SAHAM lanjutan SHARE CAPITAL continued
» AGIO SAHAM PREMIUM ON SHARE CAPITAL APPROPRIATION OF NET INCOME
» KOMITMEN DAN KONTINJENSI COMMITMENTS AND CONTINGENCIES ASET KEUANGAN
» ASET KEUANGAN Bank Jabar dan Banten Bilingual 30 Jun 2012 240712 FINAL
» ASET KEUANGAN IMBALAN KERJA EMPLOYEE BENEFITS
» IMBALAN KERJA lanjutan EMPLOYEE BENEFITS continued LABA PER SAHAM DASAR BASIC EARNINGS PER SHARE
» TRANSAKSI DENGAN PIHAK-PIHAK BERELASI RELATED PARTY TRANSACTIONS
» TRANSAKSI DENGAN PIHAK-PIHAK BERELASI lanjutan RELATED PARTY TRANSACTIONS continued
» INFORMASI SEGMEN USAHA lanjutan SEGMENT INFORMATION continued
» RISIKO KREDIT lanjutan CREDIT RISK continued
» RISIKO KREDIT lanjutan CREDIT RISK continued RISIKO NILAI TUKAR CURRENCY RISK
» RISIKO NILAI TUKAR lanjutan CURRENCY RISK continued
» RISIKO LIKUIDITAS LIQUIDITY RISK
» RISIKO LIKUIDITAS lanjutan LIQUIDITY RISK continued
» RISIKO SUKU BUNGA INTEREST RATE RISK
» RISIKO SUKU BUNGA lanjutan INTEREST RATE RISK continued
» RISIKO OPERASIONAL OPERATIONAL RISK
» RISIKO OPERASIONAL lanjutan OPERATIONAL RISK continued RASIO LIABILITAS
» Jasa Bank Pengumpulan Tol Collection of toll charges
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