PT Bank CIMB Niaga Tbk lanjutan PT Bank CIMB Niaga Tbk continued

Indonesian language. PT WISMILAK INTI MAKMUR TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal 31 Desember 2013 Dengan Angka Perbandingan untuk Tahun yang Berakhir pada Tanggal 31 Desember 2012 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT WISMILAK INTI MAKMUR TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Year Ended December 31, 2013 With Comparative Figures for the Year Ended December 31, 2012 Expressed in Rupiah, unless Otherwise Stated 52 15. UTANG BANK lanjutan 15. BANK LOANS continued 3. PT Bank Danamon Indonesia Tbk lanjutan 3. PT Bank Danamon Indonesia Tbk continued Entitas anak PT Gelora Djaja lanjutan Subsidiary PT Gelora Djaja continued Utang Bank Jangka Pendek lanjutan Short-term Bank Loan continued Fasilitas kredit ini digunakan untuk pembiayaan keperluan modal kerja dan penerbitan letter of credit impor untuk pembelian bahan baku antara lain tembakau dan saus tembakau dan suku cadang. Fasilitas kredit tersebut terdiri dari: The facilities will be used for working capital and issuance letter of credit for raw materials purchase such as tobacco and tobacco sauce and spare parts. The facilities of this credit are as follows: - Fasilitas Omnibus revolving loan dengan nilai maksimal sebesar Rp170.000.000.000. Fasilitas kredit tersebut memiliki sub limit penggunaan berupa Bank Garansi sebesar Rp170.000.000.000 atau Letter of Credit impor sebesar AS17.000.000. Jangka waktu penggunaan bank garansi selama 360 hari dan untuk letter of credit impor selama 180 hari. Pada tanggal 31 Desember 2013 dan 2012, saldo untuk pinjaman ini masing-masing sebesar Rp152.975.000.000 dan Rp170.000.000.000. - Omnibus Facility revolving loan with maximum credit amounting to Rp170,000,000,000. This facility has sub- limits which are Bank Guarantee amounting to Rp170,000,000,000 or Letter of Credit for import purpose amounting to US17,000,000. Usage period for a bank guarantee is 360 days and for letters of credit is 180 days. As of December 31, 2013 and 2012, the outstanding loan balance for this facility amounted to Rp152,975,000,000 and Rp170,000,000,000, respectively. - Kredit Rekening Koran digunakan untuk pembiayaan keperluan modal kerja dengan nilai maksimal sebesar Rp5.000.000.000. Pada tanggal 31 Desember 2013 dan 2012, saldo untuk pinjaman ini masing- masing sebesar Rp4.104.680.118 dan Rp3.033.773.477. - Bank Overdraft Facility is used for working capital with maximum credit facility amounting to Rp5,000,000,000. As of December 31, 2013 and 2012, the outstanding loan balance for this facility amounted to Rp4,104,680,118 and Rp3,033,773,477, respectively. Jaminan atas fasilitas di atas berupa persediaan tembakau dan cengkeh PT Gelora Djaja Catatan 8, piutang usaha PT Gelora Djaja Catatan 6 dan jaminan Perusahaan dari PT Gawih Jaya. The collaterals of the above facilities are secured by PT Gelora Djaja’s tobacco and cloves Note 8, PT Gelora Djaja’s trade receivables Note 6 and corporate guarantee from PT Gawih Jaya. Nilai jaminan untuk jaminan tersebut diatas sebesar 100 dari jumlah yang terhutang outstanding pinjaman berdasarkan fasilitas kredit. Total amount of the above collaterals comprises 100 from outstanding loan according to credit facilities. Berdasarkan perpanjangan perjanjian kredit, PT Gelora Djaja diharuskan untuk mempertahankan rasio keuangan seperti current ratio minimum sebesar 1,25 kali, debt to equity ratio maksimum sebesar 2 kali, debt service coverage ratio minimum 1 kali dan jumlah piutang dan persediaan milik PT Gelora Djaja harus lebih besar dari jumlah utang bank. Based on the extended loan agreement, PT Gelora Djaja should maintain the financial ratio such as current ratio minimum of 1.25 times, debt to equity ratio maximum of 2 times, debt service coverage ratio minimum of 1 time and the sum of receivables and inventories owned by PT Gelora Djaja should be more than total outstanding loan balance. Manajemen PT Gelora Djaja berpendapat bahwa seluruh rasio telah dipenuhi pada tanggal laporan posisi keuangan konsolidasian. PT Gelora Djaja’s management is of the opinion that all ratios are met as of consolidated statements of financial position date. Indonesian language. PT WISMILAK INTI MAKMUR TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN Tahun yang Berakhir pada Tanggal 31 Desember 2013 Dengan Angka Perbandingan untuk Tahun yang Berakhir pada Tanggal 31 Desember 2012 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT WISMILAK INTI MAKMUR TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS Year Ended December 31, 2013 With Comparative Figures for the Year Ended December 31, 2012 Expressed in Rupiah, unless Otherwise Stated 53 15. UTANG BANK lanjutan 15. BANK LOANS continued