CAPITAL INVESTMENT COMMITTEE RCC-CIC

PT Bank Mandiri Persero Tbk. c. To provide solutions and settlement on the Company’s operational that were unable to be resolved by the downliners. d. To establish and delegate the operational authorization to the appointed oicials. The delegation excluded the decision-making on loans and or others that will be ractiied separately. e. To discuss the policy and endorse the operational procedure with cross-Committee basis by inviting the Director of DivisionEVP Coordinator and related Group Head. f. To conduct strategic discussion, inclusive but not limited to the discussion on subsidiary under the Company’s supervision. g. To supervise the duty implementation of Risk Business Control Supervisory Team.

2. Speciic

The following are conducted in relation to the risk management that consisted of operational risk, legal risk, strategic risk, and compliance risk: a. Operational Risk 1 To determine and evaluate the measurement method and operational risk management as well as the capital adequacy of operational risk. 2 To determine and evaluate the management strategy and operational risk controll based on the operational risk proile, as well as to establish and evaluate the applicable tools to manage the operational risk ORM tools. 3 To establish the operational risk allowance by considering the risk exposures and past loss experiences due to the operational risk in accordance with the required regulatory. b. Legal Risk, Reputation Risk, Strategic Risk and Compliance Risk 1 Legal Risk: To establish the strategy and procedure to control legal risk due to the weaknesses in juridicial aspect. 2 Reputation Risk: To determine the strategy and procedure to control the reputation risk due to the decreasing trust of the stakeholders resulted from the negative perception on the Company. 3 Strategic Risk: To determine the strategy and procedure in the strategic risk management due to the faulty in the strategic decision-making andor its implementation, as well as failure in anticipating the business environment evolution. 4 Compliance Risk: To establish the strategy and procedure to manage risk due to the Company’s incompliance or negligence on the prevailing laws and regulations. The following agenda was endorsed by RCC ORC in 2012: 1. Approved and reined several Standard Operating Procedures. 2. Approved the RIC’s Organisation Alignment. 3. Approved the Anti Fraud Strategy. 4. Approved the reinement of Bank Mandiri Dili Timor Leste Policy Procedure. CORPORATE GOVERNANCE PT Bank Mandiri Persero Tbk. To assist the Directors in implementing its functions that covers: a To develop, discuss and recommend the Human Resource Policy KSDM inclusive of its amendments, for further endorsement by the Directors and the Board of Commissioners. The Committee Meeting Leaders set the decision to submit the policy endorsement proposal to the Dirctors done by acircular or through a Directors Meeting. b To set the Human Resource guidelines Standards SPSDM inclusive of its amendments. c To determine the Organization Development Policy 1 Policy and Development Strategy and the Company Organization Structure Amendment 2 Policy and Development Strategy of Employee Careers including Promotion, Mutation, Rotation and Datasering Policy 3 Policy and Job grading System 4 Policy and workforce Plan Strategy HUMAN CAPITAL POLICY COMMITTEE HCPC HUMAN CAPITAL POLICY COMMITTEE DUTIES AND RESPONSIBILITIES HUMAN CAPITAL POLICy COMMITTEE HCPC Name Total Meeting Attendance Absence Attendance Permanent Voting Member Zulkili Zaini 6 6 100 Riswinandi 6 5 1 83 Budi Gunadi Sadikin 6 6 100 Ogi Prastomiyono 6 6 100 Non-Permanent Voting Member Abdul Rachman 1 1 100 Sentot A. Sentausa 2 2 100 Pahala Nugraha Mansury 5 5 100 Sunarso 3 3 100 Fransisca Nelwan Mok 3 3 100 Kresno Sediarsi 1 1 100 Royke Tumilaar 1 1 100 Mansyur S. Nasution 3 3 100 Ventje Rahardjo 5 5 100 Based on the quorum Total meetings for each group attendance based on the agenda discussion Served as EVP Coordinator efective of 5 March 2012