Statistik Deskriptif Uji Normalitas Uji Multikolinearitas Uji Heteroskedastisitas Uji Autokorelasi Uji Koefisien Determinasi R Uji Signifikansi Simultan Uji F

95 Lampiran 2 HASIL PENGOLAHAN SPSS

1. Statistik Deskriptif

Descriptive Statistics N Minimum Maximum Mean Std. Deviation Loan to Deposit Ratio 92 40.22 102.20 74.7439 14.26037 Loan to Asset Ratio 92 34.34 80.10 60.3167 11.35870 Return On Asset 92 .17 4.93 2.0504 1.10119 Return On Equity 92 .72 43.83 15.8395 9.59313 Capital Adequacy Ratio 92 9.92 46.49 17.6903 6.57671 Valid N listwise 92

2. Uji Normalitas

One-Sample Kolmogorov-Smirnov Test Unstandardized Residual N 92 Normal Parameters a,,b Mean .0000000 Std. Deviation 4.47208053 Most Extreme Differences Absolute .138 Positive .138 Negative -.068 Kolmogorov-Smirnov Z 1.327 Asymp. Sig. 2-tailed .059 a. Test distribution is Normal. b. Calculated from data. Universitas Sumatera Utara 96 Universitas Sumatera Utara 97

3. Uji Multikolinearitas

Coefficients a Model Unstandardized Coefficients Standardized Coefficients t Sig. Collinearity Statistics B Std. Error Beta Tolerance VIF 1 Constant 29.852 2.729 10.939 .000 Loan to Deposit Ratio .342 .102 .741 3.345 .001 .108 9.224 Loan to Asset Ratio -.620 .125 -1.070 -4.940 .000 .113 8.828 Return On Asset 5.739 1.036 .961 5.538 .000 .177 5.664 Return On Equity -.763 .118 -1.113 -6.494 .000 .181 5.531 a. Dependent Variable: Capital Adequacy Ratio

4. Uji Heteroskedastisitas

Universitas Sumatera Utara 98

5. Uji Autokorelasi

Model Summary b Model R R Square Adjusted R Square Std. Error of the Estimate Durbin-Watson 1 .733 a .538 .516 4.57373 2.024 a. Predictors: Constant, Return On Equity, Loan to Deposit Ratio, Return On Asset, Loan to Asset Ratio b. Dependent Variable: Capital Adequacy Ratio

6. Uji Koefisien Determinasi R

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7. Uji Signifikansi Simultan Uji F

ANOVA b Model Sum of Squares Df Mean Square F Sig. 1 Regression 2116.079 4 529.020 25.289 .000 a Residual 1819.955 87 20.919 Total 3936.034 91 a. Predictors: Constant, Return On Equity, Loan to Deposit Ratio, Return On Asset, Loan to Asset Ratio b. Dependent Variable: Capital Adequacy Ratio Model Summary b Model R R Square Adjusted R Square Std. Error of the Estimate 1 .733 a .538 .516 4.57373 a. Predictors: Constant, Return On Equity, Loan to Deposit Ratio, Return On Asset, Loan to Asset Ratio b. Dependent Variable: Capital Adequacy Ratio Universitas Sumatera Utara 99

8. Uji Signifikansi Parameter Individual Uji t