MANAGEMENT ANALYS AND DISCUSSION ON COMPANY

PT Bank Mandiri Persero Tbk. PT Bank Mandiri Persero Tbk. CRITERIA ExPLANATION PAgE 7. Remuneration Committee Contain information of : 1. Name, title and brief curriculum vitae of the members of the Remuneration Committee. 2. Independence of the members of the Remuneration Committee. 3. Description of the tasks and responsibilities. 4. Activities carried out by the Remuneration Committee. 5. Frequency of meetings and the attendance of the Remuneration Committee. 309-311 8. Others Committees under Board of Commissioner in the Company Description of 1. Name, title and brief curriculum vitae of the members of the Committee. 2. Independence of the members of the Committee. 3. Description of the tasks and responsibilities. 4. Activities carried out by the Committee. 5. Frequency of meetings and the attendance of the Committee. 311-313 9. Description of tasks and function of the Corporate Secretary. Contain information of : 1. Name and brief history of the position of Corporate Secretary. 2. Education 3. Period of assignment 4. Description of the tasks performed by the Corporate Secretary. 347, 349 10. Description of the company’s internal Audit Units. Description of : 1. Name of the head of audit internal unit. 2. Number of staf in Internal Audit Unit. 3. Qualiicationcertiication as an internal audit profession. 4. Structure or position of the internal audit unit. 5. Description of duties. 6. Authorizator who appointdismiss Head of Internal Audit 350-352 11. Company of the Accountant Contain Information ; 1. The number of accounting periods that the accountant company has done the company’s annual audit inancial statement. 2. Period numbers of independent accountant has been done toward company inancial statement 3. The fee or other attestation services In term of the accountant provide other attestation services 4. Other services beside inancial audit services 353 12. Description of the company’s risk management Information contain: 1. Explanation of Risk Management System 2. Explanation of evaliation toward efectivity of risk Management system 3. Explanation of risk faced by the company. 4. Eforts to manage those risk. 354 13. Description of the Internal Control System Description of : 1. Brief on Internal Control System 2. Brief on evaluation toward efectivity of internal control system 355 BAPEPAM-LK REFERENCES PT Bank Mandiri Persero Tbk. PT Bank Mandiri Persero Tbk. CRITERIA ExPLANATION PAgE 14. Description of corporate social responsibility on environmental Description of: 1. Policy, 2. Conducted Activity , and 3. Financial impact from the activity related to environment activity, including usage of friendly material and energy and recycleable, waste management and others 4. Certiicates in environmental aspect. 356-357 378-391 15. Description of corporate social responsibility related to manpower, health and safety conatain information as : 1. Policy, 2. conducted Activity and 3. Financial impact from the activity related to labour practice, health, and safety including gender equality in job opprtunity, facility, employee turn over, accident rate, traning, and others. 356-357 378-391 16. Description of corporate social responsibility on social and community development contain information : 1. Policy, 2. conducted Activity and 3. Financial impact of activity related to social and community development, including local empowerment, local labour intensive, facility development, donation and others. 356-357 378-391 17. Description of corporate social responsibility on consumers responsibility contain information : 1. Policy, 2. conducted Activity and 3. Financial impact of activity related to product liabilities, including health and safety of consumer, product information, facility, quantity and management of consumer’s complaint and others. 356-357 378-391 18. important cases faced by the company, subsidiary, member of Directors andor member of the Board of commissioners with the tenure of the annual report period contain description of : 1. lawsuit 2. status of lawsuit settlement 3. impact to the company’s inancial condition notes: in term of there is no lawsuit, this should be disclosed 367 19. information access and company data Description about availability of access to company’s data and information for public including website, mass media, mailing list, bulletin, analyst gathering and others 358 20. Discussion on code of ethic contain description among others: 1. code of conduct existence 2. content of the code of conduct 3. Disclosure of code of conduct applicable to all level of the organization 4. Eforts in implementation and empowerment 5. Statement regarding corporate culture in the company 362 21. Description of whistleblowing system Description of mechanism of whistleblowing system include: 1. Submission of violation report 2. protection for a whistleblower 3. Handling complaints 4. Handling complaint unit. 359 PT Bank Mandiri Persero Tbk. PT Bank Mandiri Persero Tbk. CRITERIA ExPLANATION PAgE

VII. FINANCIAL IMPORTANT

1. Statement by the board of Directors concerning the responsibility of the Board of Directors in the Financial Statement. Compliance with Bapepam Regulation no vIII g 11 on Responsibility of the Board of Directors on the Financial Statement.  2. Accountant’s opinion on the inancial statement  3. Description of the independent Auditor in the opinion Description contain: 1. name and signature. 2. Date of the audit report. 3. Public accountant license number if Any.  4. comprehensive inancial statement. contain all elements of Financial statement 1. Balance sheet. 2. Proit loss statement. 3. equity statement. 4. cash low report. 5. notes to the inancial statement. 6. Financial statement in the beginning of comparative period presented when the entity applies such accounting policy retrospectively or make restatement of the inancial statement account or when the entity reclassify the account in the inancial statement if relevant Attachment 11-5197 5. Disclosure in the notes to the inancial statement when the entity applies an accountant policy retrospectively or to make the reinstatement of inancial statement account or when the entity reclassify account in its inancial statement Disclosure or undisclosure accordingly to PsAK Attachment 68-610 6. comparison of proitability Description on the comparison of the company’s proitloss between the on-going and the previous periods. Attachment 21-22 7. cash Flow Report. To comply certain regulation as 1. grouped into three categories of activity: operational activity, investment, and funding. 2. uses a direct method. 3. Disclosing non cash transactions in notes on inancial statement 4. separating the presentation between cash receipt and or cash disbursement to the customer, employee, supplier and payment of taxes during the current year for operational activities. Attachment 41-42 8. summary of Accounting Policy including at least : 1. compliance statement of sAK 2. Basic assesment and presenting a inancial statement. 3. Recognition of income and overhead. 4. ix assets 5. Financial instrument. Attachment 513- 547 9. Disclosures on related party transaction contain information of : 1. named of related party, nature of and the relationship with related party 2. Transaction value including the presentation to total revenue and related expenses 3. Balance amount and presentation to total asset and liability 4. Term and condition with related party Attachment 5142-5149 BAPePAM-LK REFERENCES