MID-TERM PLAN CORPORATE GOVERNANCE

PT Bank Mandiri Persero Tbk. 3. Improvement of low cost funds ratio by the support of current accounts and savings growth. with this improvement, the Mandiri Business Savings is expected to signiicantly grow. 4. Improvement of fee income ratio especially from wholesale fee increments that is derived from trade transactions, treasury, and retail transactions primarily from electronic channels. 5. Infrastructure development such as ATM and EDC, networks in the country, micro network, business banking network, and consumer inance network, by maintaining revenue growth above the cost growth so as to control the eiciency ratio CER. 6. Improvement of employee engagement and productivity compared with previous year both in business units as well as supporting units. 7. The sharpening of focus and prioritizing of IT projects that in the future will take into account non- CAPEX spending of IT especially for the branch development as well as HR enhancement facilities. 8. Implementation of Jiwa services and continuation of cultural transformation to maintain the irst rank in MRI service quality. 9. Optimization of alliances synergy with subsidiaries, which are PT Bank Syariah Mandiri, PT Mandiri Sekuritas, PT Bank Sinar Harapan Bali, PT AXA Mandiri Financial Service, PT Mandiri Tunas Finance, and Mandiri International Remittance. 10. Improvement of Bank Mandiri consolidated proit so as to maintain the ROE above that of the previous year. PT Bank Mandiri Persero Tbk. PRess ReLeAse BAnK mAnDiRi 2012 09 Bank Mandiri Supports the Journalist Professionalism Enhancement through the Journalist Competency Contest 10 Bank Mandiri Supports the Indonesia young Changemaker Summit To Propel Indonesia’s growth 25 Bank Mandiri grants Rp800 Million To Improve the welfare of wargaluyu community in Bandung  MARCH 01 Bank Mandiri’s Agressive Initiatives to Develop the SMEs 08 Bank Mandiri’s Loans Increase by 27.7. Total Asset growth of Rp551.89 Trillion 11 Bank Mandiri Revitalizes the Old City Areas of Jakarta 12 Bank Mandiri contributes Rp758.8 Million to Support the Education Facility Improvements 14 Bank Mandiri Facilitates the Environmentally- Friendly Clean water For the Community 21 Bank Mandiri Disburses US100 Million of Non Cash Loan to Nusantara Regas 25 Bank Mandiri voted The Best SME Bank in Indonesia 27 Bank Mandiri Earns Rp1.73 Trillion of Treasury Revenue in 2011 30 Bank Mandiri Receives the Corporate governance Asia Award  APRiL 04 SOE Organizes Pasar Murah Bazaar 09 Bank Mandiri Empowers the Jakarta Community Through ”Mandiri My City, My Clean Jakarta”  JANuARy 04 Bank Mandiri Disburses Rp9.2 Trillion of Loan to Strengthen the National Fertilization Industry 08 Bank Mandiri Leads in the Indonesian Syndication Loan Market 09 Mandiri Cares About Education, grants Rp1 Billion for Scholarship to 140 High-Achiever Students 11 Bank Mandiri grants Scholarships to Athletic Athletes 12 Enhancing the Subsidized Fertilization Distribution, Bank Mandiri Facilitates the On-line Payment of Pupuk Kaltim 13 Promoting Entrepreneurship; Bank Mandiri Organizes the Mandiri Entrepreneurs Expo 18 Expanding Banking Access, Bank Mandiri Launchs New Branch Oice 20 Bank Mandiri Creates The Best Entrepreneurs 26 • Strengthening Education Access in Remote Islands, Bank Mandiri Supports the TNI-AL in “Smart Ship” Construction. • Bank Mandiri Received The Best in GCG Implementation from AsiaMoney 31 Bank Mandiri Leads a US650 million of Syndication Loan for Antam  FEBRuARy 02 Mandiri Serves as the Supporting Bank for the Student Intake Selection in Islamic State University 03 Mandiri Young Entrepreneur Goes to Pesantren 05 Strengthening Credit Card Business, Mandiri Launchs the Feng Shui Card PT Bank Mandiri Persero Tbk. 11 Mandiri Disseminates the Entrepreneurship Module Phase II to 213 Universities in Indonesia 12 Bank Mandiri Supports the Pertamina EP vendor 16 Bank Mandiri Enhances the e-Toll Card Penetration 20 In Collaboration with Angkasa Pura I, Bank Mandiri Disburses The Community Development Funds 23 Bank Mandiri Pays Dividend at Rp104.97 Per Share 26 Bank Mandiri Facilitates Rp530 Billion of Investment Loan to Summarecon group 27 Strengthening the International Business, Bank Mandiri Launchs the Shanghai Branch Oice, The First Indonesian Bank to open branch oice in China  MAy 02 Bank Mandiri Grants Rp1.4 Billion for the Improvement of Marinir Cilandak Hospital 03 Bank Mandiri Finances the 2,400 Hectare of Rice Field Development in South Sumatra 06 Providing Easy Access Facility, Bank Mandiri Targets Rp73 Trillion from the SME Segment 12 Improving Education Facility, Bank Mandiri Provides Rp4.7 Billion Grant 15 Mandiri Disburses a Total Loan Equivalent to US300 Million to PT Krakatau Steel 21 Bank Mandiri Conducts the Joint-Business Development with Askrindo 24 Mandiri Supports The Creation of Quality HR of Risk Management 26 Improving the Quality of Environment and Community Capacity of Bali, Mandiri Provides Rp741.9 Million Grant 28 Enhancing Treasury Service, Bank Mandiri Adds Regional Treasury Marketing Oices in Batam, Solo, Denpasar and Medan 30 Organizing a Congress, Banker Association for Risk Management Bara Committed To Improving The Role in the Development of Indonesian Banking Industry 31 Creating Resilient Entrepreneurs, Bank Mandiri Organizes an Open Lecture  JuNE 01 Mandiri Disburses Rp702.187 Billion of Loan for the constructions of Gempol-Pasuruan Toll 04 ATM Bank Mandiri Reaches 10,000 units 06 Bank Mandiri Provides Assistance to UNAIR Education Hospital 07 Bank Mandiri Facilitates the On-line Payment for the Port Services 11 Organizing the CFO Forum, Mandiri Supports the Eiciency in Business World 12 Bank Mandiri Leads the Syndication Loan for Gempol – Pandaan Toll Construction. 13 • Expanding Banking Access, Bank Mandiri Launchs New Branch Oice • Bank Mandiri Manages the Operational Transactions of Pertamina Retails 14 • Mandiri Organizes Chief Financial Oicers gathering to Promote the Industrial Competitive Advantage • Bank Mandiri Summons Berlian Laju Tanker To Pay Of Their Loan 15 Bank Mandiri Grants Rp2 Billion for the provision of Prosthetic Legs