PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan
7. PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan
7. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued
d. Berdasarkan jenis
dan nama bank lanjutand. By type and counterparty bank continued
2012 2011 Rupiah lanjutan Rupiah continued SBSN Bank Indonesia - 9.938 SBSN Bank Indonesia Total Rupiah 8.013.850 7.762.770 Total Rupiah Dolar Amerika Serikat United States Dollar Call Money Call Money PT Bank ANZ Indonesia - 18.135 PT Bank ANZ Indonesia Total 8.013.850 7.780.905 Total Dikurangi cadangan kerugian Less allowance penurunan nilai 2.111 1.650 for impairment losses Neto 8.011.739 7.779.255 Net Dalam penempatan pada Bank Indonesia dan bank lain termasuk penempatan yang didasarkan pada prinsip perbankan syariah dengan nilai tercatat sebesar Rp878.600 dan Rp305.000 masing-masing pada tanggal 31 Desember 2012 dan 2011. As of December 31, 2012 and 2011, placements with Bank Indonesia and other banks include placements based on sharia banking principles with carrying amounts of Rp878,600 and Rp305,000, respectively. e. Tingkat suku bunga rata-rata per tahun e. Average interest rate per annum 2012 2011 Rupiah 4,03 5,76 Rupiah Dolar Amerika Serikat 0,35 0,32 United States Dollarf. Perubahan cadangan kerugian penurunan
nilai f. Movements in the allowance for impairment losses 2012 2011 Saldo awal 1.650 - Beginning balance Tambahan saldo penyisihan Additional balance of karena transaksi akuisisi allowance due to subsidiaries’ entitas anak 117 - acquisition transaction Penyisihan selama tahun berjalan 344 1.650 Provision during the year Saldo akhir 2.111 1.650 Ending balance Pada tanggal 31 Desember 2012 dan 2011 seluruh penempatan pada Bank Indonesia dan bank lain tidak mengalami penurunan nilai. As of December 31, 2012 and 2011 all placements with Bank Indonesia and other banks were not impaired. Manajemen berpendapat bahwa jumlah cadangan kerugian penurunan nilai di atas telah memadai. Management believes that the above allowance for impairment losses is adequate. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang berakhir pada tanggal-tanggal 31 Desember 2012 dan 2011 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years ended December 31, 2012 and 2011 Expressed in millions of rupiah, unless otherwise stated 827. PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan
7. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued
g. Informasi mengenai klasifikasi aset keuangan yang mengalami penurunan nilai dan tidak mengalami penurunan nilai diungkapkan pada Catatan 45. g. Information with respect to classification of impaired and not impaired of financial assets are disclosed in Note 45. h. Kisaran tingkat suku bunga per tahun untuk penempatan pada Bank Indonesia dan bank lain diungkapkan pada Catatan 48. h. The range of interest rates per annum for placements with Bank Indonesia and other banks are disclosed in Note 48. 8. SURAT BERHARGA 8. MARKETABLE SECURITIES a. Berdasarkan jenis dan mata uang a. By type and currency 2012 2011 Dimiliki hingga jatuh tempo Held-to-maturity Pihak ketiga Third parties Rupiah Rupiah Obligasi 2.394.576 443.000 Bonds Sukuk Ijarah IFR 004 10.000 10.000 Sukuk Ijarah IFR 004 Sukuk Ijarah Ritel 003 5.000 5.000 Sukuk Ijarah Ritel 003 Sukuk Ijarah IFR 003 4.854 4.854 Sukuk Ijarah IFR 003 Ditambah premium yang belum diamortisasi 66.405 63 Add unamortized premium 2.480.835 462.917 Sertifikat Bank Indonesia 1.155.000 3.610.000 Certificates of Bank Indonesia Dikurangi diskonto Less unamortized yang belum diamortisasi 14.425 100.768 discount 1.140.575 3.509.232 Total 3.621.410 3.972.149 Total Nilai wajar melalui laporan laba rugi Fair value through profit or loss Pihak ketiga Third parties Rupiah Rupiah Obligasi 471.675 - Bonds Reksadana 49.907 - Mutual funds 521.582 - Neto 4.142.992 3.972.149 Net PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang berakhir pada tanggal-tanggal 31 Desember 2012 dan 2011 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Years ended December 31, 2012 and 2011 Expressed in millions of rupiah, unless otherwise stated 83 8. SURAT BERHARGA lanjutan 8. MARKETABLE SECURITIES continuedb. Berdasarkan penerbit
b. By issuer
2012 2011 Bank Indonesia 1.155.000 3.610.000 Bank Indonesia Dikurangi diskonto yang belum diamortisasi 14.425 100.768 Less unamortized discounts 1.140.575 3.509.232 Perusahaan non-bank Non-bank companies PT BNI Asset Management 269.948 - PT BNI Asset Management PT GAP Capital 49.907 - PT GAP Capital PT Indosat Tbk 25.000 - PT Indosat Tbk PT Permodalan Nasional Madani 20.000 - PT Permodalan Nasional Madani PT Aneka Tambang Persero Tbk 15.000 15.000 PT Aneka Tambang Persero Tbk PT Perum Pegadaian Persero Tbk 10.000 77.000 PT Perum Pegadaian Persero Tbk PT Danareksa Persero - 25.000 PT Danareksa Persero 389.855 117.000 Bank Banks Lembaga Pembiayaan Ekspor Indonesia 50.000 50.000 Lembaga Pembiayaan Ekspor Indonesia PT BPD Aceh 50.000 50.000 PT BPD Aceh PT BPD DKI 47.000 44.000 PT BPD DKI PT BPD Sumatera Barat 40.000 20.000 PT BPD Sumatera Barat PT BPD Lampung 30.000 5.000 PT BPD Lampung PT Bank Danamon Indonesia Tbk 25.000 50.000 PT Bank Danamon Indonesia Tbk PT Bank CIMB Niaga Tbk 25.000 25.000 PT Bank CIMB Niaga Tbk PT Bank Tabungan Pensiunan PT Bank Tabungan Pensiunan Nasional Tbk 20.000 - Nasional Tbk PT Bank Pan Indonesia Tbk 19.000 25.000 PT Bank Pan Indonesia Tbk PT BPD NTT 15.000 15.000 PT BPD NTT PT BPD Sumatera Utara 15.000 15.000 PT BPD Sumatera Utara PT BPD Maluku 15.000 - PT BPD Maluku PT BPD Riau 12.000 12.000 PT BPD Riau PT BPD Sulawesi Selatan 10.000 10.000 PT BPD Sulawesi Selatan PT BPD Sulawesi Utara 5.000 5.000 PT BPD Sulawesi Utara 378.000 326.000 Ditambah premium yang belum diamortisasi 3.907 63 Add unamortized premium 381.907 326.063 Pemerintah 2.168.157 19.854 Government Ditambah premium yang belum diamortisasi 62.498 - Add unamortized premium 2.230.655 19.854 Total 4.142.992 3.972.149 TotalParts
» Bank Jabar dan Banten Bilingual 31 Des 2012 Released
» Pendirian dan informasi umum Bank Establishment and general information
» Pendirian dan informasi umum Bank lanjutan
» Establishment and general information about the Bank continued
» Maksud dan tujuan Purpose and objectives
» Maksud dan tujuan lanjutan Purpose and objectives continued
» Jaringan kantor Office network
» Manajemen eksekutif Executive management
» Manajemen eksekutif lanjutan Executive management continued
» Penawaran umum saham Public offering of shares Penawaran umum obligasi Public offering of bonds
» Penawaran umum obligasi lanjutan
» Public offering of bonds continued
» Pendirian dan informasi umum entitas anak Establishment and general information
» Pendirian dan informasi umum entitas anak lanjutan
» Establishment and general information about the subsidiaries continued
» Establishment and general information about the subsidiary continued
» Dasar penyusunan SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
» Dasar penyusunan SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Prinsip konsolidasi Principles of consolidation
» Prinsip konsolidasi lanjutan Principles of consolidation continued
» Penjabaran mata uang asing Foreign
» Penjabaran mata uang asing lanjutan Foreign currency translation continued
» Aset keuangan dan liabilitas keuangan Financial assets and liabilities
» Aset keuangan dan liabilitas keuangan lanjutan Financial assets and liabilities continued
» Aset keuangan dan liabilitas keuangan lanjutan
» Financial assets and liabilities continued
» Giro pada Bank Indonesia dan bank lain Current accounts with Bank Indonesia and
» Giro pada Bank Indonesia dan bank lain lanjutan
» Current accounts with Bank Indonesia and other banks continued
» Penempatan pada Bank Indonesia dan bank Surat berharga Marketable securities
» Surat berharga lanjutan Marketable securities continued
» Efek-efek yang dibeli dengan janji dijual kembali Reverse Repo
» Marketable securities purchased under agreements to resell Reverse Repo
» Wesel ekspor dan tagihan lainnya
» Instrumen keuangan derivatif SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Derivative financial instruments SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Instrumen keuangan derivatif lanjutan
» Derivative financial SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Kredit yang diberikan lanjutan Loans continued
» Pembiayaan syariah SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Sharia financing SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Identifikasi dan pengukuran penurunan nilai atas aset keuangan Identification and
» Identifikasi dan pengukuran penurunan nilai atas aset keuangan lanjutan Identification and
» Identifikasi dan pengukuran penurunan nilai atas aset keuangan lanjutan
» Identification and SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Tagihan dan liabilitas akseptasi Acceptances receivable and payable
» Penyertaan saham Investments in shares
» Penyertaan saham lanjutan Investments in shares continued
» Aset tetap lanjutan Fixed assets continued
» Penurunan nilai aset non-keuangan dan komitmen dan kontinjensi
» Impairment of non-financial assets and commitments and contingencies
» Penurunan nilai aset non-keuangan dan komitmen dan kontinjensi lanjutan
» Impairment of non-financial assets and commitments
» Beban dibayar dimuka SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Prepaid expenses SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Liabilitas segera SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Obligations due immediately SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Simpanan nasabah, Simpanan nasabah syariah dan Dana syirkah temporer
» Deposits from customers, Sharia deposits from customers and Temporary syirkah
» Simpanan nasabah, Simpanan nasabah syariah
» Simpanan dari bank lain Deposits from other banks
» Efek-efek yang dijual dengan janji untuk dibeli kembali
» Marketable securities SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Efek hutang yang diterbitkan Debt securities issued
» Pendapatan dan beban bunga Interest income and expense
» Pendapatan dan beban bunga lanjutan Interest income and expense continued
» Pendapatan SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Fees and commission income sharia
» IKHTISAR KEBIJAKAN AKUNTANSI YANG SIGNIFIKAN lanjutan
» SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» IKHTISAR KEBIJAKAN AKUNTANSI YANG PENILAIAN DAN ESTIMASI AKUNTANSI YANG
» PENILAIAN DAN ESTIMASI AKUNTANSI YANG
» GIRO PADA BANK INDONESIA CURRENT
» GIRO PADA BANK INDONESIA lanjutan CURRENT
» Berdasarkan mata uang By currency
» By transactions with certain parties
» By bank continued GIRO PADA BANK LAIN lanjutan CURRENT ACCOUNTS WITH OTHER BANKS
» Tingkat suku bunga rata-rata per tahun Average interest rate per annum
» Berdasarkan kolektibilitas GIRO PADA BANK LAIN lanjutan CURRENT ACCOUNTS WITH OTHER BANKS
» Transaksi dengan pihak tertentu Transaction with certain parties
» Berdasarkan jenis dan mata uang By type and currency
» Berdasarkan jenis dan nama bank By type and counterparty bank
» PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan
» Berdasarkan jenis PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued
» By type and counterparty bank continued
» Perubahan cadangan kerugian penurunan
» Berdasarkan jenis dan mata uang
» Berdasarkan penerbit SURAT BERHARGA lanjutan MARKETABLE SECURITIES continued
» By issuer SURAT BERHARGA lanjutan MARKETABLE SECURITIES continued
» Berdasarkan penerbit lanjutan SURAT BERHARGA lanjutan MARKETABLE SECURITIES continued
» By issuer continued SURAT BERHARGA lanjutan MARKETABLE SECURITIES continued
» Berdasarkan jatuh tempo By maturity
» MARKETABLE SECURITIES Bank Jabar dan Banten Bilingual 31 Des 2012 Released
» EFEK-EFEK YANG DIBELI DENGAN JANJI DIJUAL KEMBALI lanjutan
» Berdasarkan jenis, WESEL EKSPOR DAN TAGIHAN LAINNYA BILLS AND OTHER RECEIVABLES
» By type, currency and relationship
» Berdasarkan kolektibilitas WESEL EKSPOR DAN TAGIHAN LAINNYA BILLS AND OTHER RECEIVABLES
» By collectibility WESEL EKSPOR DAN TAGIHAN LAINNYA BILLS AND OTHER RECEIVABLES
» WESEL EKSPOR DAN TAGIHAN LAINNYA lanjutan
» Berdasarkan jenis, KREDIT YANG DIBERIKAN LOANS
» By type, currency and collectibility
» Berdasarkan jenis, KREDIT YANG DIBERIKAN lanjutan LOANS continued
» By type, KREDIT YANG DIBERIKAN lanjutan LOANS continued
» Berdasarkan sektor ekonomi By economic sector
» Berdasarkan jangka waktu perjanjian kredit By term of credit agreements
» Kisaran suku bunga Range of loan interest rates
» Ikhtisar KREDIT YANG DIBERIKAN lanjutan LOANS continued
» Ikhtisar kredit KREDIT YANG DIBERIKAN lanjutan LOANS continued
» Non-performing loans by economic sector continued
» Kredit yang direstrukturisasi Restructured loans
» Kredit yang direstrukturisasi lanjutan Restructured loans continued
» Perubahan cadangan kerugian penurunan nilai
» Movements in KREDIT YANG DIBERIKAN lanjutan LOANS continued
» Informasi pokok lainnya sehubungan dengan kredit yang diberikan
» Other significant information relating to loans
» Informasi pokok lainnya sehubungan dengan kredit yang diberikan lanjutan
» Other significant information relating to loans continued
» Informasi pokok lainnya sehubungan
» Berdasarkan jenis dan kolektibilitas By type and collectibility
» Berdasarkan jenis akad By type of agreement
» Kisaran setara marjin dan bagi hasil Range of equivalent margin and profit
» Ikhtisar pembiayaan Perubahan cadangan kerugian penurunan nilai Movements
» TAGIHAN AKSEPTASI ACCEPTANCE RECEIVABLES
» PENYERTAAN SAHAM INVESTMENT IN SHARES
» Berdasarkan kolektibilitas PENYERTAAN SAHAM lanjutan INVESTMENTS IN SHARES continued
» By collectibility PENYERTAAN SAHAM lanjutan INVESTMENTS IN SHARES continued
» Movements in the allowance for impairment losses
» BUNGA YANG MASIH AKAN DITERIMA INTEREST RECEIVABLES
» Perubahan cadangan kerugian penurunan nilai properti terbengkalai
» Movements in ASET LAIN-LAIN lanjutan OTHER ASSETS continued
» Berdasarkan jenis dan mata uang By type and currency Simpanan nasabah Deposits from customers
» Berdasarkan jenis dan mata uang lanjutan By type and currency continued
» Simpanan nasabah lanjutan Deposits from customers continued
» Rincian deposito berjangka berdasarkan jangka waktu
» Details of time deposits by term
» Obligasi VII Bank BJB Bank BJB Bonds VII
» Obligasi VII Bank BJB lanjutan Bank BJB Bonds VII continued
» Obligasi VI Bank BJB Bank BJB Bonds VI
» Obligasi VI Bank BJB lanjutan Bank BJB Bonds VI continued
» LIABILITAS SEGERA OBLIGATIONS DUE IMMEDIATELY PINJAMAN YANG DITERIMA BORROWINGS
» PINJAMAN YANG DITERIMA lanjutan BORROWINGS continued
» Estimated losses on commitments and contingencies
» Perubahan estimasi kerugian komitmen dan kontinjensi
» Movements in the estimated losses on commitments and contingencies
» Taxes payable INCOME TAX a. Hutang pajak
» Manfaat beban pajak Tax benefit expense
» Manfaat beban pajak lanjutan Tax benefit expense continued
» Aset pajak tangguhan Deferred tax assets
» Perubahan tarif pajak Changes in tax rate
» Perubahan tarif pajak lanjutan Changes in tax rate continued
» BUNGA YANG MASIH HARUS DIBAYAR INTEREST PAYABLE
» LIABILITAS LAIN-LAIN OTHER LIABILITIES
» MODAL SAHAM lanjutan SHARE CAPITAL continued
» AGIO SAHAM PREMIUM ON SHARE CAPITAL
» OTHER PAID-UP CAPITAL Bank Jabar dan Banten Bilingual 31 Des 2012 Released
» PENGGUNAAN LABA DISTRIBUTION OF INCOME
» PENDAPATAN BUNGA DAN SYARIAH INTEREST AND SHARIA INCOME
» BEBAN BUNGA DAN BAGI HASIL SYARIAH INTEREST EXPENSE AND SHARIA PROFIT
» PENDAPATAN OPERASIONAL LAINNYA OTHER OPERATING INCOME
» BEBAN OPERASIONAL LAINNYA OTHER OPERATING EXPENSES
» BEBAN OPERASIONAL LAINNYA lanjutan OTHER OPERATING EXPENSES continued
» PENDAPATANBEBAN NON-OPERASIONAL NON-OPERATING INCOMEEXPENSES
» KOMITMEN DAN KONTINJENSI COMMITMENTS AND CONTINGENCIES
» ASET KEUANGAN Bank Jabar dan Banten Bilingual 31 Des 2012 Released
» IMBALAN KERJA EMPLOYEE BENEFITS
» IMBALAN KERJA lanjutan EMPLOYEE BENEFITS continued
» LABA PER SAHAM DASAR BASIC EARNINGS PER SHARE
» TRANSAKSI DENGAN PIHAK-PIHAK BERELASI RELATED PARTY TRANSACTIONS
» TRANSAKSI DENGAN PIHAK-PIHAK BERELASI lanjutan
» RELATED PARTY TRANSACTIONS continued
» KEPENTINGAN NON-PENGENDALI NON-CONTROLLING INTEREST
» INFORMASI SEGMEN USAHA SEGMENT INFORMATION
» INFORMASI SEGMEN USAHA lanjutan SEGMENT INFORMATION continued
» RISIKO KREDIT lanjutan CREDIT RISK continued
» RISIKO KREDIT lanjutan CREDIT RISK continued RISIKO KREDIT lanjutan CREDIT RISK continued
» RISIKO KREDIT lanjutan CREDIT RISK continued RISIKO NILAI TUKAR FOREIGN EXCHANGE RISK
» RISIKO NILAI TUKAR lanjutan FOREIGN EXCHANGE RISK continued
» RISIKO NILAI TUKAR lanjutan FOREIGN EXCHANGE RISK continued RISIKO LIKUIDITAS LIQUIDITY RISK
» RISIKO LIKUIDITAS lanjutan LIQUIDITY RISK continued
» RISIKO SUKU BUNGA INTEREST RATE RISK
» RISIKO SUKU BUNGA lanjutan INTEREST RATE RISK continued
» RISIKO OPERASIONAL OPERATIONAL RISK
» RISIKO OPERASIONAL lanjutan OPERATIONAL RISK continued
» ASET DAN LIABILITAS MONETER DALAM MATA UANG ASING
» MONETARY ASSETS AND LIABILITIES IN FOREIGN CURRENCY
» ASET DAN LIABILITAS MONETER DALAM MATA UANG ASING lanjutan
» MONETARY ASSETS AND LIABILITIES IN FOREIGN CURRENCY continued
» MANAJEMEN MODAL DAN RASIO KEWAJIBAN PENYEDIAAN MODAL MINIMUM
» CAPITAL MANAGEMENT Bank Jabar dan Banten Bilingual 31 Des 2012 Released
» MANAJEMEN MODAL DAN RASIO KEWAJIBAN PENYEDIAAN MODAL MINIMUM lanjutan
» Risiko reputasi Reputational risks
» Risiko strategis Strategic risks
» Risiko kepatuhan Compliance risks
» Risiko kepatuhan lanjutan Compliance risks continued
» JAMINAN PEMERINTAH Bank Jabar dan Banten Bilingual 31 Des 2012 Released
» GOVERNMENT GUARANTEE FOR PAYMENT LIABILITY OF COMMERCIAL BANKS
» GOVERNMENT GUARANTEE FOR PAYMENT LIABILITY
» Perjanjian penyelenggaraan PERIKATAN-PERIKATAN YANG SIGNIFIKAN SIGNIFICANT AGREEMENTS
» Joint Automatic Teller Machine “ATM” agreement
» Perjanjian penyediaan layanan operasional terminal ATM
» ATM terminal operational service provider agreement
» PERIKATAN-PERIKATAN YANG SIGNIFIKAN lanjutan
» Memorandum of Understanding MoU and Cooperation Agreements with several state-
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