Borrowing agent Bank of Indonesia Deeds No. 1417 PBI2012 on Trust Activities

PT Bank Mandiri Persero Tbk. in the quality of goods, and or diferences in the quantity of goods. Written explanation along with supporting documents submitted to the Foreign Exchange Bank will be forwarded to Bank Indonesia no later than the 5th of the following month after DHE received by the exporter through a Foreign Exchange Bank. i. In the event of any discrepancy between the PEB data presented by the exporters and the PEB data received by the Directorate General of Customs DJBC, Bank Indonesia can decide which data is applied as reference PEB to be complianced for DHE and inform the diference between the PEB data referred to DJBC. j. In the event that DHE Acceptance is smaller than the value of PEB caused by netting between the export bill and exporters obligations are allowed for netting with import goods netting in relation to the exports, as long as there is an agreements between the exporters and the importers counterparty. DHE received is derived from the results of netting is based on the value of the PEB if the exporter submit a written explanation and relevant supporting documentation. k. In case of the importer defaults, bankruptcy, or under conditions of force majeure: • Exporters who receive DHE less than the value of PEB, by a margin greater than the equivalent of approximately Rp50,000,000.00 then the exporter must submit a written explanation and supporting documentation no later than the end of the third month after the month of PEB enrollment to foreign exchange banks to be forwarded to Bank Indonesia; • Exporters who do not receive DHE, or DHE in cash received less than the value PEB by a margin greater than the equivalent of approximately Rp50,000,000.00 then the exporter must submit a written explanation with supporting documents to Bank Indonesia no later than the end of the third month after PEB registration month. For export payments conducted in issued LC, consignment, then payment, andor collection with maturities of more than or equal to 3 months after the month of PEB enrollment, the exporter must submit a written explanation and relevant supporting documents related to the importer defaults, bankruptcy, or under conditions of force majeure no later than 14 days after the due date of payment. l. In terms of exports is conducted through Courier Company PJT, the obligation to submit a written explanation of the information and supporting documents is the responsibility of the owner of the goods. In this case, PJT must convey relevant PEB information to the owner of the goods. IMPOSING SANCTIONS a. Exporters who violate the obligation of DHE will bear administrative sanctions of imposed ines amounting to 0.5 of the nominal value of DHE that have not received with the maximum amount of Rp100,000,000.00 for one month of PEB registration. b. In terms of exports carried by PJT, then ined and suspended for the export of services will be charged to the owner of the goods. c. Payment of administrative sanctions in the form of ines remitted to Bank Indonesia as regulated in Bank Indonesia Circular Letter. TRANSITIONAL PROVISIONS DHE acceptance which is not conducted through foreign exchange bank as per agreement that the payment will be conducted through the trustee outside Indonesia, DHE shall paid through the Foreign Exchange Bank until the date of June 30, 2013. In this case, the exporter must submit a written explanation and relevant supporting documents.

6. Bank Indonesia Regulation No. 1426PBI2012 on Operations and

Oice Network Based On Bank’s Core Capital