General ASSETS AND LIABILITIES COMMITTEE RCC-ALCO:

PT Bank Mandiri Persero Tbk. d. To evaluate and take the decision regarding additional capital investment for the Subsidiary; as long as the capital addition will not change the status and become the controlling shareholder of the Subsidiary. e. To evaluate the inancial performance of Subsidiary capital investment on a regular basis. f. To evaluate the inancial performance of the Subsidiary. g. To establish and or recommend the management strategy of Subsidiary, including business supervision and performance monitoring of Subsidiary, the approval on Work Plan Corporate Budget, Mid-Term Plan, Long-Term Plan, as well as the Subsidiary’s GMS. h. To evaluate and provide recommendation and propose to the Directors’ Meeting, on the capital allocation plan and it’s addition to the Strategic Business Unit SBU. i. Perform periodic evaluation of the performance of inancial inclusions for SBU capital allocation.

2. Speciic

The Capital Investment Committee speciically holds the responsibility to set the policies, monitor investments and strategy directions, which include: a. To evaluate and provide recommendations and present at Directors’ Meetings, the strategic initiatives of capital management in line with the Company strategy and growth plan, as well as the capital availability to maintain the Company capital adequacy level. b. To discuss and recommend the Bank Mandiri Capital Investment Policy KPMBM and the Mandiri Pension Fund Financial Institution Policy DPLK for further endorsement by the Directors and the Board of Commissioners. c. To set and determine the provisions for proposed procedures. d. To evaluate the DPLK inancial performance. e. To endorse and recommend the DPLK management strategy that covering business supervision and performance monitoring, the approval of Work Plan Corporate Budget, Mid-Term Plan, Long-Term Plan. f. To determine the strategy and direction of Pension Fund investments with regard to the Company’s position as the founder. g. To discuss and recommend the changes in Pension Fund Regulations with regard to Participants of Mandiri Fund DPLK. RCC-CIC HAS CONDUCTED THE FOLLOWING MATTERS IN 2012: 1. Implemented Saturn Project and Monitoring of the Strategy Initiative Implementation for Company Subsidiaries 2. Takeovers of Minority Shares of PT Bank Sinar Harapan Bali 3 . Transfer of Shares of PT Mandiri AXA General Insurance PT AXA Mandiri Financial Services from AXA SA to AXA Asia 4. Share Purchase of PT Mandiri Sekuritas 5. Approval of Capital Investment Standard Procedure and the Subsidiary Management 6. Approval of agenda on each GMS resolutions and subsidiary Extraordinary GMS CORPORATE GOVERNANCE PT Bank Mandiri Persero Tbk. OPERATIONAL RISK COMMITTEE RCC- ORC DUTIES AND RESPONSIBILITIES Risk and Capital Committee sub Operational Risk Committee has the following duties, authorities, and responsibilities:

1. General

a. To develop, discuss and recommend the Bank Mandiri Operations Policy KOBM, The Bank Product Transparency and Customer Personal Database Usage Policy KTPBPDPN, Bank Mandiri Corporate Secretary Policy KCSBM, Bank Mandiri Complaint Management and Dispute Settlement Policy KP3SN, Bank Mandiri Accounting Policy KABM, Bank Mandiri Internal Audit Policy KIABM, Bank Mandiri Legal and Compliance Policy KHKBM, Anti-Laundering MoneyTerrorism Funding Prevention Policy APU PPT and Bank Mandiri Internal Control System Policy KSPIBM, for further endorsement by the Directors and the Board of Commissioners. The RCC-ORC Committee Meeting Leaders set the policies endorsement proposal to the Directors done by a circular or through a Directors Meeting. b. To set the procedures under the existing policies, including amendments, for the above point 1.a. THE FREQUENCy OF MEETINgS AND THE ATTENDANCE RATE OF OPERATIONAL RISK COMMITTEE Rcc-oRC Name Total Meeting Attendance Absence Attendance Permanent Voting Members Zulkili Zaini 14 13 1 93 Riswinandi 14 14 100 Sentot A. Sentausa 14 14 100 Pahala Nugraha Mansury 14 14 100 Kresno Sediarsi 14 14 100 Non Permanent Voting Members Budi Gunadi Sadikin 5 5 100 Sunarso 2 2 100 Royke Tumilaar 2 2 100 Mansyur S. Nasution 1 1 100 Permanent Non voting Members Ogi Prastomiyono 14 14 100 Based on the quorum Total meetings for each group attendance based on the agenda discussion

4. OPERATIONAL RISK COMMITTEE RCC-ORC