CAPITAL INVESTMENT COMMITTEE RCC-CIC
2. Speciic
The following are conducted in relation to the risk management that consisted of operational risk, legal risk, strategic risk, and compliance risk: a. Operational Risk 1 To determine and evaluate the measurement method and operational risk management as well as the capital adequacy of operational risk. 2 To determine and evaluate the management strategy and operational risk controll based on the operational risk proile, as well as to establish and evaluate the applicable tools to manage the operational risk ORM tools. 3 To establish the operational risk allowance by considering the risk exposures and past loss experiences due to the operational risk in accordance with the required regulatory. b. Legal Risk, Reputation Risk, Strategic Risk and Compliance Risk 1 Legal Risk: To establish the strategy and procedure to control legal risk due to the weaknesses in juridicial aspect. 2 Reputation Risk: To determine the strategy and procedure to control the reputation risk due to the decreasing trust of the stakeholders resulted from the negative perception on the Company. 3 Strategic Risk: To determine the strategy and procedure in the strategic risk management due to the faulty in the strategic decision-making andor its implementation, as well as failure in anticipating the business environment evolution. 4 Compliance Risk: To establish the strategy and procedure to manage risk due to the Company’s incompliance or negligence on the prevailing laws and regulations. The following agenda was endorsed by RCC ORC in 2012: 1. Approved and reined several Standard Operating Procedures. 2. Approved the RIC’s Organisation Alignment. 3. Approved the Anti Fraud Strategy. 4. Approved the reinement of Bank Mandiri Dili Timor Leste Policy Procedure. CORPORATE GOVERNANCE PT Bank Mandiri Persero Tbk. To assist the Directors in implementing its functions that covers: a To develop, discuss and recommend the Human Resource Policy KSDM inclusive of its amendments, for further endorsement by the Directors and the Board of Commissioners. The Committee Meeting Leaders set the decision to submit the policy endorsement proposal to the Dirctors done by acircular or through a Directors Meeting. b To set the Human Resource guidelines Standards SPSDM inclusive of its amendments. c To determine the Organization Development Policy 1 Policy and Development Strategy and the Company Organization Structure Amendment 2 Policy and Development Strategy of Employee Careers including Promotion, Mutation, Rotation and Datasering Policy 3 Policy and Job grading System 4 Policy and workforce Plan Strategy HUMAN CAPITAL POLICY COMMITTEE HCPC HUMAN CAPITAL POLICY COMMITTEE DUTIES AND RESPONSIBILITIES HUMAN CAPITAL POLICy COMMITTEE HCPC Name Total Meeting Attendance Absence Attendance Permanent Voting Member Zulkili Zaini 6 6 100 Riswinandi 6 5 1 83 Budi Gunadi Sadikin 6 6 100 Ogi Prastomiyono 6 6 100 Non-Permanent Voting Member Abdul Rachman 1 1 100 Sentot A. Sentausa 2 2 100 Pahala Nugraha Mansury 5 5 100 Sunarso 3 3 100 Fransisca Nelwan Mok 3 3 100 Kresno Sediarsi 1 1 100 Royke Tumilaar 1 1 100 Mansyur S. Nasution 3 3 100 Ventje Rahardjo 5 5 100 Based on the quorum Total meetings for each group attendance based on the agenda discussion Served as EVP Coordinator efective of 5 March 2012Parts
» Wholesale Transaction CORPORATE GOVERNANCE
» Retail Deposits Payment CORPORATE GOVERNANCE
» Retail Financing CORPORATE GOVERNANCE
» network Expansion Subiantoro Investor Relations
» Business Process improvement Leadership development Program
» disciplined selling Process implementation
» Low Cost FundsCasa improvement Program
» Products, services, and Process innovation
» organization Capacity development Subiantoro Investor Relations
» risK ManaGEMEnT iMPLEMEnTaTion PrinCiPLEs
» risK PErForManCE rEViEw CORPORATE GOVERNANCE
» risK oVErViEw CORPORATE GOVERNANCE
» suBsidiarY risK ManaGEMEnT CORPORATE GOVERNANCE
» Methodology implementation, risk measurement tools and supporting
» implementation of Capital Calculation based on Basel ii and
» risk management consolidation with subsidiary
» Internal Control and Risk Maturity Enhancement
» Internal Audit Consolidation with Subsidiary
» Thematic audit program focused on wholesale fee-based income,
» Risk-Based Audit Methodology Enhancement and Continuous
» Auditor Competency Improvement CaPiTaL and risK EXPosurEs and BanK risK ManaGEMEnT
» deeds of the Constitutional Court. no 77Puu-iX2011 about
» Bank of Indonesia Regulation No. 148PBI2012 regarding
» Settlor Parties who owned the assets funds
» Trustee Parties who gain authorization to
» Beneiciary Parties who gain beneits of the
» Paying agent Bank of Indonesia Deeds No. 1417 PBI2012 on Trust Activities
» investment agent Bank of Indonesia Deeds No. 1417 PBI2012 on Trust Activities
» Borrowing agent Bank of Indonesia Deeds No. 1417 PBI2012 on Trust Activities
» Merger or Consolidation Bank Indonesia Regulation No. 1424PBI2012 on Single Ownership
» Formation of a Holding Company
» Holding function Bank Indonesia Regulation No. 1424PBI2012 on Single Ownership
» As a PSP Bank Indonesia Regulation No. 1424PBI2012 on Single Ownership
» Bank Indonesia Regulation No. 1425PBI2012 on Foreign
» Commercial Banks based on Business Activity BOOK 1
» BOOK 2 Bank Indonesia Regulation No. 1426PBI2012 on Operations and
» BOOK 3 Bank Indonesia Regulation No. 1426PBI2012 on Operations and
» Bank Indonesia Regulation No. 1427PBI2012 on the
» RISK CAPITAL COMMITTEE RCC-RMC:
» General Speciic CaPiTaL and risK EXPosurEs and BanK risK ManaGEMEnT
» General ASSETS AND LIABILITIES COMMITTEE RCC-ALCO:
» Speciic Funding Loans CaPiTaL and risK EXPosurEs and BanK risK ManaGEMEnT
» General CaPiTaL and risK EXPosurEs and BanK risK ManaGEMEnT
» CAPITAL INVESTMENT COMMITTEE RCC-CIC
» Speciic CaPiTaL and risK EXPosurEs and BanK risK ManaGEMEnT
» OPERATIONAL RISK COMMITTEE RCC-ORC
» Internal Audit Roles and Functions
» The Scope INTERNAL AUDIT FUNCTIONS, INTERNAL AUDIT COVERAGE AND
» Audit Planning and Realization
» Audit Findings Result INTERNAL AUDIT FUNCTIONS, INTERNAL AUDIT COVERAGE AND
» Total Internal Fraud INTERNAL AUDIT FUNCTIONS, INTERNAL AUDIT COVERAGE AND
» Excellence Improvement EXTERNAL AUDIT FUNCTIONS, EFFECTIVENESS OF EXTERNAL AUDIT
» Fraud EXTERNAL AUDIT FUNCTIONS, EFFECTIVENESS OF EXTERNAL AUDIT
» COMPLIANCE FUNCTIONS For the social activity is as follows:
» LONG TERM PLAN CORPORATE GOVERNANCE
» MID-TERM PLAN CORPORATE GOVERNANCE
» SHORT TERM PLAN CORPORATE GOVERNANCE
» PKBL MANDIRI PILLARS BM 2012 AR (English)
» GENERAL 1. Annual Report is presented in good
» SUMMARY OF VITAL FINANCIAL DATA 1. Financial information in comparative
» BOARD OF COMMISSIONERS’ AND BOARD OF DIRECTORS’ REPORT
» COMPANY PROFILE 1. name and address of the company.
» MANAGEMENT ANALYS AND DISCUSSION ON COMPANY
» GOOD CORPORATE GOVERNANCE 1. Information on the Board of
» Financial assets FINANCIAL IMPORTANT
» Financial assets continued FINANCIAL IMPORTANT
» Financial assets continued Financial liabilities
» Reclassification of financial assets
» Classes of financial instrument
» Classes of financial instrument continued
» Offsetting financial instruments FINANCIAL IMPORTANT
» Allowance for impairment losses of financial assets
» Allowance for impairment losses of financial assets continued
» Employee benefit Insurance liabilities on insurance contracts and Liability Adequacy Test LAT
» GOVERNMENT BONDS Determination of fair value
» OTHER RECEIVABLES - TRADE TRANSACTIONS
» DERIVATIVE RECEIVABLES AND PAYABLES
» NET INVESTMENT IN LEASE FINANCING
» INVESTMENTS IN SHARES Determination of fair value
» POLICYHOLDERS’ INVESTMENT AND LIABILITY TO UNIT-LINKED HOLDERS
» PREPAID EXPENSES Determination of fair value
» OTHER ASSETS Determination of fair value
» DEPOSITS FROM CUSTOMERS - DEMAND DEPOSITS
» DEPOSITS FROM CUSTOMERS - SAVING DEPOSITS
» DEPOSITS FROM OTHER BANKS - DEMAND AND SAVING DEPOSITS
» DEPOSITS FROM OTHER BANKS - TIME DEPOSITS
» ACCEPTANCE PAYABLES Determination of fair value
» ACCRUED EXPENSES Determination of fair value
» Tax Payables Tax BenefitExpense
» Tax Expense - Current continued
» Deferred tax assets - net continued
» Tax assessment letter TAXATION a.
» OTHER LIABILITIES Determination of fair value
» SUBORDINATED LOANS Determination of fair value
» Authorised, Issued and Fully Paid-in Capital
» Authorised, Issued and Fully Paid-in Capital continued
» Additional Paid-In CapitalAgio NON CONTROLLING INTEREST IN NET ASSETS OF CONSOLIDATED SUBSIDIARIES
» Additional Paid-In CapitalAgio continued
» INTEREST INCOME AND SHARIA INCOME
» INTEREST EXPENSE AND SHARIA EXPENSE
» ALLOWANCE FOR IMPAIRMENT LOSSES
» ALLOWANCEREVERSAL FOR POSSIBLE LOSSES
» UNREALISED GAINSLOSSES Determination of fair value
» SALARIES AND EMPLOYEE BENEFITS
» EMPLOYEE BENEFITS Determination of fair value
» OTHER OPERATING EXPENSES - OTHERS - NET
» Liabilities 12.49 RELATED PARTY TRANSACTIONS
» SEGMENT INFORMATION Determination of fair value
» CUSTODIAL SERVICES AND TRUST OPERATIONS
» Integrated Banking System Agreement with Vendor
» Legal Matters CHANNELING LOANS
» Value Added Tax VAT on Bank Syariah Mandiri BSM Murabahah Transactions
» Value Added Tax VAT on Bank Syariah Mandiri BSM Murabahah Transactions continued
» Trade Financing with Asian Development Bank ADB
Show more