DEPOSITS FROM CUSTOMERS - DEMAND DEPOSITS
25. DEPOSITS FROM OTHER BANKS - DEMAND AND SAVING DEPOSITS
a. By Currency, Related Parties and Third Parties: 2012 2011 Demand Deposits Related parties Note 54 Rupiah 10,056 962 Foreign currencies Note 60B.v 131,940 213,618 141,996 214,580 Third parties Rupiah 721,210 703,837 Foreign currencies Note 60B.v 546,989 1,068,721 1,268,199 1,772,558 Total Demand Deposits 1,410,195 1,987,138 Saving Deposits Third parties Rupiah 835,295 581,013 Total Saving Deposits 835,295 581,013 Total Demand and Saving Deposits 2,245,490 2,568,151 Included in deposits from other banks - demand deposits are wadiah deposits and Sertifikat Investasi Mudharabah Antarbank SIMA amounting to Rp37,976 and Rp78,831 as at 31 December 2012 and 2011, respectively. b. Average Interest Rates Cost of Funds and Profit Sharing per Annum: Average interest rates cost of funds per annum: 2012 2011 Demand Deposits Rupiah 2.04 2.32 Saving Deposits Rupiah 1.61 2.25 Range of profit sharing per annum on wadiah demand deposits: 2011 2010 Rupiah 0.75 - 1.10 0.76 - 2,83 c. As at 31 December 2012 and 2011, total demand and saving deposits from other banks pledged as collateral on loans and bank guarantees were amounting to Rp8,249 and Rp17,049, respectively Note 12B.c and 30e. NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated Appendix 597 26. DEPOSITS FROM OTHER BANKS - INTER-BANK CALL MONEY a. By Currency: 2012 2011 Third parties Rupiah 250,000 - Foreign currencies Note 60B.v 77,100 58,281 327,100 58,281 b. By Remaining Period Until Maturity Date: 2012 2011 Rupiah Less than 1 month 250,000 - Foreign currencies Less than 1 month 28,913 58,281 More than 1 month 48,187 - Total foreign currencies Note 60B.v 77,100 58,281 327,100 58,281 c. Average Interest Rates Cost of Funds per Annum: 2012 2011 Rupiah 4.81 - Foreign currencies 0.56 0.6327. DEPOSITS FROM OTHER BANKS - TIME DEPOSITS
a. By Currency: 2012 2011 Third parties Rupiah 11,203,309 9,396,759 Foreign currencies Note 60B.v 240,938 294,694 11,444,247 9,691,453 b. By Contract Period: 2012 2011 Rupiah: 1 month 11,103,799 9,324,336 3 months 37,600 42,700 6 months 9,115 9,640 12 months 52,795 19,983 Over 12 months - 100 Total Rupiah 11,203,309 9,396,759 Foreign currencies: 1 month 240,938 294,694 Total foreign currencies Note 60B.v 240,938 294,694 11,444,247 9,691,453Parts
» Wholesale Transaction CORPORATE GOVERNANCE
» Retail Deposits Payment CORPORATE GOVERNANCE
» Retail Financing CORPORATE GOVERNANCE
» network Expansion Subiantoro Investor Relations
» Business Process improvement Leadership development Program
» disciplined selling Process implementation
» Low Cost FundsCasa improvement Program
» Products, services, and Process innovation
» organization Capacity development Subiantoro Investor Relations
» risK ManaGEMEnT iMPLEMEnTaTion PrinCiPLEs
» risK PErForManCE rEViEw CORPORATE GOVERNANCE
» risK oVErViEw CORPORATE GOVERNANCE
» suBsidiarY risK ManaGEMEnT CORPORATE GOVERNANCE
» Methodology implementation, risk measurement tools and supporting
» implementation of Capital Calculation based on Basel ii and
» risk management consolidation with subsidiary
» Internal Control and Risk Maturity Enhancement
» Internal Audit Consolidation with Subsidiary
» Thematic audit program focused on wholesale fee-based income,
» Risk-Based Audit Methodology Enhancement and Continuous
» Auditor Competency Improvement CaPiTaL and risK EXPosurEs and BanK risK ManaGEMEnT
» deeds of the Constitutional Court. no 77Puu-iX2011 about
» Bank of Indonesia Regulation No. 148PBI2012 regarding
» Settlor Parties who owned the assets funds
» Trustee Parties who gain authorization to
» Beneiciary Parties who gain beneits of the
» Paying agent Bank of Indonesia Deeds No. 1417 PBI2012 on Trust Activities
» investment agent Bank of Indonesia Deeds No. 1417 PBI2012 on Trust Activities
» Borrowing agent Bank of Indonesia Deeds No. 1417 PBI2012 on Trust Activities
» Merger or Consolidation Bank Indonesia Regulation No. 1424PBI2012 on Single Ownership
» Formation of a Holding Company
» Holding function Bank Indonesia Regulation No. 1424PBI2012 on Single Ownership
» As a PSP Bank Indonesia Regulation No. 1424PBI2012 on Single Ownership
» Bank Indonesia Regulation No. 1425PBI2012 on Foreign
» Commercial Banks based on Business Activity BOOK 1
» BOOK 2 Bank Indonesia Regulation No. 1426PBI2012 on Operations and
» BOOK 3 Bank Indonesia Regulation No. 1426PBI2012 on Operations and
» Bank Indonesia Regulation No. 1427PBI2012 on the
» RISK CAPITAL COMMITTEE RCC-RMC:
» General Speciic CaPiTaL and risK EXPosurEs and BanK risK ManaGEMEnT
» General ASSETS AND LIABILITIES COMMITTEE RCC-ALCO:
» Speciic Funding Loans CaPiTaL and risK EXPosurEs and BanK risK ManaGEMEnT
» General CaPiTaL and risK EXPosurEs and BanK risK ManaGEMEnT
» CAPITAL INVESTMENT COMMITTEE RCC-CIC
» Speciic CaPiTaL and risK EXPosurEs and BanK risK ManaGEMEnT
» OPERATIONAL RISK COMMITTEE RCC-ORC
» Internal Audit Roles and Functions
» The Scope INTERNAL AUDIT FUNCTIONS, INTERNAL AUDIT COVERAGE AND
» Audit Planning and Realization
» Audit Findings Result INTERNAL AUDIT FUNCTIONS, INTERNAL AUDIT COVERAGE AND
» Total Internal Fraud INTERNAL AUDIT FUNCTIONS, INTERNAL AUDIT COVERAGE AND
» Excellence Improvement EXTERNAL AUDIT FUNCTIONS, EFFECTIVENESS OF EXTERNAL AUDIT
» Fraud EXTERNAL AUDIT FUNCTIONS, EFFECTIVENESS OF EXTERNAL AUDIT
» COMPLIANCE FUNCTIONS For the social activity is as follows:
» LONG TERM PLAN CORPORATE GOVERNANCE
» MID-TERM PLAN CORPORATE GOVERNANCE
» SHORT TERM PLAN CORPORATE GOVERNANCE
» PKBL MANDIRI PILLARS BM 2012 AR (English)
» GENERAL 1. Annual Report is presented in good
» SUMMARY OF VITAL FINANCIAL DATA 1. Financial information in comparative
» BOARD OF COMMISSIONERS’ AND BOARD OF DIRECTORS’ REPORT
» COMPANY PROFILE 1. name and address of the company.
» MANAGEMENT ANALYS AND DISCUSSION ON COMPANY
» GOOD CORPORATE GOVERNANCE 1. Information on the Board of
» Financial assets FINANCIAL IMPORTANT
» Financial assets continued FINANCIAL IMPORTANT
» Financial assets continued Financial liabilities
» Reclassification of financial assets
» Classes of financial instrument
» Classes of financial instrument continued
» Offsetting financial instruments FINANCIAL IMPORTANT
» Allowance for impairment losses of financial assets
» Allowance for impairment losses of financial assets continued
» Employee benefit Insurance liabilities on insurance contracts and Liability Adequacy Test LAT
» GOVERNMENT BONDS Determination of fair value
» OTHER RECEIVABLES - TRADE TRANSACTIONS
» DERIVATIVE RECEIVABLES AND PAYABLES
» NET INVESTMENT IN LEASE FINANCING
» INVESTMENTS IN SHARES Determination of fair value
» POLICYHOLDERS’ INVESTMENT AND LIABILITY TO UNIT-LINKED HOLDERS
» PREPAID EXPENSES Determination of fair value
» OTHER ASSETS Determination of fair value
» DEPOSITS FROM CUSTOMERS - DEMAND DEPOSITS
» DEPOSITS FROM CUSTOMERS - SAVING DEPOSITS
» DEPOSITS FROM OTHER BANKS - DEMAND AND SAVING DEPOSITS
» DEPOSITS FROM OTHER BANKS - TIME DEPOSITS
» ACCEPTANCE PAYABLES Determination of fair value
» ACCRUED EXPENSES Determination of fair value
» Tax Payables Tax BenefitExpense
» Tax Expense - Current continued
» Deferred tax assets - net continued
» Tax assessment letter TAXATION a.
» OTHER LIABILITIES Determination of fair value
» SUBORDINATED LOANS Determination of fair value
» Authorised, Issued and Fully Paid-in Capital
» Authorised, Issued and Fully Paid-in Capital continued
» Additional Paid-In CapitalAgio NON CONTROLLING INTEREST IN NET ASSETS OF CONSOLIDATED SUBSIDIARIES
» Additional Paid-In CapitalAgio continued
» INTEREST INCOME AND SHARIA INCOME
» INTEREST EXPENSE AND SHARIA EXPENSE
» ALLOWANCE FOR IMPAIRMENT LOSSES
» ALLOWANCEREVERSAL FOR POSSIBLE LOSSES
» UNREALISED GAINSLOSSES Determination of fair value
» SALARIES AND EMPLOYEE BENEFITS
» EMPLOYEE BENEFITS Determination of fair value
» OTHER OPERATING EXPENSES - OTHERS - NET
» Liabilities 12.49 RELATED PARTY TRANSACTIONS
» SEGMENT INFORMATION Determination of fair value
» CUSTODIAL SERVICES AND TRUST OPERATIONS
» Integrated Banking System Agreement with Vendor
» Legal Matters CHANNELING LOANS
» Value Added Tax VAT on Bank Syariah Mandiri BSM Murabahah Transactions
» Value Added Tax VAT on Bank Syariah Mandiri BSM Murabahah Transactions continued
» Trade Financing with Asian Development Bank ADB
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