Berdasarkan jenis dan kolektibilitas By type and collectability Berdasarkan jenis akad By type of agreement

PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 30 Juni 2012 dan 31 Desember 2011 serta Periode yang berakhir pada tanggal 30 Juni 2012 dan 2011 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARY NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS June 30, 2012 and December 31, 2011 and for period ended June 30, 2012 and 2011 Expressed in millions of rupiah, unless otherwise stated 90 9. PEMBIAYAAN SYARIAH 9. SHARIA FINANCING Pembiayaan dengan prinsip syariah seluruhnya diberikan dalam mata uang rupiah. All sharia financing were granted in rupiah currency. a. Berdasarkan jenis dan kolektibilitas a. By type and collectability Dalam perhatian khusus Kurang Lancar Special lancar Diragukan Macet Total 30 Juni 2012 Current mention Substandard Doubtful Loss June 30, 2012 Pihak berelasi Related parties Konsumsi 687 - - - - 687 Consumer Pihak ketiga Third parties Konsumsi 831.513 2.544 4.412 1.837 15.058 855.364 Consumer Modal kerja 237.993 2.444 1.539 367 3.432 245.775 Working capital Investasi 762.411 6.211 748 1.180 2.619 773.169 Investment Sindikasi 81.213 - 85.959 - - 167.172 Syndicated Karyawan 20.791 - - - - 20.791 Employees Total 1.934.608 11.199 92.658 3.384 21.109 2.062.958 Total Dikurangi penyisihan kerugian Less allowance penurunan nilai 16.048 482 13.741 1.573 19.514 51.358 for impairment losses Neto 1.918.560 10.717 78.917 1.811 1.595 2.011.600 Net Dalam perhatian khusus Kurang Lancar Special lancar Diragukan Macet Total 31 Desember 2011 Current mention Substandard Doubtful Loss December 31, 2011 Pihak berelasi Related parties Konsumsi 1.571 - - - - 1.571 Consumer Pihak ketiga Third parties Konsumsi 660.594 3.047 1.472 279 2.974 668.366 Consumer Modal kerja 681.663 2.713 2.107 162 12.027 698.672 Working capital Investasi 190.797 1.638 829 413 3.700 197.377 Investment Sindikasi 90.092 85.958 - - - 176.050 Syndicated Karyawan 24.199 - - - - 24.199 Employees Total 1.648.916 93.356 4.408 854 18.701 1.766.235 Total Dikurangi penyisihan kerugian Less allowance penurunan nilai 14.248 3.822 359 262 14.753 33.444 for impairment losses Neto 1.634.668 89.534 4.049 592 3.948 1.732.791 Net b. Berdasarkan jenis akad b. By type of agreement 30 Juni 2012 31 Desember 2011 June 30, 2012 December 31, 2011 Murabahah 944.613 806.632 Murabahah Aset yang diperoleh untuk Ijarah - neto 27.155 56.703 Asset acquired for Ijarah - net Musyarakah 485.481 321.642 Musyarakah Mudharabah 165.661 183.013 Mudharabah Qardh 433.782 391.485 Qardh Istishna 6.266 6.760 Istishna Total 2.062.958 1.766.235 Total Dikurangi penyisihan kerugian penurunan nilai 51.358 33.444 Less allowance for impairment losses Neto 2.011.600 1.732.791 Net PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 30 Juni 2012 dan 31 Desember 2011 serta Periode yang berakhir pada tanggal 30 Juni 2012 dan 2011 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARY NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS June 30, 2012 and December 31, 2011 and for period ended June 30, 2012 and 2011 Expressed in millions of rupiah, unless otherwise stated 91 9. PEMBIAYAAN SYARIAH lanjutan 9. SHARIA FINANCING continued